Cálculo de intereses
Ahorrando S/ 655,909
Veamos que pasaría si Usted ahorrara 655,909 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 655,909.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,493.12 | S/ 15,071.85 | S/ 22,737.16 | S/ 30,490.03 | S/ 686,399.03 |
| 8.50% | S/ 13,514.23 | S/ 27,306.90 | S/ 41,383.75 | S/ 55,750.64 | S/ 711,659.64 |
| 8.00% | S/ 12,741.69 | S/ 25,730.89 | S/ 38,972.43 | S/ 52,471.19 | S/ 708,380.19 |
| 7.10% | S/ 11,344.33 | S/ 22,884.86 | S/ 34,625.00 | S/ 46,568.19 | S/ 702,477.19 |
| 7.00% | S/ 11,188.52 | S/ 22,567.90 | S/ 34,141.39 | S/ 45,912.30 | S/ 701,821.30 |
| 6.50% | S/ 10,407.86 | S/ 20,980.86 | S/ 31,721.64 | S/ 42,632.85 | S/ 698,541.85 |
| 6.10% | S/ 9,781.34 | S/ 19,708.55 | S/ 29,783.80 | S/ 40,009.30 | S/ 695,918.30 |
| 6.20% | S/ 9,938.14 | S/ 20,026.85 | S/ 30,268.43 | S/ 40,665.18 | S/ 696,574.18 |
| 5.90% | S/ 9,467.42 | S/ 19,071.49 | S/ 28,814.19 | S/ 38,697.52 | S/ 694,606.52 |
| 5.75% | S/ 9,231.69 | S/ 18,593.31 | S/ 28,086.69 | S/ 37,713.68 | S/ 693,622.68 |
| 5.70% | S/ 9,153.05 | S/ 18,433.83 | S/ 27,844.13 | S/ 37,385.74 | S/ 693,294.74 |
| 5.65% | S/ 9,074.39 | S/ 18,274.32 | S/ 27,601.54 | S/ 37,057.79 | S/ 692,966.79 |
| 5.60% | S/ 8,995.70 | S/ 18,114.78 | S/ 27,358.92 | S/ 36,729.85 | S/ 692,638.85 |
| 5.50% | S/ 8,838.24 | S/ 17,795.57 | S/ 26,873.60 | S/ 36,073.96 | S/ 691,982.96 |
| 5.30% | S/ 8,522.98 | S/ 17,156.70 | S/ 25,902.62 | S/ 34,762.18 | S/ 690,671.18 |
| 5.25% | S/ 8,444.09 | S/ 16,996.89 | S/ 25,659.80 | S/ 34,434.23 | S/ 690,343.23 |
| 5.05% | S/ 8,128.27 | S/ 16,357.27 | S/ 24,688.24 | S/ 33,122.45 | S/ 689,031.45 |
| 5.00% | S/ 8,049.24 | S/ 16,197.26 | S/ 24,445.28 | S/ 32,794.51 | S/ 688,703.51 |
| 4.95% | S/ 7,970.19 | S/ 16,037.22 | S/ 24,202.29 | S/ 32,466.56 | S/ 688,375.56 |
| 4.75% | S/ 7,653.69 | S/ 15,396.68 | S/ 23,230.03 | S/ 31,154.78 | S/ 687,063.78 |
| 4.55% | S/ 7,336.73 | S/ 14,755.53 | S/ 22,257.31 | S/ 29,843.01 | S/ 685,752.01 |
| 4.50% | S/ 7,257.42 | S/ 14,595.15 | S/ 22,014.06 | S/ 29,515.06 | S/ 685,424.06 |
| 4.40% | S/ 7,098.72 | S/ 14,274.26 | S/ 21,527.47 | S/ 28,859.17 | S/ 684,768.17 |
| 4.30% | S/ 6,939.90 | S/ 13,953.23 | S/ 21,040.76 | S/ 28,203.28 | S/ 684,112.28 |
| 4.25% | S/ 6,860.45 | S/ 13,792.65 | S/ 20,797.36 | S/ 27,875.34 | S/ 683,784.34 |
| 4.20% | S/ 6,780.97 | S/ 13,632.04 | S/ 20,553.93 | S/ 27,547.39 | S/ 683,456.39 |
| 4.15% | S/ 6,701.46 | S/ 13,471.38 | S/ 20,310.48 | S/ 27,219.45 | S/ 683,128.45 |
| 4.00% | S/ 6,462.76 | S/ 12,989.19 | S/ 19,579.93 | S/ 26,235.61 | S/ 682,144.61 |
| 3.90% | S/ 6,303.48 | S/ 12,667.54 | S/ 19,092.75 | S/ 25,579.72 | S/ 681,488.72 |
| 3.75% | S/ 6,064.35 | S/ 12,184.77 | S/ 18,361.77 | S/ 24,595.89 | S/ 680,504.89 |
| 3.50% | S/ 5,665.22 | S/ 11,379.37 | S/ 17,142.88 | S/ 22,956.16 | S/ 678,865.16 |
| 3.00% | S/ 4,864.79 | S/ 9,765.66 | S/ 14,702.87 | S/ 19,676.71 | S/ 675,585.71 |
| 2.75% | S/ 4,463.48 | S/ 8,957.33 | S/ 13,481.76 | S/ 18,036.99 | S/ 673,945.99 |
| 2.50% | S/ 4,061.44 | S/ 8,148.02 | S/ 12,259.91 | S/ 16,397.26 | S/ 672,306.26 |
| 2.00% | S/ 3,255.14 | S/ 6,526.43 | S/ 9,813.96 | S/ 13,117.81 | S/ 669,026.81 |
| 1.35% | S/ 2,202.51 | S/ 4,412.42 | S/ 6,629.75 | S/ 8,854.52 | S/ 664,763.52 |
| 1.00% | S/ 1,633.61 | S/ 3,271.30 | S/ 4,913.06 | S/ 6,558.91 | S/ 662,467.91 |
| 0.10% | S/ 163.91 | S/ 327.86 | S/ 491.86 | S/ 655.89 | S/ 656,564.89 |
Sobre los datos
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Para S/ 655,909 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 655,909 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.