Cálculo de intereses
Ahorrando S/ 663,966
Veamos que pasaría si Usted ahorrara 663,966 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 663,966.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,585.17 | S/ 15,256.99 | S/ 23,016.45 | S/ 30,864.56 | S/ 694,830.56 |
| 8.50% | S/ 13,680.23 | S/ 27,642.33 | S/ 41,892.10 | S/ 56,435.46 | S/ 720,401.46 |
| 8.00% | S/ 12,898.20 | S/ 26,046.96 | S/ 39,451.15 | S/ 53,115.73 | S/ 717,081.73 |
| 7.10% | S/ 11,483.68 | S/ 23,165.98 | S/ 35,050.32 | S/ 47,140.22 | S/ 711,106.22 |
| 7.00% | S/ 11,325.96 | S/ 22,845.12 | S/ 34,560.77 | S/ 46,476.27 | S/ 710,442.27 |
| 6.50% | S/ 10,535.70 | S/ 21,238.59 | S/ 32,111.30 | S/ 43,156.54 | S/ 707,122.54 |
| 6.10% | S/ 9,901.49 | S/ 19,950.64 | S/ 30,149.65 | S/ 40,500.76 | S/ 704,466.76 |
| 6.20% | S/ 10,060.21 | S/ 20,272.86 | S/ 30,640.24 | S/ 41,164.70 | S/ 705,130.70 |
| 5.90% | S/ 9,583.71 | S/ 19,305.76 | S/ 29,168.14 | S/ 39,172.87 | S/ 703,138.87 |
| 5.75% | S/ 9,345.09 | S/ 18,821.70 | S/ 28,431.69 | S/ 38,176.95 | S/ 702,142.95 |
| 5.70% | S/ 9,265.49 | S/ 18,660.27 | S/ 28,186.16 | S/ 37,844.97 | S/ 701,810.97 |
| 5.65% | S/ 9,185.86 | S/ 18,498.80 | S/ 27,940.59 | S/ 37,513.00 | S/ 701,479.00 |
| 5.60% | S/ 9,106.20 | S/ 18,337.30 | S/ 27,694.99 | S/ 37,181.03 | S/ 701,147.03 |
| 5.50% | S/ 8,946.81 | S/ 18,014.17 | S/ 27,203.71 | S/ 36,517.08 | S/ 700,483.08 |
| 5.30% | S/ 8,627.67 | S/ 17,367.45 | S/ 26,220.80 | S/ 35,189.19 | S/ 699,155.19 |
| 5.25% | S/ 8,547.82 | S/ 17,205.68 | S/ 25,975.00 | S/ 34,857.21 | S/ 698,823.21 |
| 5.05% | S/ 8,228.11 | S/ 16,558.19 | S/ 24,991.50 | S/ 33,529.32 | S/ 697,495.32 |
| 5.00% | S/ 8,148.12 | S/ 16,396.23 | S/ 24,745.56 | S/ 33,197.35 | S/ 697,163.35 |
| 4.95% | S/ 8,068.09 | S/ 16,234.22 | S/ 24,499.58 | S/ 32,865.37 | S/ 696,831.37 |
| 4.75% | S/ 7,747.70 | S/ 15,585.81 | S/ 23,515.38 | S/ 31,537.48 | S/ 695,503.48 |
| 4.55% | S/ 7,426.85 | S/ 14,936.78 | S/ 22,530.71 | S/ 30,209.59 | S/ 694,175.59 |
| 4.50% | S/ 7,346.57 | S/ 14,774.43 | S/ 22,284.47 | S/ 29,877.61 | S/ 693,843.61 |
| 4.40% | S/ 7,185.92 | S/ 14,449.60 | S/ 21,791.90 | S/ 29,213.67 | S/ 693,179.67 |
| 4.30% | S/ 7,025.15 | S/ 14,124.62 | S/ 21,299.22 | S/ 28,549.72 | S/ 692,515.72 |
| 4.25% | S/ 6,944.72 | S/ 13,962.07 | S/ 21,052.83 | S/ 28,217.75 | S/ 692,183.75 |
| 4.20% | S/ 6,864.26 | S/ 13,799.49 | S/ 20,806.41 | S/ 27,885.78 | S/ 691,851.78 |
| 4.15% | S/ 6,783.78 | S/ 13,636.86 | S/ 20,559.96 | S/ 27,553.80 | S/ 691,519.80 |
| 4.00% | S/ 6,542.14 | S/ 13,148.75 | S/ 19,820.45 | S/ 26,557.88 | S/ 690,523.88 |
| 3.90% | S/ 6,380.91 | S/ 12,823.14 | S/ 19,327.28 | S/ 25,893.93 | S/ 689,859.93 |
| 3.75% | S/ 6,138.84 | S/ 12,334.44 | S/ 18,587.32 | S/ 24,898.01 | S/ 688,864.01 |
| 3.50% | S/ 5,734.81 | S/ 11,519.15 | S/ 17,353.45 | S/ 23,238.15 | S/ 687,204.15 |
| 3.00% | S/ 4,924.55 | S/ 9,885.61 | S/ 14,883.48 | S/ 19,918.41 | S/ 683,884.41 |
| 2.75% | S/ 4,518.31 | S/ 9,067.36 | S/ 13,647.37 | S/ 18,258.55 | S/ 682,224.55 |
| 2.50% | S/ 4,111.33 | S/ 8,248.11 | S/ 12,410.51 | S/ 16,598.68 | S/ 680,564.68 |
| 2.00% | S/ 3,295.13 | S/ 6,606.60 | S/ 9,934.52 | S/ 13,278.94 | S/ 677,244.94 |
| 1.35% | S/ 2,229.57 | S/ 4,466.62 | S/ 6,711.19 | S/ 8,963.29 | S/ 672,929.29 |
| 1.00% | S/ 1,653.68 | S/ 3,311.48 | S/ 4,973.41 | S/ 6,639.47 | S/ 670,605.47 |
| 0.10% | S/ 165.92 | S/ 331.89 | S/ 497.90 | S/ 663.95 | S/ 664,629.95 |
Sobre los datos
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Para S/ 663,966 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 663,966 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.