Cálculo de intereses
Ahorrando S/ 652,153
Veamos que pasaría si Usted ahorrara 652,153 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 652,153.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,450.22 | S/ 14,985.54 | S/ 22,606.95 | S/ 30,315.43 | S/ 682,468.43 |
| 8.50% | S/ 13,436.84 | S/ 27,150.53 | S/ 41,146.77 | S/ 55,431.39 | S/ 707,584.39 |
| 8.00% | S/ 12,668.72 | S/ 25,583.55 | S/ 38,749.26 | S/ 52,170.72 | S/ 704,323.72 |
| 7.10% | S/ 11,279.37 | S/ 22,753.82 | S/ 34,426.72 | S/ 46,301.52 | S/ 698,454.52 |
| 7.00% | S/ 11,124.45 | S/ 22,438.67 | S/ 33,945.88 | S/ 45,649.39 | S/ 697,802.39 |
| 6.50% | S/ 10,348.26 | S/ 20,860.72 | S/ 31,539.99 | S/ 42,388.72 | S/ 694,541.72 |
| 6.10% | S/ 9,725.33 | S/ 19,595.69 | S/ 29,613.24 | S/ 39,780.19 | S/ 691,933.19 |
| 6.20% | S/ 9,881.23 | S/ 19,912.17 | S/ 30,095.10 | S/ 40,432.32 | S/ 692,585.32 |
| 5.90% | S/ 9,413.21 | S/ 18,962.28 | S/ 28,649.19 | S/ 38,475.92 | S/ 690,628.92 |
| 5.75% | S/ 9,178.82 | S/ 18,486.83 | S/ 27,925.85 | S/ 37,497.72 | S/ 689,650.72 |
| 5.70% | S/ 9,100.64 | S/ 18,328.27 | S/ 27,684.68 | S/ 37,171.65 | S/ 689,324.65 |
| 5.65% | S/ 9,022.43 | S/ 18,169.68 | S/ 27,443.48 | S/ 36,845.58 | S/ 688,998.58 |
| 5.60% | S/ 8,944.19 | S/ 18,011.05 | S/ 27,202.25 | S/ 36,519.52 | S/ 688,672.52 |
| 5.50% | S/ 8,787.63 | S/ 17,693.67 | S/ 26,719.71 | S/ 35,867.38 | S/ 688,020.38 |
| 5.30% | S/ 8,474.17 | S/ 17,058.46 | S/ 25,754.29 | S/ 34,563.12 | S/ 686,716.12 |
| 5.25% | S/ 8,395.74 | S/ 16,899.56 | S/ 25,512.86 | S/ 34,237.05 | S/ 686,390.05 |
| 5.05% | S/ 8,081.72 | S/ 16,263.60 | S/ 24,546.86 | S/ 32,932.78 | S/ 685,085.78 |
| 5.00% | S/ 8,003.15 | S/ 16,104.51 | S/ 24,305.29 | S/ 32,606.71 | S/ 684,759.71 |
| 4.95% | S/ 7,924.55 | S/ 15,945.39 | S/ 24,063.69 | S/ 32,280.65 | S/ 684,433.65 |
| 4.75% | S/ 7,609.86 | S/ 15,308.52 | S/ 23,097.01 | S/ 30,976.38 | S/ 683,129.38 |
| 4.55% | S/ 7,294.72 | S/ 14,671.03 | S/ 22,129.86 | S/ 29,672.11 | S/ 681,825.11 |
| 4.50% | S/ 7,215.86 | S/ 14,511.57 | S/ 21,888.00 | S/ 29,346.05 | S/ 681,499.05 |
| 4.40% | S/ 7,058.07 | S/ 14,192.52 | S/ 21,404.19 | S/ 28,693.91 | S/ 680,846.91 |
| 4.30% | S/ 6,900.16 | S/ 13,873.32 | S/ 20,920.27 | S/ 28,041.78 | S/ 680,194.78 |
| 4.25% | S/ 6,821.16 | S/ 13,713.67 | S/ 20,678.27 | S/ 27,715.71 | S/ 679,868.71 |
| 4.20% | S/ 6,742.14 | S/ 13,553.97 | S/ 20,436.23 | S/ 27,389.64 | S/ 679,542.64 |
| 4.15% | S/ 6,663.08 | S/ 13,394.24 | S/ 20,194.17 | S/ 27,063.58 | S/ 679,216.58 |
| 4.00% | S/ 6,425.75 | S/ 12,914.81 | S/ 19,467.81 | S/ 26,085.38 | S/ 678,238.38 |
| 3.90% | S/ 6,267.38 | S/ 12,595.00 | S/ 18,983.42 | S/ 25,433.24 | S/ 677,586.24 |
| 3.75% | S/ 6,029.62 | S/ 12,114.99 | S/ 18,256.62 | S/ 24,455.04 | S/ 676,608.04 |
| 3.50% | S/ 5,632.78 | S/ 11,314.21 | S/ 17,044.71 | S/ 22,824.70 | S/ 674,977.70 |
| 3.00% | S/ 4,836.93 | S/ 9,709.73 | S/ 14,618.68 | S/ 19,564.03 | S/ 671,717.03 |
| 2.75% | S/ 4,437.92 | S/ 8,906.04 | S/ 13,404.56 | S/ 17,933.70 | S/ 670,086.70 |
| 2.50% | S/ 4,038.18 | S/ 8,101.36 | S/ 12,189.70 | S/ 16,303.36 | S/ 668,456.36 |
| 2.00% | S/ 3,236.50 | S/ 6,489.06 | S/ 9,757.77 | S/ 13,042.69 | S/ 665,195.69 |
| 1.35% | S/ 2,189.90 | S/ 4,387.15 | S/ 6,591.78 | S/ 8,803.82 | S/ 660,956.82 |
| 1.00% | S/ 1,624.26 | S/ 3,252.56 | S/ 4,884.92 | S/ 6,521.35 | S/ 658,674.35 |
| 0.10% | S/ 162.97 | S/ 325.99 | S/ 489.04 | S/ 652.13 | S/ 652,805.13 |
Sobre los datos
-
Para S/ 652,153 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 652,153 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.