Cálculo de intereses
Ahorrando S/ 651,238
Veamos que pasaría si Usted ahorrara 651,238 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 651,238.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,439.76 | S/ 14,964.52 | S/ 22,575.24 | S/ 30,272.90 | S/ 681,510.90 |
| 8.50% | S/ 13,417.99 | S/ 27,112.43 | S/ 41,089.04 | S/ 55,353.62 | S/ 706,591.62 |
| 8.00% | S/ 12,650.95 | S/ 25,547.65 | S/ 38,694.89 | S/ 52,097.52 | S/ 703,335.52 |
| 7.10% | S/ 11,263.54 | S/ 22,721.89 | S/ 34,378.42 | S/ 46,236.56 | S/ 697,474.56 |
| 7.00% | S/ 11,108.85 | S/ 22,407.19 | S/ 33,898.26 | S/ 45,585.34 | S/ 696,823.34 |
| 6.50% | S/ 10,333.74 | S/ 20,831.45 | S/ 31,495.74 | S/ 42,329.25 | S/ 693,567.25 |
| 6.10% | S/ 9,711.68 | S/ 19,568.20 | S/ 29,571.70 | S/ 39,724.37 | S/ 690,962.37 |
| 6.20% | S/ 9,867.36 | S/ 19,884.23 | S/ 30,052.88 | S/ 40,375.59 | S/ 691,613.59 |
| 5.90% | S/ 9,400.00 | S/ 18,935.68 | S/ 28,608.99 | S/ 38,421.94 | S/ 689,659.94 |
| 5.75% | S/ 9,165.94 | S/ 18,460.89 | S/ 27,886.67 | S/ 37,445.11 | S/ 688,683.11 |
| 5.70% | S/ 9,087.87 | S/ 18,302.56 | S/ 27,645.84 | S/ 37,119.50 | S/ 688,357.50 |
| 5.65% | S/ 9,009.77 | S/ 18,144.19 | S/ 27,404.98 | S/ 36,793.89 | S/ 688,031.89 |
| 5.60% | S/ 8,931.64 | S/ 17,985.78 | S/ 27,164.09 | S/ 36,468.28 | S/ 687,706.28 |
| 5.50% | S/ 8,775.30 | S/ 17,668.84 | S/ 26,682.22 | S/ 35,817.06 | S/ 687,055.06 |
| 5.30% | S/ 8,462.28 | S/ 17,034.52 | S/ 25,718.15 | S/ 34,514.62 | S/ 685,752.62 |
| 5.25% | S/ 8,383.96 | S/ 16,875.85 | S/ 25,477.07 | S/ 34,189.01 | S/ 685,427.01 |
| 5.05% | S/ 8,070.38 | S/ 16,240.78 | S/ 24,512.42 | S/ 32,886.58 | S/ 684,124.58 |
| 5.00% | S/ 7,991.92 | S/ 16,081.92 | S/ 24,271.19 | S/ 32,560.97 | S/ 683,798.97 |
| 4.95% | S/ 7,913.43 | S/ 15,923.02 | S/ 24,029.93 | S/ 32,235.36 | S/ 683,473.36 |
| 4.75% | S/ 7,599.18 | S/ 15,287.04 | S/ 23,064.60 | S/ 30,932.92 | S/ 682,170.92 |
| 4.55% | S/ 7,284.48 | S/ 14,650.45 | S/ 22,098.81 | S/ 29,630.48 | S/ 680,868.48 |
| 4.50% | S/ 7,205.74 | S/ 14,491.21 | S/ 21,857.29 | S/ 29,304.87 | S/ 680,542.87 |
| 4.40% | S/ 7,048.16 | S/ 14,172.61 | S/ 21,374.16 | S/ 28,653.65 | S/ 679,891.65 |
| 4.30% | S/ 6,890.48 | S/ 13,853.86 | S/ 20,890.92 | S/ 28,002.43 | S/ 679,240.43 |
| 4.25% | S/ 6,811.59 | S/ 13,694.43 | S/ 20,649.25 | S/ 27,676.82 | S/ 678,914.82 |
| 4.20% | S/ 6,732.68 | S/ 13,534.96 | S/ 20,407.56 | S/ 27,351.21 | S/ 678,589.21 |
| 4.15% | S/ 6,653.73 | S/ 13,375.45 | S/ 20,165.84 | S/ 27,025.60 | S/ 678,263.60 |
| 4.00% | S/ 6,416.73 | S/ 12,896.69 | S/ 19,440.49 | S/ 26,048.78 | S/ 677,286.78 |
| 3.90% | S/ 6,258.59 | S/ 12,577.33 | S/ 18,956.79 | S/ 25,397.56 | S/ 676,635.56 |
| 3.75% | S/ 6,021.16 | S/ 12,097.99 | S/ 18,231.01 | S/ 24,420.73 | S/ 675,658.73 |
| 3.50% | S/ 5,624.87 | S/ 11,298.33 | S/ 17,020.79 | S/ 22,792.68 | S/ 674,030.68 |
| 3.00% | S/ 4,830.14 | S/ 9,696.11 | S/ 14,598.17 | S/ 19,536.58 | S/ 670,774.58 |
| 2.75% | S/ 4,431.69 | S/ 8,893.54 | S/ 13,385.75 | S/ 17,908.54 | S/ 669,146.54 |
| 2.50% | S/ 4,032.51 | S/ 8,090.00 | S/ 12,172.60 | S/ 16,280.49 | S/ 667,518.49 |
| 2.00% | S/ 3,231.96 | S/ 6,479.96 | S/ 9,744.07 | S/ 13,024.39 | S/ 664,262.39 |
| 1.35% | S/ 2,186.83 | S/ 4,381.00 | S/ 6,582.53 | S/ 8,791.47 | S/ 660,029.47 |
| 1.00% | S/ 1,621.98 | S/ 3,248.00 | S/ 4,878.07 | S/ 6,512.20 | S/ 657,750.20 |
| 0.10% | S/ 162.74 | S/ 325.53 | S/ 488.35 | S/ 651.22 | S/ 651,889.22 |
Sobre los datos
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Para S/ 651,238 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 651,238 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.