Cálculo de intereses
Ahorrando S/ 668,069
Veamos que pasaría si Usted ahorrara 668,069 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 668,069.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,632.04 | S/ 15,351.27 | S/ 23,158.68 | S/ 31,055.29 | S/ 699,124.29 |
| 8.50% | S/ 13,764.77 | S/ 27,813.14 | S/ 42,150.97 | S/ 56,784.21 | S/ 724,853.21 |
| 8.00% | S/ 12,977.91 | S/ 26,207.92 | S/ 39,694.94 | S/ 53,443.97 | S/ 721,512.97 |
| 7.10% | S/ 11,554.64 | S/ 23,309.13 | S/ 35,266.92 | S/ 47,431.52 | S/ 715,500.52 |
| 7.00% | S/ 11,395.95 | S/ 22,986.29 | S/ 34,774.34 | S/ 46,763.48 | S/ 714,832.48 |
| 6.50% | S/ 10,600.81 | S/ 21,369.83 | S/ 32,309.73 | S/ 43,423.23 | S/ 711,492.23 |
| 6.10% | S/ 9,962.68 | S/ 20,073.93 | S/ 30,335.96 | S/ 40,751.03 | S/ 708,820.03 |
| 6.20% | S/ 10,122.38 | S/ 20,398.13 | S/ 30,829.58 | S/ 41,419.08 | S/ 709,488.08 |
| 5.90% | S/ 9,642.94 | S/ 19,425.06 | S/ 29,348.38 | S/ 39,414.94 | S/ 707,483.94 |
| 5.75% | S/ 9,402.83 | S/ 18,938.01 | S/ 28,607.39 | S/ 38,412.86 | S/ 706,481.86 |
| 5.70% | S/ 9,322.74 | S/ 18,775.58 | S/ 28,360.33 | S/ 38,078.84 | S/ 706,147.84 |
| 5.65% | S/ 9,242.62 | S/ 18,613.12 | S/ 28,113.25 | S/ 37,744.81 | S/ 705,813.81 |
| 5.60% | S/ 9,162.47 | S/ 18,450.61 | S/ 27,866.13 | S/ 37,410.79 | S/ 705,479.79 |
| 5.50% | S/ 9,002.09 | S/ 18,125.49 | S/ 27,371.82 | S/ 36,742.74 | S/ 704,811.74 |
| 5.30% | S/ 8,680.99 | S/ 17,474.77 | S/ 26,382.83 | S/ 35,406.64 | S/ 703,475.64 |
| 5.25% | S/ 8,600.64 | S/ 17,312.00 | S/ 26,135.51 | S/ 35,072.62 | S/ 703,141.62 |
| 5.05% | S/ 8,278.96 | S/ 16,660.52 | S/ 25,145.94 | S/ 33,736.52 | S/ 701,805.52 |
| 5.00% | S/ 8,198.47 | S/ 16,497.55 | S/ 24,898.47 | S/ 33,402.49 | S/ 701,471.49 |
| 4.95% | S/ 8,117.95 | S/ 16,334.54 | S/ 24,650.98 | S/ 33,068.47 | S/ 701,137.47 |
| 4.75% | S/ 7,795.58 | S/ 15,682.12 | S/ 23,660.70 | S/ 31,732.37 | S/ 699,801.37 |
| 4.55% | S/ 7,472.75 | S/ 15,029.09 | S/ 22,669.94 | S/ 30,396.27 | S/ 698,465.27 |
| 4.50% | S/ 7,391.97 | S/ 14,865.73 | S/ 22,422.18 | S/ 30,062.24 | S/ 698,131.24 |
| 4.40% | S/ 7,230.32 | S/ 14,538.90 | S/ 21,926.57 | S/ 29,394.20 | S/ 697,463.20 |
| 4.30% | S/ 7,068.56 | S/ 14,211.91 | S/ 21,430.84 | S/ 28,726.15 | S/ 696,795.15 |
| 4.25% | S/ 6,987.63 | S/ 14,048.35 | S/ 21,182.93 | S/ 28,392.12 | S/ 696,461.12 |
| 4.20% | S/ 6,906.68 | S/ 13,884.76 | S/ 20,934.99 | S/ 28,058.10 | S/ 696,127.10 |
| 4.15% | S/ 6,825.70 | S/ 13,721.13 | S/ 20,687.02 | S/ 27,724.07 | S/ 695,793.07 |
| 4.00% | S/ 6,582.57 | S/ 13,230.00 | S/ 19,942.93 | S/ 26,722.00 | S/ 694,791.00 |
| 3.90% | S/ 6,420.34 | S/ 12,902.38 | S/ 19,446.72 | S/ 26,053.95 | S/ 694,122.95 |
| 3.75% | S/ 6,176.78 | S/ 12,410.66 | S/ 18,702.18 | S/ 25,051.87 | S/ 693,120.87 |
| 3.50% | S/ 5,770.25 | S/ 11,590.33 | S/ 17,460.69 | S/ 23,381.75 | S/ 691,450.75 |
| 3.00% | S/ 4,954.98 | S/ 9,946.70 | S/ 14,975.45 | S/ 20,041.50 | S/ 688,110.50 |
| 2.75% | S/ 4,546.23 | S/ 9,123.39 | S/ 13,731.70 | S/ 18,371.38 | S/ 686,440.38 |
| 2.50% | S/ 4,136.73 | S/ 8,299.08 | S/ 12,487.20 | S/ 16,701.25 | S/ 684,770.25 |
| 2.00% | S/ 3,315.49 | S/ 6,647.43 | S/ 9,995.91 | S/ 13,361.00 | S/ 681,430.00 |
| 1.35% | S/ 2,243.34 | S/ 4,494.22 | S/ 6,752.66 | S/ 9,018.68 | S/ 677,087.68 |
| 1.00% | S/ 1,663.90 | S/ 3,331.94 | S/ 5,004.14 | S/ 6,680.50 | S/ 674,749.50 |
| 0.10% | S/ 166.95 | S/ 333.94 | S/ 500.98 | S/ 668.05 | S/ 668,737.05 |
Sobre los datos
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Para S/ 668,069 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 668,069 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.