Cálculo de intereses
Ahorrando S/ 670,085
Veamos que pasaría si Usted ahorrara 670,085 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 670,085.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,655.07 | S/ 15,397.60 | S/ 23,228.57 | S/ 31,149.01 | S/ 701,234.01 |
| 8.50% | S/ 13,806.31 | S/ 27,897.07 | S/ 42,278.17 | S/ 56,955.56 | S/ 727,040.56 |
| 8.00% | S/ 13,017.07 | S/ 26,287.01 | S/ 39,814.73 | S/ 53,605.24 | S/ 723,690.24 |
| 7.10% | S/ 11,589.51 | S/ 23,379.47 | S/ 35,373.34 | S/ 47,574.66 | S/ 717,659.66 |
| 7.00% | S/ 11,430.34 | S/ 23,055.66 | S/ 34,879.28 | S/ 46,904.59 | S/ 716,989.59 |
| 6.50% | S/ 10,632.80 | S/ 21,434.32 | S/ 32,407.23 | S/ 43,554.27 | S/ 713,639.27 |
| 6.10% | S/ 9,992.74 | S/ 20,134.51 | S/ 30,427.51 | S/ 40,874.01 | S/ 710,959.01 |
| 6.20% | S/ 10,152.93 | S/ 20,459.69 | S/ 30,922.61 | S/ 41,544.07 | S/ 711,629.07 |
| 5.90% | S/ 9,672.04 | S/ 19,483.68 | S/ 29,436.95 | S/ 39,533.88 | S/ 709,618.88 |
| 5.75% | S/ 9,431.21 | S/ 18,995.16 | S/ 28,693.72 | S/ 38,528.78 | S/ 708,613.78 |
| 5.70% | S/ 9,350.88 | S/ 18,832.24 | S/ 28,445.91 | S/ 38,193.75 | S/ 708,278.75 |
| 5.65% | S/ 9,270.51 | S/ 18,669.28 | S/ 28,198.08 | S/ 37,858.71 | S/ 707,943.71 |
| 5.60% | S/ 9,190.12 | S/ 18,506.29 | S/ 27,950.22 | S/ 37,523.68 | S/ 707,608.68 |
| 5.50% | S/ 9,029.26 | S/ 18,180.18 | S/ 27,454.41 | S/ 36,853.62 | S/ 706,938.62 |
| 5.30% | S/ 8,707.18 | S/ 17,527.51 | S/ 26,462.45 | S/ 35,513.48 | S/ 705,598.48 |
| 5.25% | S/ 8,626.59 | S/ 17,364.24 | S/ 26,214.38 | S/ 35,178.45 | S/ 705,263.45 |
| 5.05% | S/ 8,303.94 | S/ 16,710.79 | S/ 25,221.82 | S/ 33,838.32 | S/ 703,923.32 |
| 5.00% | S/ 8,223.21 | S/ 16,547.33 | S/ 24,973.61 | S/ 33,503.29 | S/ 703,588.29 |
| 4.95% | S/ 8,142.45 | S/ 16,383.83 | S/ 24,725.36 | S/ 33,168.26 | S/ 703,253.26 |
| 4.75% | S/ 7,819.10 | S/ 15,729.45 | S/ 23,732.10 | S/ 31,828.13 | S/ 701,913.13 |
| 4.55% | S/ 7,495.30 | S/ 15,074.44 | S/ 22,738.35 | S/ 30,487.99 | S/ 700,572.99 |
| 4.50% | S/ 7,414.28 | S/ 14,910.59 | S/ 22,489.84 | S/ 30,152.96 | S/ 700,237.96 |
| 4.40% | S/ 7,252.14 | S/ 14,582.77 | S/ 21,992.73 | S/ 29,482.90 | S/ 699,567.90 |
| 4.30% | S/ 7,089.89 | S/ 14,254.79 | S/ 21,495.51 | S/ 28,812.83 | S/ 698,897.83 |
| 4.25% | S/ 7,008.72 | S/ 14,090.75 | S/ 21,246.85 | S/ 28,477.80 | S/ 698,562.80 |
| 4.20% | S/ 6,927.52 | S/ 13,926.66 | S/ 20,998.16 | S/ 28,142.77 | S/ 698,227.77 |
| 4.15% | S/ 6,846.29 | S/ 13,762.54 | S/ 20,749.44 | S/ 27,807.73 | S/ 697,892.73 |
| 4.00% | S/ 6,602.43 | S/ 13,269.92 | S/ 20,003.11 | S/ 26,802.63 | S/ 696,887.63 |
| 3.90% | S/ 6,439.71 | S/ 12,941.32 | S/ 19,505.40 | S/ 26,132.57 | S/ 696,217.57 |
| 3.75% | S/ 6,195.42 | S/ 12,448.11 | S/ 18,758.62 | S/ 25,127.47 | S/ 695,212.47 |
| 3.50% | S/ 5,787.66 | S/ 11,625.31 | S/ 17,513.38 | S/ 23,452.31 | S/ 693,537.31 |
| 3.00% | S/ 4,969.93 | S/ 9,976.72 | S/ 15,020.64 | S/ 20,101.98 | S/ 690,186.98 |
| 2.75% | S/ 4,559.95 | S/ 9,150.92 | S/ 13,773.14 | S/ 18,426.81 | S/ 688,511.81 |
| 2.50% | S/ 4,149.21 | S/ 8,324.12 | S/ 12,524.88 | S/ 16,751.65 | S/ 686,836.65 |
| 2.00% | S/ 3,325.49 | S/ 6,667.49 | S/ 10,026.07 | S/ 13,401.32 | S/ 683,486.32 |
| 1.35% | S/ 2,250.11 | S/ 4,507.78 | S/ 6,773.03 | S/ 9,045.89 | S/ 679,130.89 |
| 1.00% | S/ 1,668.92 | S/ 3,342.00 | S/ 5,019.24 | S/ 6,700.66 | S/ 676,785.66 |
| 0.10% | S/ 167.45 | S/ 334.95 | S/ 502.49 | S/ 670.07 | S/ 670,755.07 |
Sobre los datos
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Para S/ 670,085 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 670,085 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.