Cálculo de intereses
Ahorrando S/ 651,020
Veamos que pasaría si Usted ahorrara 651,020 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 651,020.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,437.27 | S/ 14,959.51 | S/ 22,567.68 | S/ 30,262.77 | S/ 681,282.77 |
| 8.50% | S/ 13,413.49 | S/ 27,103.36 | S/ 41,075.28 | S/ 55,335.09 | S/ 706,355.09 |
| 8.00% | S/ 12,646.71 | S/ 25,539.10 | S/ 38,681.94 | S/ 52,080.08 | S/ 703,100.08 |
| 7.10% | S/ 11,259.77 | S/ 22,714.29 | S/ 34,366.91 | S/ 46,221.08 | S/ 697,241.08 |
| 7.00% | S/ 11,105.13 | S/ 22,399.69 | S/ 33,886.91 | S/ 45,570.08 | S/ 696,590.08 |
| 6.50% | S/ 10,330.28 | S/ 20,824.48 | S/ 31,485.20 | S/ 42,315.08 | S/ 693,335.08 |
| 6.10% | S/ 9,708.43 | S/ 19,561.65 | S/ 29,561.80 | S/ 39,711.07 | S/ 690,731.07 |
| 6.20% | S/ 9,864.06 | S/ 19,877.58 | S/ 30,042.82 | S/ 40,362.08 | S/ 691,382.08 |
| 5.90% | S/ 9,396.85 | S/ 18,929.34 | S/ 28,599.42 | S/ 38,409.07 | S/ 689,429.07 |
| 5.75% | S/ 9,162.88 | S/ 18,454.71 | S/ 27,877.33 | S/ 37,432.57 | S/ 688,452.57 |
| 5.70% | S/ 9,084.83 | S/ 18,296.43 | S/ 27,636.58 | S/ 37,107.07 | S/ 688,127.07 |
| 5.65% | S/ 9,006.75 | S/ 18,138.11 | S/ 27,395.80 | S/ 36,781.57 | S/ 687,801.57 |
| 5.60% | S/ 8,928.65 | S/ 17,979.75 | S/ 27,154.99 | S/ 36,456.07 | S/ 687,476.07 |
| 5.50% | S/ 8,772.36 | S/ 17,662.93 | S/ 26,673.29 | S/ 35,805.07 | S/ 686,825.07 |
| 5.30% | S/ 8,459.45 | S/ 17,028.82 | S/ 25,709.55 | S/ 34,503.07 | S/ 685,523.07 |
| 5.25% | S/ 8,381.15 | S/ 16,870.20 | S/ 25,468.54 | S/ 34,177.57 | S/ 685,197.57 |
| 5.05% | S/ 8,067.68 | S/ 16,235.34 | S/ 24,504.22 | S/ 32,875.57 | S/ 683,895.57 |
| 5.00% | S/ 7,989.24 | S/ 16,076.53 | S/ 24,263.07 | S/ 32,550.07 | S/ 683,570.07 |
| 4.95% | S/ 7,910.78 | S/ 15,917.69 | S/ 24,021.89 | S/ 32,224.57 | S/ 683,244.57 |
| 4.75% | S/ 7,596.64 | S/ 15,281.92 | S/ 23,056.88 | S/ 30,922.56 | S/ 681,942.56 |
| 4.55% | S/ 7,282.05 | S/ 14,645.55 | S/ 22,091.41 | S/ 29,620.56 | S/ 680,640.56 |
| 4.50% | S/ 7,203.33 | S/ 14,486.36 | S/ 21,849.97 | S/ 29,295.06 | S/ 680,315.06 |
| 4.40% | S/ 7,045.81 | S/ 14,167.87 | S/ 21,367.01 | S/ 28,644.06 | S/ 679,664.06 |
| 4.30% | S/ 6,888.17 | S/ 13,849.22 | S/ 20,883.93 | S/ 27,993.06 | S/ 679,013.06 |
| 4.25% | S/ 6,809.31 | S/ 13,689.84 | S/ 20,642.34 | S/ 27,667.56 | S/ 678,687.56 |
| 4.20% | S/ 6,730.42 | S/ 13,530.42 | S/ 20,400.73 | S/ 27,342.06 | S/ 678,362.06 |
| 4.15% | S/ 6,651.51 | S/ 13,370.97 | S/ 20,159.09 | S/ 27,016.56 | S/ 678,036.56 |
| 4.00% | S/ 6,414.58 | S/ 12,892.37 | S/ 19,433.99 | S/ 26,040.06 | S/ 677,060.06 |
| 3.90% | S/ 6,256.49 | S/ 12,573.12 | S/ 18,950.44 | S/ 25,389.06 | S/ 676,409.06 |
| 3.75% | S/ 6,019.15 | S/ 12,093.94 | S/ 18,224.91 | S/ 24,412.55 | S/ 675,432.55 |
| 3.50% | S/ 5,622.99 | S/ 11,294.55 | S/ 17,015.10 | S/ 22,785.05 | S/ 673,805.05 |
| 3.00% | S/ 4,828.53 | S/ 9,692.87 | S/ 14,593.28 | S/ 19,530.05 | S/ 670,550.05 |
| 2.75% | S/ 4,430.21 | S/ 8,890.56 | S/ 13,381.27 | S/ 17,902.54 | S/ 668,922.54 |
| 2.50% | S/ 4,031.16 | S/ 8,087.29 | S/ 12,168.53 | S/ 16,275.04 | S/ 667,295.04 |
| 2.00% | S/ 3,230.88 | S/ 6,477.79 | S/ 9,740.81 | S/ 13,020.03 | S/ 664,040.03 |
| 1.35% | S/ 2,186.09 | S/ 4,379.53 | S/ 6,580.33 | S/ 8,788.52 | S/ 659,808.52 |
| 1.00% | S/ 1,621.44 | S/ 3,246.91 | S/ 4,876.43 | S/ 6,510.02 | S/ 657,530.02 |
| 0.10% | S/ 162.69 | S/ 325.42 | S/ 488.19 | S/ 651.00 | S/ 651,671.00 |
Sobre los datos
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Para S/ 651,020 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 651,020 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.