Cálculo de intereses
Ahorrando S/ 658,912
Veamos que pasaría si Usted ahorrara 658,912 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 658,912.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,527.43 | S/ 15,140.86 | S/ 22,841.26 | S/ 30,629.63 | S/ 689,541.63 |
| 8.50% | S/ 13,576.10 | S/ 27,431.92 | S/ 41,573.22 | S/ 56,005.89 | S/ 714,917.89 |
| 8.00% | S/ 12,800.02 | S/ 25,848.70 | S/ 39,150.86 | S/ 52,711.43 | S/ 711,623.43 |
| 7.10% | S/ 11,396.27 | S/ 22,989.64 | S/ 34,783.53 | S/ 46,781.40 | S/ 705,693.40 |
| 7.00% | S/ 11,239.75 | S/ 22,671.23 | S/ 34,297.70 | S/ 46,122.50 | S/ 705,034.50 |
| 6.50% | S/ 10,455.51 | S/ 21,076.92 | S/ 31,866.88 | S/ 42,828.04 | S/ 701,740.04 |
| 6.10% | S/ 9,826.12 | S/ 19,798.78 | S/ 29,920.16 | S/ 40,192.47 | S/ 699,104.47 |
| 6.20% | S/ 9,983.64 | S/ 20,118.54 | S/ 30,407.01 | S/ 40,851.37 | S/ 699,763.37 |
| 5.90% | S/ 9,510.77 | S/ 19,158.81 | S/ 28,946.11 | S/ 38,874.69 | S/ 697,786.69 |
| 5.75% | S/ 9,273.95 | S/ 18,678.43 | S/ 28,215.28 | S/ 37,886.35 | S/ 696,798.35 |
| 5.70% | S/ 9,194.96 | S/ 18,518.23 | S/ 27,971.61 | S/ 37,556.90 | S/ 696,468.90 |
| 5.65% | S/ 9,115.94 | S/ 18,357.99 | S/ 27,727.91 | S/ 37,227.46 | S/ 696,139.46 |
| 5.60% | S/ 9,036.89 | S/ 18,197.71 | S/ 27,484.18 | S/ 36,898.01 | S/ 695,810.01 |
| 5.50% | S/ 8,878.70 | S/ 17,877.05 | S/ 26,996.64 | S/ 36,239.12 | S/ 695,151.12 |
| 5.30% | S/ 8,562.00 | S/ 17,235.25 | S/ 26,021.21 | S/ 34,921.33 | S/ 693,833.33 |
| 5.25% | S/ 8,482.75 | S/ 17,074.71 | S/ 25,777.28 | S/ 34,591.89 | S/ 693,503.89 |
| 5.05% | S/ 8,165.48 | S/ 16,432.16 | S/ 24,801.27 | S/ 33,274.10 | S/ 692,186.10 |
| 5.00% | S/ 8,086.09 | S/ 16,271.42 | S/ 24,557.20 | S/ 32,944.65 | S/ 691,856.65 |
| 4.95% | S/ 8,006.68 | S/ 16,110.65 | S/ 24,313.09 | S/ 32,615.21 | S/ 691,527.21 |
| 4.75% | S/ 7,688.73 | S/ 15,467.17 | S/ 23,336.39 | S/ 31,297.42 | S/ 690,209.42 |
| 4.55% | S/ 7,370.32 | S/ 14,823.09 | S/ 22,359.21 | S/ 29,979.64 | S/ 688,891.64 |
| 4.50% | S/ 7,290.65 | S/ 14,661.97 | S/ 22,114.85 | S/ 29,650.19 | S/ 688,562.19 |
| 4.40% | S/ 7,131.22 | S/ 14,339.62 | S/ 21,626.03 | S/ 28,991.30 | S/ 687,903.30 |
| 4.30% | S/ 6,971.67 | S/ 14,017.11 | S/ 21,137.09 | S/ 28,332.41 | S/ 687,244.41 |
| 4.25% | S/ 6,891.86 | S/ 13,855.80 | S/ 20,892.58 | S/ 28,002.96 | S/ 686,914.96 |
| 4.20% | S/ 6,812.01 | S/ 13,694.45 | S/ 20,648.04 | S/ 27,673.51 | S/ 686,585.51 |
| 4.15% | S/ 6,732.14 | S/ 13,533.06 | S/ 20,403.47 | S/ 27,344.07 | S/ 686,256.07 |
| 4.00% | S/ 6,492.35 | S/ 13,048.66 | S/ 19,669.58 | S/ 26,355.73 | S/ 685,267.73 |
| 3.90% | S/ 6,332.34 | S/ 12,725.53 | S/ 19,180.17 | S/ 25,696.83 | S/ 684,608.83 |
| 3.75% | S/ 6,092.11 | S/ 12,240.55 | S/ 18,445.84 | S/ 24,708.50 | S/ 683,620.50 |
| 3.50% | S/ 5,691.16 | S/ 11,431.47 | S/ 17,221.36 | S/ 23,061.26 | S/ 681,973.26 |
| 3.00% | S/ 4,887.06 | S/ 9,810.37 | S/ 14,770.19 | S/ 19,766.80 | S/ 678,678.80 |
| 2.75% | S/ 4,483.91 | S/ 8,998.34 | S/ 13,543.49 | S/ 18,119.57 | S/ 677,031.57 |
| 2.50% | S/ 4,080.03 | S/ 8,185.33 | S/ 12,316.04 | S/ 16,472.33 | S/ 675,384.33 |
| 2.00% | S/ 3,270.04 | S/ 6,556.32 | S/ 9,858.90 | S/ 13,177.87 | S/ 672,089.87 |
| 1.35% | S/ 2,212.60 | S/ 4,432.62 | S/ 6,660.10 | S/ 8,895.06 | S/ 667,807.06 |
| 1.00% | S/ 1,641.09 | S/ 3,286.27 | S/ 4,935.55 | S/ 6,588.93 | S/ 665,500.93 |
| 0.10% | S/ 164.66 | S/ 329.36 | S/ 494.11 | S/ 658.89 | S/ 659,570.89 |
Sobre los datos
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Para S/ 658,912 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 658,912 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.