Cálculo de intereses
Ahorrando S/ 654,020
Veamos que pasaría si Usted ahorrara 654,020 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 654,020.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,471.54 | S/ 15,028.44 | S/ 22,671.67 | S/ 30,402.22 | S/ 684,422.22 |
| 8.50% | S/ 13,475.31 | S/ 27,228.25 | S/ 41,264.57 | S/ 55,590.08 | S/ 709,610.08 |
| 8.00% | S/ 12,704.99 | S/ 25,656.79 | S/ 38,860.19 | S/ 52,320.08 | S/ 706,340.08 |
| 7.10% | S/ 11,311.66 | S/ 22,818.96 | S/ 34,525.28 | S/ 46,434.07 | S/ 700,454.07 |
| 7.00% | S/ 11,156.30 | S/ 22,502.91 | S/ 34,043.06 | S/ 45,780.07 | S/ 699,800.07 |
| 6.50% | S/ 10,377.88 | S/ 20,920.44 | S/ 31,630.28 | S/ 42,510.07 | S/ 696,530.07 |
| 6.10% | S/ 9,753.17 | S/ 19,651.79 | S/ 29,698.02 | S/ 39,894.07 | S/ 693,914.07 |
| 6.20% | S/ 9,909.51 | S/ 19,969.18 | S/ 30,181.26 | S/ 40,548.07 | S/ 694,568.07 |
| 5.90% | S/ 9,440.15 | S/ 19,016.57 | S/ 28,731.21 | S/ 38,586.07 | S/ 692,606.07 |
| 5.75% | S/ 9,205.10 | S/ 18,539.76 | S/ 28,005.80 | S/ 37,605.07 | S/ 691,625.07 |
| 5.70% | S/ 9,126.69 | S/ 18,380.74 | S/ 27,763.94 | S/ 37,278.07 | S/ 691,298.07 |
| 5.65% | S/ 9,048.26 | S/ 18,221.70 | S/ 27,522.05 | S/ 36,951.07 | S/ 690,971.07 |
| 5.60% | S/ 8,969.79 | S/ 18,062.61 | S/ 27,280.13 | S/ 36,624.07 | S/ 690,644.07 |
| 5.50% | S/ 8,812.79 | S/ 17,744.32 | S/ 26,796.21 | S/ 35,970.07 | S/ 689,990.07 |
| 5.30% | S/ 8,498.43 | S/ 17,107.29 | S/ 25,828.02 | S/ 34,662.06 | S/ 688,682.06 |
| 5.25% | S/ 8,419.77 | S/ 16,947.94 | S/ 25,585.90 | S/ 34,335.06 | S/ 688,355.06 |
| 5.05% | S/ 8,104.86 | S/ 16,310.16 | S/ 24,617.14 | S/ 33,027.06 | S/ 687,047.06 |
| 5.00% | S/ 8,026.06 | S/ 16,150.62 | S/ 24,374.88 | S/ 32,700.06 | S/ 686,720.06 |
| 4.95% | S/ 7,947.23 | S/ 15,991.04 | S/ 24,132.58 | S/ 32,373.06 | S/ 686,393.06 |
| 4.75% | S/ 7,631.64 | S/ 15,352.34 | S/ 23,163.13 | S/ 31,065.06 | S/ 685,085.06 |
| 4.55% | S/ 7,315.60 | S/ 14,713.03 | S/ 22,193.21 | S/ 29,757.06 | S/ 683,777.06 |
| 4.50% | S/ 7,236.52 | S/ 14,553.11 | S/ 21,950.66 | S/ 29,430.06 | S/ 683,450.06 |
| 4.40% | S/ 7,078.27 | S/ 14,233.15 | S/ 21,465.47 | S/ 28,776.06 | S/ 682,796.06 |
| 4.30% | S/ 6,919.91 | S/ 13,913.04 | S/ 20,980.16 | S/ 28,122.06 | S/ 682,142.06 |
| 4.25% | S/ 6,840.69 | S/ 13,752.93 | S/ 20,737.46 | S/ 27,795.06 | S/ 681,815.06 |
| 4.20% | S/ 6,761.44 | S/ 13,592.78 | S/ 20,494.74 | S/ 27,468.05 | S/ 681,488.05 |
| 4.15% | S/ 6,682.16 | S/ 13,432.58 | S/ 20,251.98 | S/ 27,141.05 | S/ 681,161.05 |
| 4.00% | S/ 6,444.14 | S/ 12,951.78 | S/ 19,523.54 | S/ 26,160.05 | S/ 680,180.05 |
| 3.90% | S/ 6,285.33 | S/ 12,631.05 | S/ 19,037.77 | S/ 25,506.05 | S/ 679,526.05 |
| 3.75% | S/ 6,046.88 | S/ 12,149.67 | S/ 18,308.89 | S/ 24,525.05 | S/ 678,545.05 |
| 3.50% | S/ 5,648.90 | S/ 11,346.60 | S/ 17,093.50 | S/ 22,890.05 | S/ 676,910.05 |
| 3.00% | S/ 4,850.78 | S/ 9,737.53 | S/ 14,660.53 | S/ 19,620.04 | S/ 673,640.04 |
| 2.75% | S/ 4,450.62 | S/ 8,931.53 | S/ 13,442.94 | S/ 17,985.04 | S/ 672,005.04 |
| 2.50% | S/ 4,049.74 | S/ 8,124.55 | S/ 12,224.60 | S/ 16,350.04 | S/ 670,370.04 |
| 2.00% | S/ 3,245.77 | S/ 6,507.64 | S/ 9,785.70 | S/ 13,080.03 | S/ 667,100.03 |
| 1.35% | S/ 2,196.17 | S/ 4,399.71 | S/ 6,610.65 | S/ 8,829.02 | S/ 662,849.02 |
| 1.00% | S/ 1,628.91 | S/ 3,261.87 | S/ 4,898.91 | S/ 6,540.02 | S/ 660,560.02 |
| 0.10% | S/ 163.44 | S/ 326.92 | S/ 490.44 | S/ 654.00 | S/ 654,674.00 |
Sobre los datos
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Para S/ 654,020 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 654,020 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.