Cálculo de intereses
Ahorrando S/ 660,773
Veamos que pasaría si Usted ahorrara 660,773 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 660,773.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,548.69 | S/ 15,183.62 | S/ 22,905.77 | S/ 30,716.14 | S/ 691,489.14 |
| 8.50% | S/ 13,614.44 | S/ 27,509.40 | S/ 41,690.64 | S/ 56,164.07 | S/ 716,937.07 |
| 8.00% | S/ 12,836.17 | S/ 25,921.71 | S/ 39,261.43 | S/ 52,860.30 | S/ 713,633.30 |
| 7.10% | S/ 11,428.45 | S/ 23,054.57 | S/ 34,881.77 | S/ 46,913.52 | S/ 707,686.52 |
| 7.00% | S/ 11,271.49 | S/ 22,735.26 | S/ 34,394.57 | S/ 46,252.77 | S/ 707,025.77 |
| 6.50% | S/ 10,485.04 | S/ 21,136.45 | S/ 31,956.88 | S/ 42,949.00 | S/ 703,722.00 |
| 6.10% | S/ 9,853.88 | S/ 19,854.70 | S/ 30,004.66 | S/ 40,305.99 | S/ 701,078.99 |
| 6.20% | S/ 10,011.83 | S/ 20,175.37 | S/ 30,492.89 | S/ 40,966.74 | S/ 701,739.74 |
| 5.90% | S/ 9,537.63 | S/ 19,212.92 | S/ 29,027.87 | S/ 38,984.48 | S/ 699,757.48 |
| 5.75% | S/ 9,300.15 | S/ 18,731.19 | S/ 28,294.97 | S/ 37,993.35 | S/ 698,766.35 |
| 5.70% | S/ 9,220.93 | S/ 18,570.53 | S/ 28,050.61 | S/ 37,662.98 | S/ 698,435.98 |
| 5.65% | S/ 9,141.68 | S/ 18,409.84 | S/ 27,806.22 | S/ 37,332.60 | S/ 698,105.60 |
| 5.60% | S/ 9,062.41 | S/ 18,249.11 | S/ 27,561.81 | S/ 37,002.22 | S/ 697,775.22 |
| 5.50% | S/ 8,903.78 | S/ 17,927.54 | S/ 27,072.89 | S/ 36,341.47 | S/ 697,114.47 |
| 5.30% | S/ 8,586.18 | S/ 17,283.93 | S/ 26,094.70 | S/ 35,019.96 | S/ 695,792.96 |
| 5.25% | S/ 8,506.71 | S/ 17,122.94 | S/ 25,850.08 | S/ 34,689.59 | S/ 695,462.59 |
| 5.05% | S/ 8,188.55 | S/ 16,478.57 | S/ 24,871.32 | S/ 33,368.08 | S/ 694,141.08 |
| 5.00% | S/ 8,108.93 | S/ 16,317.38 | S/ 24,626.56 | S/ 33,037.70 | S/ 693,810.70 |
| 4.95% | S/ 8,029.29 | S/ 16,156.15 | S/ 24,381.76 | S/ 32,707.33 | S/ 693,480.33 |
| 4.75% | S/ 7,710.44 | S/ 15,510.86 | S/ 23,402.30 | S/ 31,385.82 | S/ 692,158.82 |
| 4.55% | S/ 7,391.14 | S/ 14,864.95 | S/ 22,422.36 | S/ 30,064.31 | S/ 690,837.31 |
| 4.50% | S/ 7,311.24 | S/ 14,703.38 | S/ 22,177.31 | S/ 29,733.93 | S/ 690,506.93 |
| 4.40% | S/ 7,151.36 | S/ 14,380.12 | S/ 21,687.11 | S/ 29,073.18 | S/ 689,846.18 |
| 4.30% | S/ 6,991.36 | S/ 14,056.70 | S/ 21,196.79 | S/ 28,412.43 | S/ 689,185.43 |
| 4.25% | S/ 6,911.32 | S/ 13,894.93 | S/ 20,951.59 | S/ 28,082.05 | S/ 688,855.05 |
| 4.20% | S/ 6,831.25 | S/ 13,733.13 | S/ 20,706.35 | S/ 27,751.67 | S/ 688,524.67 |
| 4.15% | S/ 6,751.15 | S/ 13,571.28 | S/ 20,461.09 | S/ 27,421.30 | S/ 688,194.30 |
| 4.00% | S/ 6,510.68 | S/ 13,085.51 | S/ 19,725.13 | S/ 26,430.17 | S/ 687,203.17 |
| 3.90% | S/ 6,350.22 | S/ 12,761.47 | S/ 19,234.34 | S/ 25,769.41 | S/ 686,542.41 |
| 3.75% | S/ 6,109.32 | S/ 12,275.12 | S/ 18,497.93 | S/ 24,778.28 | S/ 685,551.28 |
| 3.50% | S/ 5,707.23 | S/ 11,463.76 | S/ 17,270.00 | S/ 23,126.40 | S/ 683,899.40 |
| 3.00% | S/ 4,900.86 | S/ 9,838.08 | S/ 14,811.91 | S/ 19,822.63 | S/ 680,595.63 |
| 2.75% | S/ 4,496.58 | S/ 9,023.76 | S/ 13,581.74 | S/ 18,170.74 | S/ 678,943.74 |
| 2.50% | S/ 4,091.55 | S/ 8,208.44 | S/ 12,350.83 | S/ 16,518.86 | S/ 677,291.86 |
| 2.00% | S/ 3,279.28 | S/ 6,574.83 | S/ 9,886.74 | S/ 13,215.09 | S/ 673,988.09 |
| 1.35% | S/ 2,218.84 | S/ 4,445.14 | S/ 6,678.91 | S/ 8,920.18 | S/ 669,693.18 |
| 1.00% | S/ 1,645.73 | S/ 3,295.55 | S/ 4,949.49 | S/ 6,607.54 | S/ 667,380.54 |
| 0.10% | S/ 165.13 | S/ 330.29 | S/ 495.50 | S/ 660.75 | S/ 661,433.75 |
Sobre los datos
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Para S/ 660,773 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 660,773 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
