Cálculo de intereses
Ahorrando S/ 656,560
Veamos que pasaría si Usted ahorrara 656,560 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 656,560.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,500.56 | S/ 15,086.81 | S/ 22,759.72 | S/ 30,520.29 | S/ 687,080.29 |
| 8.50% | S/ 13,527.64 | S/ 27,334.00 | S/ 41,424.82 | S/ 55,805.97 | S/ 712,365.97 |
| 8.00% | S/ 12,754.33 | S/ 25,756.43 | S/ 39,011.11 | S/ 52,523.27 | S/ 709,083.27 |
| 7.10% | S/ 11,355.59 | S/ 22,907.58 | S/ 34,659.37 | S/ 46,614.41 | S/ 703,174.41 |
| 7.00% | S/ 11,199.63 | S/ 22,590.30 | S/ 34,175.28 | S/ 45,957.87 | S/ 702,517.87 |
| 6.50% | S/ 10,418.19 | S/ 21,001.69 | S/ 31,753.13 | S/ 42,675.17 | S/ 699,235.17 |
| 6.10% | S/ 9,791.05 | S/ 19,728.11 | S/ 29,813.36 | S/ 40,049.01 | S/ 696,609.01 |
| 6.20% | S/ 9,948.00 | S/ 20,046.73 | S/ 30,298.47 | S/ 40,705.55 | S/ 697,265.55 |
| 5.90% | S/ 9,476.82 | S/ 19,090.42 | S/ 28,842.79 | S/ 38,735.92 | S/ 695,295.92 |
| 5.75% | S/ 9,240.85 | S/ 18,611.76 | S/ 28,114.56 | S/ 37,751.11 | S/ 694,311.11 |
| 5.70% | S/ 9,162.14 | S/ 18,452.13 | S/ 27,871.76 | S/ 37,422.84 | S/ 693,982.84 |
| 5.65% | S/ 9,083.40 | S/ 18,292.46 | S/ 27,628.93 | S/ 37,094.57 | S/ 693,654.57 |
| 5.60% | S/ 9,004.63 | S/ 18,132.76 | S/ 27,386.08 | S/ 36,766.30 | S/ 693,326.30 |
| 5.50% | S/ 8,847.01 | S/ 17,813.23 | S/ 26,900.27 | S/ 36,109.76 | S/ 692,669.76 |
| 5.30% | S/ 8,531.44 | S/ 17,173.73 | S/ 25,928.33 | S/ 34,796.68 | S/ 691,356.68 |
| 5.25% | S/ 8,452.47 | S/ 17,013.76 | S/ 25,685.27 | S/ 34,468.41 | S/ 691,028.41 |
| 5.05% | S/ 8,136.34 | S/ 16,373.50 | S/ 24,712.74 | S/ 33,155.33 | S/ 689,715.33 |
| 5.00% | S/ 8,057.23 | S/ 16,213.34 | S/ 24,469.54 | S/ 32,827.06 | S/ 689,387.06 |
| 4.95% | S/ 7,978.10 | S/ 16,053.14 | S/ 24,226.31 | S/ 32,498.79 | S/ 689,058.79 |
| 4.75% | S/ 7,661.28 | S/ 15,411.96 | S/ 23,253.09 | S/ 31,185.71 | S/ 687,745.71 |
| 4.55% | S/ 7,344.01 | S/ 14,770.18 | S/ 22,279.40 | S/ 29,872.62 | S/ 686,432.62 |
| 4.50% | S/ 7,264.63 | S/ 14,609.63 | S/ 22,035.91 | S/ 29,544.35 | S/ 686,104.35 |
| 4.40% | S/ 7,105.76 | S/ 14,288.43 | S/ 21,548.83 | S/ 28,887.81 | S/ 685,447.81 |
| 4.30% | S/ 6,946.79 | S/ 13,967.07 | S/ 21,061.64 | S/ 28,231.27 | S/ 684,791.27 |
| 4.25% | S/ 6,867.26 | S/ 13,806.34 | S/ 20,818.00 | S/ 27,903.00 | S/ 684,463.00 |
| 4.20% | S/ 6,787.70 | S/ 13,645.57 | S/ 20,574.33 | S/ 27,574.73 | S/ 684,134.73 |
| 4.15% | S/ 6,708.11 | S/ 13,484.75 | S/ 20,330.63 | S/ 27,246.46 | S/ 683,806.46 |
| 4.00% | S/ 6,469.17 | S/ 13,002.08 | S/ 19,599.36 | S/ 26,261.65 | S/ 682,821.65 |
| 3.90% | S/ 6,309.74 | S/ 12,680.11 | S/ 19,111.70 | S/ 25,605.11 | S/ 682,165.11 |
| 3.75% | S/ 6,070.37 | S/ 12,196.86 | S/ 18,379.99 | S/ 24,620.30 | S/ 681,180.30 |
| 3.50% | S/ 5,670.84 | S/ 11,390.66 | S/ 17,159.89 | S/ 22,978.95 | S/ 679,538.95 |
| 3.00% | S/ 4,869.62 | S/ 9,775.35 | S/ 14,717.47 | S/ 19,696.24 | S/ 676,256.24 |
| 2.75% | S/ 4,467.91 | S/ 8,966.22 | S/ 13,495.14 | S/ 18,054.89 | S/ 674,614.89 |
| 2.50% | S/ 4,065.47 | S/ 8,156.11 | S/ 12,272.08 | S/ 16,413.53 | S/ 672,973.53 |
| 2.00% | S/ 3,258.37 | S/ 6,532.91 | S/ 9,823.70 | S/ 13,130.83 | S/ 669,690.83 |
| 1.35% | S/ 2,204.70 | S/ 4,416.80 | S/ 6,636.33 | S/ 8,863.31 | S/ 665,423.31 |
| 1.00% | S/ 1,635.23 | S/ 3,274.54 | S/ 4,917.93 | S/ 6,565.42 | S/ 663,125.42 |
| 0.10% | S/ 164.07 | S/ 328.19 | S/ 492.34 | S/ 656.54 | S/ 657,216.54 |
Sobre los datos
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Para S/ 656,560 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 656,560 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.