Cálculo de intereses
Ahorrando S/ 668,555
Veamos que pasaría si Usted ahorrara 668,555 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 668,555.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,637.59 | S/ 15,362.44 | S/ 23,175.53 | S/ 31,077.88 | S/ 699,632.88 |
| 8.50% | S/ 13,774.78 | S/ 27,833.38 | S/ 42,181.63 | S/ 56,825.52 | S/ 725,380.52 |
| 8.00% | S/ 12,987.35 | S/ 26,226.99 | S/ 39,723.82 | S/ 53,482.84 | S/ 722,037.84 |
| 7.10% | S/ 11,563.05 | S/ 23,326.09 | S/ 35,292.58 | S/ 47,466.03 | S/ 716,021.03 |
| 7.00% | S/ 11,404.24 | S/ 23,003.01 | S/ 34,799.64 | S/ 46,797.49 | S/ 715,352.49 |
| 6.50% | S/ 10,608.52 | S/ 21,385.38 | S/ 32,333.24 | S/ 43,454.82 | S/ 712,009.82 |
| 6.10% | S/ 9,969.93 | S/ 20,088.53 | S/ 30,358.03 | S/ 40,780.68 | S/ 709,335.68 |
| 6.20% | S/ 10,129.74 | S/ 20,412.97 | S/ 30,852.01 | S/ 41,449.21 | S/ 710,004.21 |
| 5.90% | S/ 9,649.95 | S/ 19,439.19 | S/ 29,369.73 | S/ 39,443.61 | S/ 707,998.61 |
| 5.75% | S/ 9,409.67 | S/ 18,951.79 | S/ 28,628.20 | S/ 38,440.81 | S/ 706,995.81 |
| 5.70% | S/ 9,329.52 | S/ 18,789.24 | S/ 28,380.96 | S/ 38,106.54 | S/ 706,661.54 |
| 5.65% | S/ 9,249.35 | S/ 18,626.66 | S/ 28,133.70 | S/ 37,772.27 | S/ 706,327.27 |
| 5.60% | S/ 9,169.14 | S/ 18,464.03 | S/ 27,886.40 | S/ 37,438.00 | S/ 705,993.00 |
| 5.50% | S/ 9,008.64 | S/ 18,138.67 | S/ 27,391.73 | S/ 36,769.47 | S/ 705,324.47 |
| 5.30% | S/ 8,687.30 | S/ 17,487.49 | S/ 26,402.02 | S/ 35,432.40 | S/ 703,987.40 |
| 5.25% | S/ 8,606.90 | S/ 17,324.59 | S/ 26,154.52 | S/ 35,098.13 | S/ 703,653.13 |
| 5.05% | S/ 8,284.98 | S/ 16,672.64 | S/ 25,164.23 | S/ 33,761.06 | S/ 702,316.06 |
| 5.00% | S/ 8,204.43 | S/ 16,509.55 | S/ 24,916.58 | S/ 33,426.79 | S/ 701,981.79 |
| 4.95% | S/ 8,123.85 | S/ 16,346.42 | S/ 24,668.91 | S/ 33,092.52 | S/ 701,647.52 |
| 4.75% | S/ 7,801.25 | S/ 15,693.53 | S/ 23,677.91 | S/ 31,755.45 | S/ 700,310.45 |
| 4.55% | S/ 7,478.19 | S/ 15,040.02 | S/ 22,686.44 | S/ 30,418.38 | S/ 698,973.38 |
| 4.50% | S/ 7,397.35 | S/ 14,876.54 | S/ 22,438.49 | S/ 30,084.11 | S/ 698,639.11 |
| 4.40% | S/ 7,235.58 | S/ 14,549.47 | S/ 21,942.52 | S/ 29,415.58 | S/ 697,970.58 |
| 4.30% | S/ 7,073.70 | S/ 14,222.25 | S/ 21,446.43 | S/ 28,747.04 | S/ 697,302.04 |
| 4.25% | S/ 6,992.72 | S/ 14,058.57 | S/ 21,198.34 | S/ 28,412.78 | S/ 696,967.78 |
| 4.20% | S/ 6,911.70 | S/ 13,894.86 | S/ 20,950.21 | S/ 28,078.51 | S/ 696,633.51 |
| 4.15% | S/ 6,830.66 | S/ 13,731.11 | S/ 20,702.06 | S/ 27,744.24 | S/ 696,299.24 |
| 4.00% | S/ 6,587.36 | S/ 13,239.62 | S/ 19,957.43 | S/ 26,741.44 | S/ 695,296.44 |
| 3.90% | S/ 6,425.01 | S/ 12,911.77 | S/ 19,460.87 | S/ 26,072.90 | S/ 694,627.90 |
| 3.75% | S/ 6,181.27 | S/ 12,419.69 | S/ 18,715.79 | S/ 25,070.10 | S/ 693,625.10 |
| 3.50% | S/ 5,774.45 | S/ 11,598.77 | S/ 17,473.39 | S/ 23,398.76 | S/ 691,953.76 |
| 3.00% | S/ 4,958.58 | S/ 9,953.94 | S/ 14,986.35 | S/ 20,056.08 | S/ 688,611.08 |
| 2.75% | S/ 4,549.53 | S/ 9,130.03 | S/ 13,741.69 | S/ 18,384.74 | S/ 686,939.74 |
| 2.50% | S/ 4,139.74 | S/ 8,305.12 | S/ 12,496.28 | S/ 16,713.40 | S/ 685,268.40 |
| 2.00% | S/ 3,317.90 | S/ 6,652.27 | S/ 10,003.18 | S/ 13,370.72 | S/ 681,925.72 |
| 1.35% | S/ 2,244.98 | S/ 4,497.49 | S/ 6,757.57 | S/ 9,025.24 | S/ 677,580.24 |
| 1.00% | S/ 1,665.11 | S/ 3,334.37 | S/ 5,007.78 | S/ 6,685.36 | S/ 675,240.36 |
| 0.10% | S/ 167.07 | S/ 334.18 | S/ 501.34 | S/ 668.54 | S/ 669,223.54 |
Sobre los datos
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Para S/ 668,555 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 668,555 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.