Cálculo de intereses
Ahorrando S/ 666,062
Veamos que pasaría si Usted ahorrara 666,062 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 666,062.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,609.11 | S/ 15,305.15 | S/ 23,089.11 | S/ 30,962.00 | S/ 697,024.00 |
| 8.50% | S/ 13,723.42 | S/ 27,729.59 | S/ 42,024.34 | S/ 56,613.62 | S/ 722,675.62 |
| 8.00% | S/ 12,938.92 | S/ 26,129.19 | S/ 39,575.69 | S/ 53,283.41 | S/ 719,345.41 |
| 7.10% | S/ 11,519.93 | S/ 23,239.11 | S/ 35,160.97 | S/ 47,289.03 | S/ 713,351.03 |
| 7.00% | S/ 11,361.71 | S/ 22,917.24 | S/ 34,669.88 | S/ 46,622.99 | S/ 712,684.99 |
| 6.50% | S/ 10,568.96 | S/ 21,305.63 | S/ 32,212.67 | S/ 43,292.78 | S/ 709,354.78 |
| 6.10% | S/ 9,932.75 | S/ 20,013.62 | S/ 30,244.83 | S/ 40,628.61 | S/ 706,690.61 |
| 6.20% | S/ 10,091.97 | S/ 20,336.85 | S/ 30,736.96 | S/ 41,294.65 | S/ 707,356.65 |
| 5.90% | S/ 9,613.97 | S/ 19,366.71 | S/ 29,260.21 | S/ 39,296.53 | S/ 705,358.53 |
| 5.75% | S/ 9,374.59 | S/ 18,881.12 | S/ 28,521.45 | S/ 38,297.46 | S/ 704,359.46 |
| 5.70% | S/ 9,294.74 | S/ 18,719.18 | S/ 28,275.13 | S/ 37,964.44 | S/ 704,026.44 |
| 5.65% | S/ 9,214.86 | S/ 18,557.20 | S/ 28,028.79 | S/ 37,631.42 | S/ 703,693.42 |
| 5.60% | S/ 9,134.95 | S/ 18,395.18 | S/ 27,782.42 | S/ 37,298.40 | S/ 703,360.40 |
| 5.50% | S/ 8,975.05 | S/ 18,071.03 | S/ 27,289.59 | S/ 36,632.36 | S/ 702,694.36 |
| 5.30% | S/ 8,654.91 | S/ 17,422.28 | S/ 26,303.57 | S/ 35,300.27 | S/ 701,362.27 |
| 5.25% | S/ 8,574.80 | S/ 17,259.99 | S/ 26,057.00 | S/ 34,967.25 | S/ 701,029.25 |
| 5.05% | S/ 8,254.09 | S/ 16,610.46 | S/ 25,070.40 | S/ 33,635.17 | S/ 699,697.17 |
| 5.00% | S/ 8,173.84 | S/ 16,447.99 | S/ 24,823.67 | S/ 33,302.14 | S/ 699,364.14 |
| 4.95% | S/ 8,093.56 | S/ 16,285.47 | S/ 24,576.92 | S/ 32,969.12 | S/ 699,031.12 |
| 4.75% | S/ 7,772.16 | S/ 15,635.01 | S/ 23,589.62 | S/ 31,637.04 | S/ 697,699.04 |
| 4.55% | S/ 7,450.30 | S/ 14,983.94 | S/ 22,601.84 | S/ 30,304.95 | S/ 696,366.95 |
| 4.50% | S/ 7,369.76 | S/ 14,821.07 | S/ 22,354.82 | S/ 29,971.93 | S/ 696,033.93 |
| 4.40% | S/ 7,208.60 | S/ 14,495.22 | S/ 21,860.70 | S/ 29,305.89 | S/ 695,367.89 |
| 4.30% | S/ 7,047.32 | S/ 14,169.21 | S/ 21,366.45 | S/ 28,639.85 | S/ 694,701.85 |
| 4.25% | S/ 6,966.64 | S/ 14,006.15 | S/ 21,119.29 | S/ 28,306.83 | S/ 694,368.83 |
| 4.20% | S/ 6,885.93 | S/ 13,843.05 | S/ 20,872.09 | S/ 27,973.80 | S/ 694,035.80 |
| 4.15% | S/ 6,805.19 | S/ 13,679.91 | S/ 20,624.87 | S/ 27,640.78 | S/ 693,702.78 |
| 4.00% | S/ 6,562.80 | S/ 13,190.25 | S/ 19,883.01 | S/ 26,641.72 | S/ 692,703.72 |
| 3.90% | S/ 6,401.05 | S/ 12,863.62 | S/ 19,388.30 | S/ 25,975.68 | S/ 692,037.68 |
| 3.75% | S/ 6,158.22 | S/ 12,373.38 | S/ 18,646.00 | S/ 24,976.61 | S/ 691,038.61 |
| 3.50% | S/ 5,752.91 | S/ 11,555.51 | S/ 17,408.23 | S/ 23,311.51 | S/ 689,373.51 |
| 3.00% | S/ 4,940.09 | S/ 9,916.82 | S/ 14,930.46 | S/ 19,981.29 | S/ 686,043.29 |
| 2.75% | S/ 4,532.57 | S/ 9,095.98 | S/ 13,690.45 | S/ 18,316.19 | S/ 684,378.19 |
| 2.50% | S/ 4,124.30 | S/ 8,274.15 | S/ 12,449.68 | S/ 16,651.08 | S/ 682,713.08 |
| 2.00% | S/ 3,305.53 | S/ 6,627.46 | S/ 9,965.88 | S/ 13,320.86 | S/ 679,382.86 |
| 1.35% | S/ 2,236.61 | S/ 4,480.72 | S/ 6,732.37 | S/ 8,991.58 | S/ 675,053.58 |
| 1.00% | S/ 1,658.90 | S/ 3,321.93 | S/ 4,989.11 | S/ 6,660.43 | S/ 672,722.43 |
| 0.10% | S/ 166.45 | S/ 332.94 | S/ 499.47 | S/ 666.04 | S/ 666,728.04 |
Sobre los datos
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Para S/ 666,062 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 666,062 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.