Cálculo de intereses
Ahorrando S/ 668,902
Veamos que pasaría si Usted ahorrara 668,902 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 668,902.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,641.56 | S/ 15,370.41 | S/ 23,187.56 | S/ 31,094.01 | S/ 699,996.01 |
| 8.50% | S/ 13,781.93 | S/ 27,847.82 | S/ 42,203.53 | S/ 56,855.01 | S/ 725,757.01 |
| 8.00% | S/ 12,994.09 | S/ 26,240.60 | S/ 39,744.44 | S/ 53,510.60 | S/ 722,412.60 |
| 7.10% | S/ 11,569.05 | S/ 23,338.19 | S/ 35,310.89 | S/ 47,490.67 | S/ 716,392.67 |
| 7.00% | S/ 11,410.16 | S/ 23,014.95 | S/ 34,817.70 | S/ 46,821.78 | S/ 715,723.78 |
| 6.50% | S/ 10,614.03 | S/ 21,396.48 | S/ 32,350.02 | S/ 43,477.37 | S/ 712,379.37 |
| 6.10% | S/ 9,975.10 | S/ 20,098.96 | S/ 30,373.79 | S/ 40,801.85 | S/ 709,703.85 |
| 6.20% | S/ 10,135.00 | S/ 20,423.57 | S/ 30,868.02 | S/ 41,470.73 | S/ 710,372.73 |
| 5.90% | S/ 9,654.96 | S/ 19,449.28 | S/ 29,384.98 | S/ 39,464.08 | S/ 708,366.08 |
| 5.75% | S/ 9,414.56 | S/ 18,961.62 | S/ 28,643.06 | S/ 38,460.76 | S/ 707,362.76 |
| 5.70% | S/ 9,334.37 | S/ 18,798.99 | S/ 28,395.69 | S/ 38,126.32 | S/ 707,028.32 |
| 5.65% | S/ 9,254.15 | S/ 18,636.32 | S/ 28,148.30 | S/ 37,791.88 | S/ 706,693.88 |
| 5.60% | S/ 9,173.90 | S/ 18,473.62 | S/ 27,900.88 | S/ 37,457.43 | S/ 706,359.43 |
| 5.50% | S/ 9,013.32 | S/ 18,148.09 | S/ 27,405.95 | S/ 36,788.55 | S/ 705,690.55 |
| 5.30% | S/ 8,691.81 | S/ 17,496.56 | S/ 26,415.73 | S/ 35,450.79 | S/ 704,352.79 |
| 5.25% | S/ 8,611.36 | S/ 17,333.59 | S/ 26,168.10 | S/ 35,116.35 | S/ 704,018.35 |
| 5.05% | S/ 8,289.28 | S/ 16,681.29 | S/ 25,177.29 | S/ 33,778.58 | S/ 702,680.58 |
| 5.00% | S/ 8,208.69 | S/ 16,518.12 | S/ 24,929.52 | S/ 33,444.14 | S/ 702,346.14 |
| 4.95% | S/ 8,128.07 | S/ 16,354.91 | S/ 24,681.71 | S/ 33,109.70 | S/ 702,011.70 |
| 4.75% | S/ 7,805.30 | S/ 15,701.68 | S/ 23,690.20 | S/ 31,771.93 | S/ 700,673.93 |
| 4.55% | S/ 7,482.07 | S/ 15,047.82 | S/ 22,698.21 | S/ 30,434.17 | S/ 699,336.17 |
| 4.50% | S/ 7,401.19 | S/ 14,884.26 | S/ 22,450.14 | S/ 30,099.73 | S/ 699,001.73 |
| 4.40% | S/ 7,239.34 | S/ 14,557.02 | S/ 21,953.91 | S/ 29,430.85 | S/ 698,332.85 |
| 4.30% | S/ 7,077.37 | S/ 14,229.63 | S/ 21,457.56 | S/ 28,761.96 | S/ 697,663.96 |
| 4.25% | S/ 6,996.35 | S/ 14,065.87 | S/ 21,209.34 | S/ 28,427.52 | S/ 697,329.52 |
| 4.20% | S/ 6,915.29 | S/ 13,902.07 | S/ 20,961.09 | S/ 28,093.08 | S/ 696,995.08 |
| 4.15% | S/ 6,834.21 | S/ 13,738.24 | S/ 20,712.81 | S/ 27,758.64 | S/ 696,660.64 |
| 4.00% | S/ 6,590.78 | S/ 13,246.50 | S/ 19,967.79 | S/ 26,755.32 | S/ 695,657.32 |
| 3.90% | S/ 6,428.35 | S/ 12,918.47 | S/ 19,470.97 | S/ 26,086.43 | S/ 694,988.43 |
| 3.75% | S/ 6,184.48 | S/ 12,426.14 | S/ 18,725.50 | S/ 25,083.11 | S/ 693,985.11 |
| 3.50% | S/ 5,777.44 | S/ 11,604.79 | S/ 17,482.46 | S/ 23,410.90 | S/ 692,312.90 |
| 3.00% | S/ 4,961.15 | S/ 9,959.11 | S/ 14,994.13 | S/ 20,066.49 | S/ 688,968.49 |
| 2.75% | S/ 4,551.90 | S/ 9,134.77 | S/ 13,748.83 | S/ 18,394.28 | S/ 687,296.28 |
| 2.50% | S/ 4,141.89 | S/ 8,309.43 | S/ 12,502.77 | S/ 16,722.08 | S/ 685,624.08 |
| 2.00% | S/ 3,319.62 | S/ 6,655.72 | S/ 10,008.37 | S/ 13,377.66 | S/ 682,279.66 |
| 1.35% | S/ 2,246.14 | S/ 4,499.83 | S/ 6,761.08 | S/ 9,029.92 | S/ 677,931.92 |
| 1.00% | S/ 1,665.97 | S/ 3,336.10 | S/ 5,010.38 | S/ 6,688.83 | S/ 675,590.83 |
| 0.10% | S/ 167.16 | S/ 334.36 | S/ 501.60 | S/ 668.88 | S/ 669,570.88 |
Sobre los datos
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Para S/ 668,902 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 668,902 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.