Cálculo de intereses
Ahorrando S/ 663,161
Veamos que pasaría si Usted ahorrara 663,161 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 663,161.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,575.97 | S/ 15,238.49 | S/ 22,988.55 | S/ 30,827.14 | S/ 693,988.14 |
| 8.50% | S/ 13,663.65 | S/ 27,608.81 | S/ 41,841.31 | S/ 56,367.04 | S/ 719,528.04 |
| 8.00% | S/ 12,882.56 | S/ 26,015.38 | S/ 39,403.32 | S/ 53,051.34 | S/ 716,212.34 |
| 7.10% | S/ 11,469.76 | S/ 23,137.89 | S/ 35,007.83 | S/ 47,083.07 | S/ 710,244.07 |
| 7.00% | S/ 11,312.23 | S/ 22,817.42 | S/ 34,518.87 | S/ 46,419.93 | S/ 709,580.93 |
| 6.50% | S/ 10,522.93 | S/ 21,212.84 | S/ 32,072.37 | S/ 43,104.22 | S/ 706,265.22 |
| 6.10% | S/ 9,889.49 | S/ 19,926.46 | S/ 30,113.10 | S/ 40,451.65 | S/ 703,612.65 |
| 6.20% | S/ 10,048.02 | S/ 20,248.28 | S/ 30,603.09 | S/ 41,114.80 | S/ 704,275.80 |
| 5.90% | S/ 9,572.10 | S/ 19,282.35 | S/ 29,132.77 | S/ 39,125.37 | S/ 702,286.37 |
| 5.75% | S/ 9,333.76 | S/ 18,798.88 | S/ 28,397.22 | S/ 38,130.66 | S/ 701,291.66 |
| 5.70% | S/ 9,254.25 | S/ 18,637.65 | S/ 28,151.98 | S/ 37,799.09 | S/ 700,960.09 |
| 5.65% | S/ 9,174.72 | S/ 18,476.37 | S/ 27,906.71 | S/ 37,467.52 | S/ 700,628.52 |
| 5.60% | S/ 9,095.16 | S/ 18,315.06 | S/ 27,661.41 | S/ 37,135.95 | S/ 700,296.95 |
| 5.50% | S/ 8,935.96 | S/ 17,992.33 | S/ 27,170.73 | S/ 36,472.81 | S/ 699,633.81 |
| 5.30% | S/ 8,617.21 | S/ 17,346.40 | S/ 26,189.01 | S/ 35,146.52 | S/ 698,307.52 |
| 5.25% | S/ 8,537.45 | S/ 17,184.82 | S/ 25,943.51 | S/ 34,814.95 | S/ 697,975.95 |
| 5.05% | S/ 8,218.14 | S/ 16,538.12 | S/ 24,961.20 | S/ 33,488.67 | S/ 696,649.67 |
| 5.00% | S/ 8,138.24 | S/ 16,376.35 | S/ 24,715.55 | S/ 33,157.10 | S/ 696,318.10 |
| 4.95% | S/ 8,058.31 | S/ 16,214.54 | S/ 24,469.88 | S/ 32,825.53 | S/ 695,986.53 |
| 4.75% | S/ 7,738.31 | S/ 15,566.92 | S/ 23,486.87 | S/ 31,499.24 | S/ 694,660.24 |
| 4.55% | S/ 7,417.85 | S/ 14,918.67 | S/ 22,503.40 | S/ 30,172.96 | S/ 693,333.96 |
| 4.50% | S/ 7,337.66 | S/ 14,756.52 | S/ 22,257.46 | S/ 29,841.39 | S/ 693,002.39 |
| 4.40% | S/ 7,177.20 | S/ 14,432.09 | S/ 21,765.48 | S/ 29,178.25 | S/ 692,339.25 |
| 4.30% | S/ 7,016.63 | S/ 14,107.50 | S/ 21,273.39 | S/ 28,515.11 | S/ 691,676.11 |
| 4.25% | S/ 6,936.30 | S/ 13,945.15 | S/ 21,027.30 | S/ 28,183.54 | S/ 691,344.54 |
| 4.20% | S/ 6,855.94 | S/ 13,782.76 | S/ 20,781.19 | S/ 27,851.97 | S/ 691,012.97 |
| 4.15% | S/ 6,775.55 | S/ 13,620.33 | S/ 20,535.04 | S/ 27,520.40 | S/ 690,681.40 |
| 4.00% | S/ 6,534.21 | S/ 13,132.80 | S/ 19,796.41 | S/ 26,525.68 | S/ 689,686.68 |
| 3.90% | S/ 6,373.17 | S/ 12,807.59 | S/ 19,303.85 | S/ 25,862.54 | S/ 689,023.54 |
| 3.75% | S/ 6,131.40 | S/ 12,319.49 | S/ 18,564.79 | S/ 24,867.83 | S/ 688,028.83 |
| 3.50% | S/ 5,727.86 | S/ 11,505.19 | S/ 17,332.41 | S/ 23,209.97 | S/ 686,370.97 |
| 3.00% | S/ 4,918.57 | S/ 9,873.63 | S/ 14,865.44 | S/ 19,894.26 | S/ 683,055.26 |
| 2.75% | S/ 4,512.83 | S/ 9,056.37 | S/ 13,630.82 | S/ 18,236.41 | S/ 681,397.41 |
| 2.50% | S/ 4,106.34 | S/ 8,238.11 | S/ 12,395.46 | S/ 16,578.56 | S/ 679,739.56 |
| 2.00% | S/ 3,291.13 | S/ 6,598.59 | S/ 9,922.47 | S/ 13,262.84 | S/ 676,423.84 |
| 1.35% | S/ 2,226.86 | S/ 4,461.20 | S/ 6,703.05 | S/ 8,952.42 | S/ 672,113.42 |
| 1.00% | S/ 1,651.68 | S/ 3,307.46 | S/ 4,967.38 | S/ 6,631.42 | S/ 669,792.42 |
| 0.10% | S/ 165.72 | S/ 331.49 | S/ 497.29 | S/ 663.14 | S/ 663,824.14 |
Sobre los datos
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Para S/ 663,161 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 663,161 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.