Cálculo de intereses
Ahorrando S/ 652,927
Veamos que pasaría si Usted ahorrara 652,927 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 652,927.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,459.06 | S/ 15,003.33 | S/ 22,633.79 | S/ 30,351.41 | S/ 683,278.41 |
| 8.50% | S/ 13,452.79 | S/ 27,182.75 | S/ 41,195.60 | S/ 55,497.18 | S/ 708,424.18 |
| 8.00% | S/ 12,683.76 | S/ 25,613.91 | S/ 38,795.25 | S/ 52,232.64 | S/ 705,159.64 |
| 7.10% | S/ 11,292.75 | S/ 22,780.82 | S/ 34,467.58 | S/ 46,356.47 | S/ 699,283.47 |
| 7.00% | S/ 11,137.66 | S/ 22,465.30 | S/ 33,986.17 | S/ 45,703.57 | S/ 698,630.57 |
| 6.50% | S/ 10,360.54 | S/ 20,885.48 | S/ 31,577.42 | S/ 42,439.03 | S/ 695,366.03 |
| 6.10% | S/ 9,736.87 | S/ 19,618.95 | S/ 29,648.39 | S/ 39,827.40 | S/ 692,754.40 |
| 6.20% | S/ 9,892.95 | S/ 19,935.80 | S/ 30,130.82 | S/ 40,480.31 | S/ 693,407.31 |
| 5.90% | S/ 9,424.38 | S/ 18,984.79 | S/ 28,683.19 | S/ 38,521.58 | S/ 691,448.58 |
| 5.75% | S/ 9,189.72 | S/ 18,508.77 | S/ 27,958.99 | S/ 37,542.22 | S/ 690,469.22 |
| 5.70% | S/ 9,111.44 | S/ 18,350.03 | S/ 27,717.54 | S/ 37,215.77 | S/ 690,142.77 |
| 5.65% | S/ 9,033.14 | S/ 18,191.24 | S/ 27,476.05 | S/ 36,889.31 | S/ 689,816.31 |
| 5.60% | S/ 8,954.80 | S/ 18,032.42 | S/ 27,234.54 | S/ 36,562.86 | S/ 689,489.86 |
| 5.50% | S/ 8,798.06 | S/ 17,714.67 | S/ 26,751.43 | S/ 35,909.95 | S/ 688,836.95 |
| 5.30% | S/ 8,484.23 | S/ 17,078.70 | S/ 25,784.86 | S/ 34,604.14 | S/ 687,531.14 |
| 5.25% | S/ 8,405.70 | S/ 16,919.62 | S/ 25,543.14 | S/ 34,277.68 | S/ 687,204.68 |
| 5.05% | S/ 8,091.31 | S/ 16,282.90 | S/ 24,576.00 | S/ 32,971.87 | S/ 685,898.87 |
| 5.00% | S/ 8,012.65 | S/ 16,123.63 | S/ 24,334.14 | S/ 32,645.41 | S/ 685,572.41 |
| 4.95% | S/ 7,933.95 | S/ 15,964.31 | S/ 24,092.25 | S/ 32,318.96 | S/ 685,245.96 |
| 4.75% | S/ 7,618.89 | S/ 15,326.68 | S/ 23,124.42 | S/ 31,013.14 | S/ 683,940.14 |
| 4.55% | S/ 7,303.38 | S/ 14,688.45 | S/ 22,156.12 | S/ 29,707.33 | S/ 682,634.33 |
| 4.50% | S/ 7,224.43 | S/ 14,528.79 | S/ 21,913.98 | S/ 29,380.87 | S/ 682,307.87 |
| 4.40% | S/ 7,066.44 | S/ 14,209.37 | S/ 21,429.60 | S/ 28,727.97 | S/ 681,654.97 |
| 4.30% | S/ 6,908.35 | S/ 13,889.79 | S/ 20,945.10 | S/ 28,075.06 | S/ 681,002.06 |
| 4.25% | S/ 6,829.26 | S/ 13,729.94 | S/ 20,702.81 | S/ 27,748.60 | S/ 680,675.60 |
| 4.20% | S/ 6,750.14 | S/ 13,570.06 | S/ 20,460.49 | S/ 27,422.15 | S/ 680,349.15 |
| 4.15% | S/ 6,670.99 | S/ 13,410.14 | S/ 20,218.14 | S/ 27,095.70 | S/ 680,022.70 |
| 4.00% | S/ 6,433.37 | S/ 12,930.14 | S/ 19,490.91 | S/ 26,116.33 | S/ 679,043.33 |
| 3.90% | S/ 6,274.82 | S/ 12,609.95 | S/ 19,005.95 | S/ 25,463.43 | S/ 678,390.43 |
| 3.75% | S/ 6,036.78 | S/ 12,129.37 | S/ 18,278.29 | S/ 24,484.06 | S/ 677,411.06 |
| 3.50% | S/ 5,639.46 | S/ 11,327.64 | S/ 17,064.94 | S/ 22,851.79 | S/ 675,778.79 |
| 3.00% | S/ 4,842.67 | S/ 9,721.26 | S/ 14,636.03 | S/ 19,587.25 | S/ 672,514.25 |
| 2.75% | S/ 4,443.19 | S/ 8,916.61 | S/ 13,420.47 | S/ 17,954.98 | S/ 670,881.98 |
| 2.50% | S/ 4,042.97 | S/ 8,110.98 | S/ 12,204.17 | S/ 16,322.71 | S/ 669,249.71 |
| 2.00% | S/ 3,240.34 | S/ 6,496.76 | S/ 9,769.35 | S/ 13,058.17 | S/ 665,985.17 |
| 1.35% | S/ 2,192.50 | S/ 4,392.36 | S/ 6,599.61 | S/ 8,814.27 | S/ 661,741.27 |
| 1.00% | S/ 1,626.19 | S/ 3,256.42 | S/ 4,890.72 | S/ 6,529.09 | S/ 659,456.09 |
| 0.10% | S/ 163.17 | S/ 326.37 | S/ 489.62 | S/ 652.91 | S/ 653,579.91 |
Sobre los datos
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Para S/ 652,927 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 652,927 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.