Cálculo de intereses
Ahorrando S/ 673,046
Veamos que pasaría si Usted ahorrara 673,046 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 673,046.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,688.90 | S/ 15,465.63 | S/ 23,331.21 | S/ 31,286.65 | S/ 704,332.65 |
| 8.50% | S/ 13,867.31 | S/ 28,020.35 | S/ 42,464.99 | S/ 57,207.24 | S/ 730,253.24 |
| 8.00% | S/ 13,074.59 | S/ 26,403.17 | S/ 39,990.66 | S/ 53,842.11 | S/ 726,888.11 |
| 7.10% | S/ 11,640.72 | S/ 23,482.78 | S/ 35,529.65 | S/ 47,784.88 | S/ 720,830.88 |
| 7.00% | S/ 11,480.85 | S/ 23,157.54 | S/ 35,033.41 | S/ 47,111.86 | S/ 720,157.86 |
| 6.50% | S/ 10,679.78 | S/ 21,529.03 | S/ 32,550.44 | S/ 43,746.73 | S/ 716,792.73 |
| 6.10% | S/ 10,036.90 | S/ 20,223.48 | S/ 30,561.96 | S/ 41,054.62 | S/ 714,100.62 |
| 6.20% | S/ 10,197.79 | S/ 20,550.10 | S/ 31,059.26 | S/ 41,727.65 | S/ 714,773.65 |
| 5.90% | S/ 9,714.78 | S/ 19,569.78 | S/ 29,567.02 | S/ 39,708.57 | S/ 712,754.57 |
| 5.75% | S/ 9,472.88 | S/ 19,079.09 | S/ 28,820.51 | S/ 38,699.03 | S/ 711,745.03 |
| 5.70% | S/ 9,392.20 | S/ 18,915.46 | S/ 28,571.61 | S/ 38,362.52 | S/ 711,408.52 |
| 5.65% | S/ 9,311.48 | S/ 18,751.78 | S/ 28,322.69 | S/ 38,026.00 | S/ 711,072.00 |
| 5.60% | S/ 9,230.73 | S/ 18,588.06 | S/ 28,073.73 | S/ 37,689.49 | S/ 710,735.49 |
| 5.50% | S/ 9,069.16 | S/ 18,260.52 | S/ 27,575.73 | S/ 37,016.47 | S/ 710,062.47 |
| 5.30% | S/ 8,745.66 | S/ 17,604.96 | S/ 26,579.38 | S/ 35,670.41 | S/ 708,716.41 |
| 5.25% | S/ 8,664.71 | S/ 17,440.97 | S/ 26,330.22 | S/ 35,333.90 | S/ 708,379.90 |
| 5.05% | S/ 8,340.64 | S/ 16,784.63 | S/ 25,333.27 | S/ 33,987.85 | S/ 707,033.85 |
| 5.00% | S/ 8,259.55 | S/ 16,620.45 | S/ 25,083.96 | S/ 33,651.33 | S/ 706,697.33 |
| 4.95% | S/ 8,178.43 | S/ 16,456.23 | S/ 24,834.62 | S/ 33,314.82 | S/ 706,360.82 |
| 4.75% | S/ 7,853.66 | S/ 15,798.95 | S/ 23,836.96 | S/ 31,968.77 | S/ 705,014.77 |
| 4.55% | S/ 7,528.42 | S/ 15,141.05 | S/ 22,838.83 | S/ 30,622.72 | S/ 703,668.72 |
| 4.50% | S/ 7,447.04 | S/ 14,976.47 | S/ 22,589.22 | S/ 30,286.20 | S/ 703,332.20 |
| 4.40% | S/ 7,284.19 | S/ 14,647.21 | S/ 22,089.92 | S/ 29,613.18 | S/ 702,659.18 |
| 4.30% | S/ 7,121.22 | S/ 14,317.78 | S/ 21,590.49 | S/ 28,940.15 | S/ 701,986.15 |
| 4.25% | S/ 7,039.69 | S/ 14,153.01 | S/ 21,340.73 | S/ 28,603.64 | S/ 701,649.64 |
| 4.20% | S/ 6,958.13 | S/ 13,988.20 | S/ 21,090.95 | S/ 28,267.12 | S/ 701,313.12 |
| 4.15% | S/ 6,876.55 | S/ 13,823.35 | S/ 20,841.13 | S/ 27,930.61 | S/ 700,976.61 |
| 4.00% | S/ 6,631.61 | S/ 13,328.56 | S/ 20,091.50 | S/ 26,921.07 | S/ 699,967.07 |
| 3.90% | S/ 6,468.17 | S/ 12,998.50 | S/ 19,591.59 | S/ 26,248.04 | S/ 699,294.04 |
| 3.75% | S/ 6,222.79 | S/ 12,503.12 | S/ 18,841.51 | S/ 25,238.51 | S/ 698,284.51 |
| 3.50% | S/ 5,813.24 | S/ 11,676.68 | S/ 17,590.77 | S/ 23,555.94 | S/ 696,601.94 |
| 3.00% | S/ 4,991.89 | S/ 10,020.80 | S/ 15,087.02 | S/ 20,190.81 | S/ 693,236.81 |
| 2.75% | S/ 4,580.10 | S/ 9,191.36 | S/ 13,834.00 | S/ 18,508.24 | S/ 691,554.24 |
| 2.50% | S/ 4,167.55 | S/ 8,360.90 | S/ 12,580.23 | S/ 16,825.67 | S/ 689,871.67 |
| 2.00% | S/ 3,340.19 | S/ 6,696.95 | S/ 10,070.37 | S/ 13,460.54 | S/ 686,506.54 |
| 1.35% | S/ 2,260.06 | S/ 4,527.70 | S/ 6,802.96 | S/ 9,085.86 | S/ 682,131.86 |
| 1.00% | S/ 1,676.29 | S/ 3,356.76 | S/ 5,041.42 | S/ 6,730.27 | S/ 679,776.27 |
| 0.10% | S/ 168.19 | S/ 336.43 | S/ 504.71 | S/ 673.03 | S/ 673,719.03 |
Sobre los datos
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Para S/ 673,046 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 673,046 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.