Cálculo de intereses
Ahorrando S/ 659,214
Veamos que pasaría si Usted ahorrara 659,214 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 659,214.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,530.88 | S/ 15,147.80 | S/ 22,851.73 | S/ 30,643.67 | S/ 689,857.67 |
| 8.50% | S/ 13,582.32 | S/ 27,444.49 | S/ 41,592.27 | S/ 56,031.56 | S/ 715,245.56 |
| 8.00% | S/ 12,805.89 | S/ 25,860.55 | S/ 39,168.80 | S/ 52,735.59 | S/ 711,949.59 |
| 7.10% | S/ 11,401.49 | S/ 23,000.18 | S/ 34,799.47 | S/ 46,802.84 | S/ 706,016.84 |
| 7.00% | S/ 11,244.90 | S/ 22,681.62 | S/ 34,313.42 | S/ 46,143.64 | S/ 705,357.64 |
| 6.50% | S/ 10,460.30 | S/ 21,086.58 | S/ 31,881.48 | S/ 42,847.67 | S/ 702,061.67 |
| 6.10% | S/ 9,830.63 | S/ 19,807.86 | S/ 29,933.87 | S/ 40,210.89 | S/ 699,424.89 |
| 6.20% | S/ 9,988.21 | S/ 20,127.76 | S/ 30,420.95 | S/ 40,870.09 | S/ 700,084.09 |
| 5.90% | S/ 9,515.12 | S/ 19,167.59 | S/ 28,959.38 | S/ 38,892.51 | S/ 698,106.51 |
| 5.75% | S/ 9,278.20 | S/ 18,686.99 | S/ 28,228.21 | S/ 37,903.71 | S/ 697,117.71 |
| 5.70% | S/ 9,199.17 | S/ 18,526.72 | S/ 27,984.43 | S/ 37,574.12 | S/ 696,788.12 |
| 5.65% | S/ 9,120.12 | S/ 18,366.41 | S/ 27,740.62 | S/ 37,244.52 | S/ 696,458.52 |
| 5.60% | S/ 9,041.03 | S/ 18,206.06 | S/ 27,496.78 | S/ 36,914.92 | S/ 696,128.92 |
| 5.50% | S/ 8,882.77 | S/ 17,885.24 | S/ 27,009.01 | S/ 36,255.73 | S/ 695,469.73 |
| 5.30% | S/ 8,565.92 | S/ 17,243.15 | S/ 26,033.14 | S/ 34,937.34 | S/ 694,151.34 |
| 5.25% | S/ 8,486.64 | S/ 17,082.54 | S/ 25,789.10 | S/ 34,607.74 | S/ 693,821.74 |
| 5.05% | S/ 8,169.23 | S/ 16,439.69 | S/ 24,812.64 | S/ 33,289.35 | S/ 692,503.35 |
| 5.00% | S/ 8,089.80 | S/ 16,278.88 | S/ 24,568.45 | S/ 32,959.75 | S/ 692,173.75 |
| 4.95% | S/ 8,010.35 | S/ 16,118.03 | S/ 24,324.24 | S/ 32,630.16 | S/ 691,844.16 |
| 4.75% | S/ 7,692.25 | S/ 15,474.26 | S/ 23,347.08 | S/ 31,311.77 | S/ 690,525.77 |
| 4.55% | S/ 7,373.70 | S/ 14,829.88 | S/ 22,369.46 | S/ 29,993.38 | S/ 689,207.38 |
| 4.50% | S/ 7,293.99 | S/ 14,668.69 | S/ 22,124.98 | S/ 29,663.78 | S/ 688,877.78 |
| 4.40% | S/ 7,134.49 | S/ 14,346.19 | S/ 21,635.94 | S/ 29,004.59 | S/ 688,218.59 |
| 4.30% | S/ 6,974.87 | S/ 14,023.53 | S/ 21,146.78 | S/ 28,345.39 | S/ 687,559.39 |
| 4.25% | S/ 6,895.02 | S/ 13,862.15 | S/ 20,902.15 | S/ 28,015.79 | S/ 687,229.79 |
| 4.20% | S/ 6,815.13 | S/ 13,700.72 | S/ 20,657.50 | S/ 27,686.20 | S/ 686,900.20 |
| 4.15% | S/ 6,735.22 | S/ 13,539.26 | S/ 20,412.82 | S/ 27,356.60 | S/ 686,570.60 |
| 4.00% | S/ 6,495.32 | S/ 13,054.64 | S/ 19,678.59 | S/ 26,367.81 | S/ 685,581.81 |
| 3.90% | S/ 6,335.24 | S/ 12,731.37 | S/ 19,188.96 | S/ 25,708.61 | S/ 684,922.61 |
| 3.75% | S/ 6,094.91 | S/ 12,246.16 | S/ 18,454.29 | S/ 24,719.82 | S/ 683,933.82 |
| 3.50% | S/ 5,693.77 | S/ 11,436.71 | S/ 17,229.26 | S/ 23,071.83 | S/ 682,285.83 |
| 3.00% | S/ 4,889.30 | S/ 9,814.86 | S/ 14,776.96 | S/ 19,775.86 | S/ 678,989.86 |
| 2.75% | S/ 4,485.97 | S/ 9,002.46 | S/ 13,549.70 | S/ 18,127.87 | S/ 677,341.87 |
| 2.50% | S/ 4,081.90 | S/ 8,189.08 | S/ 12,321.69 | S/ 16,479.88 | S/ 675,693.88 |
| 2.00% | S/ 3,271.54 | S/ 6,559.32 | S/ 9,863.41 | S/ 13,183.91 | S/ 672,397.91 |
| 1.35% | S/ 2,213.61 | S/ 4,434.65 | S/ 6,663.15 | S/ 8,899.14 | S/ 668,113.14 |
| 1.00% | S/ 1,641.84 | S/ 3,287.78 | S/ 4,937.81 | S/ 6,591.95 | S/ 665,805.95 |
| 0.10% | S/ 164.74 | S/ 329.52 | S/ 494.33 | S/ 659.20 | S/ 659,873.20 |
Sobre los datos
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Para S/ 659,214 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 659,214 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.