Cálculo de intereses
Ahorrando S/ 670,573
Veamos que pasaría si Usted ahorrara 670,573 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 670,573.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,660.65 | S/ 15,408.81 | S/ 23,245.49 | S/ 31,171.69 | S/ 701,744.69 |
| 8.50% | S/ 13,816.36 | S/ 27,917.39 | S/ 42,308.96 | S/ 56,997.04 | S/ 727,570.04 |
| 8.00% | S/ 13,026.55 | S/ 26,306.15 | S/ 39,843.73 | S/ 53,644.28 | S/ 724,217.28 |
| 7.10% | S/ 11,597.95 | S/ 23,396.50 | S/ 35,399.10 | S/ 47,609.30 | S/ 718,182.30 |
| 7.00% | S/ 11,438.66 | S/ 23,072.45 | S/ 34,904.68 | S/ 46,938.75 | S/ 717,511.75 |
| 6.50% | S/ 10,640.54 | S/ 21,449.93 | S/ 32,430.84 | S/ 43,585.99 | S/ 714,158.99 |
| 6.10% | S/ 10,000.02 | S/ 20,149.17 | S/ 30,449.67 | S/ 40,903.77 | S/ 711,476.77 |
| 6.20% | S/ 10,160.32 | S/ 20,474.59 | S/ 30,945.13 | S/ 41,574.33 | S/ 712,147.33 |
| 5.90% | S/ 9,679.08 | S/ 19,497.87 | S/ 29,458.38 | S/ 39,562.67 | S/ 710,135.67 |
| 5.75% | S/ 9,438.08 | S/ 19,008.99 | S/ 28,714.61 | S/ 38,556.84 | S/ 709,129.84 |
| 5.70% | S/ 9,357.69 | S/ 18,845.95 | S/ 28,466.63 | S/ 38,221.56 | S/ 708,794.56 |
| 5.65% | S/ 9,277.27 | S/ 18,682.88 | S/ 28,218.62 | S/ 37,886.28 | S/ 708,459.28 |
| 5.60% | S/ 9,196.82 | S/ 18,519.77 | S/ 27,970.58 | S/ 37,551.01 | S/ 708,124.01 |
| 5.50% | S/ 9,035.83 | S/ 18,193.42 | S/ 27,474.41 | S/ 36,880.45 | S/ 707,453.45 |
| 5.30% | S/ 8,713.52 | S/ 17,540.27 | S/ 26,481.72 | S/ 35,539.35 | S/ 706,112.35 |
| 5.25% | S/ 8,632.87 | S/ 17,376.89 | S/ 26,233.47 | S/ 35,204.07 | S/ 705,777.07 |
| 5.05% | S/ 8,309.99 | S/ 16,722.96 | S/ 25,240.19 | S/ 33,862.96 | S/ 704,435.96 |
| 5.00% | S/ 8,229.20 | S/ 16,559.38 | S/ 24,991.79 | S/ 33,527.69 | S/ 704,100.69 |
| 4.95% | S/ 8,148.38 | S/ 16,395.76 | S/ 24,743.37 | S/ 33,192.41 | S/ 703,765.41 |
| 4.75% | S/ 7,824.80 | S/ 15,740.90 | S/ 23,749.38 | S/ 31,851.30 | S/ 702,424.30 |
| 4.55% | S/ 7,500.76 | S/ 15,085.42 | S/ 22,754.91 | S/ 30,510.20 | S/ 701,083.20 |
| 4.50% | S/ 7,419.67 | S/ 14,921.45 | S/ 22,506.22 | S/ 30,174.92 | S/ 700,747.92 |
| 4.40% | S/ 7,257.42 | S/ 14,593.39 | S/ 22,008.75 | S/ 29,504.37 | S/ 700,077.37 |
| 4.30% | S/ 7,095.05 | S/ 14,265.17 | S/ 21,511.16 | S/ 28,833.81 | S/ 699,406.81 |
| 4.25% | S/ 7,013.82 | S/ 14,101.01 | S/ 21,262.32 | S/ 28,498.54 | S/ 699,071.54 |
| 4.20% | S/ 6,932.57 | S/ 13,936.80 | S/ 21,013.45 | S/ 28,163.26 | S/ 698,736.26 |
| 4.15% | S/ 6,851.28 | S/ 13,772.56 | S/ 20,764.55 | S/ 27,827.98 | S/ 698,400.98 |
| 4.00% | S/ 6,607.24 | S/ 13,279.59 | S/ 20,017.67 | S/ 26,822.15 | S/ 697,395.15 |
| 3.90% | S/ 6,444.40 | S/ 12,950.74 | S/ 19,519.61 | S/ 26,151.60 | S/ 696,724.60 |
| 3.75% | S/ 6,199.93 | S/ 12,457.18 | S/ 18,772.28 | S/ 25,145.77 | S/ 695,718.77 |
| 3.50% | S/ 5,791.88 | S/ 11,633.78 | S/ 17,526.13 | S/ 23,469.39 | S/ 694,042.39 |
| 3.00% | S/ 4,973.55 | S/ 9,983.98 | S/ 15,031.58 | S/ 20,116.62 | S/ 690,689.62 |
| 2.75% | S/ 4,563.27 | S/ 9,157.59 | S/ 13,783.17 | S/ 18,440.23 | S/ 689,013.23 |
| 2.50% | S/ 4,152.24 | S/ 8,330.18 | S/ 12,534.00 | S/ 16,763.85 | S/ 687,336.85 |
| 2.00% | S/ 3,327.91 | S/ 6,672.34 | S/ 10,033.37 | S/ 13,411.08 | S/ 683,984.08 |
| 1.35% | S/ 2,251.75 | S/ 4,511.07 | S/ 6,777.97 | S/ 9,052.48 | S/ 679,625.48 |
| 1.00% | S/ 1,670.14 | S/ 3,344.43 | S/ 5,022.90 | S/ 6,705.54 | S/ 677,278.54 |
| 0.10% | S/ 167.58 | S/ 335.19 | S/ 502.85 | S/ 670.55 | S/ 671,243.55 |
Sobre los datos
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Para S/ 670,573 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 670,573 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
