Cálculo de intereses
Ahorrando S/ 648,484
Veamos que pasaría si Usted ahorrara 648,484 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 648,484.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,408.30 | S/ 14,901.24 | S/ 22,479.77 | S/ 30,144.88 | S/ 678,628.88 |
| 8.50% | S/ 13,361.24 | S/ 26,997.78 | S/ 40,915.28 | S/ 55,119.53 | S/ 703,603.53 |
| 8.00% | S/ 12,597.45 | S/ 25,439.62 | S/ 38,531.25 | S/ 51,877.21 | S/ 700,361.21 |
| 7.10% | S/ 11,215.91 | S/ 22,625.80 | S/ 34,233.04 | S/ 46,041.03 | S/ 694,525.03 |
| 7.00% | S/ 11,061.87 | S/ 22,312.43 | S/ 33,754.90 | S/ 45,392.57 | S/ 693,876.57 |
| 6.50% | S/ 10,290.04 | S/ 20,743.36 | S/ 31,362.55 | S/ 42,150.24 | S/ 690,634.24 |
| 6.10% | S/ 9,670.62 | S/ 19,485.45 | S/ 29,446.64 | S/ 39,556.38 | S/ 688,040.38 |
| 6.20% | S/ 9,825.64 | S/ 19,800.15 | S/ 29,925.79 | S/ 40,204.85 | S/ 688,688.85 |
| 5.90% | S/ 9,360.25 | S/ 18,855.60 | S/ 28,488.01 | S/ 38,259.45 | S/ 686,743.45 |
| 5.75% | S/ 9,127.18 | S/ 18,382.83 | S/ 27,768.74 | S/ 37,286.76 | S/ 685,770.76 |
| 5.70% | S/ 9,049.44 | S/ 18,225.16 | S/ 27,528.93 | S/ 36,962.52 | S/ 685,446.52 |
| 5.65% | S/ 8,971.67 | S/ 18,067.46 | S/ 27,289.08 | S/ 36,638.29 | S/ 685,122.29 |
| 5.60% | S/ 8,893.87 | S/ 17,909.72 | S/ 27,049.21 | S/ 36,314.06 | S/ 684,798.06 |
| 5.50% | S/ 8,738.19 | S/ 17,594.12 | S/ 26,569.39 | S/ 35,665.59 | S/ 684,149.59 |
| 5.30% | S/ 8,426.50 | S/ 16,962.49 | S/ 25,609.40 | S/ 34,368.66 | S/ 682,852.66 |
| 5.25% | S/ 8,348.50 | S/ 16,804.48 | S/ 25,369.33 | S/ 34,044.43 | S/ 682,528.43 |
| 5.05% | S/ 8,036.26 | S/ 16,172.10 | S/ 24,408.76 | S/ 32,747.50 | S/ 681,231.50 |
| 5.00% | S/ 7,958.12 | S/ 16,013.91 | S/ 24,168.55 | S/ 32,423.27 | S/ 680,907.27 |
| 4.95% | S/ 7,879.96 | S/ 15,855.68 | S/ 23,928.31 | S/ 32,099.04 | S/ 680,583.04 |
| 4.75% | S/ 7,567.05 | S/ 15,222.39 | S/ 22,967.06 | S/ 30,802.11 | S/ 679,286.11 |
| 4.55% | S/ 7,253.68 | S/ 14,588.50 | S/ 22,005.36 | S/ 29,505.18 | S/ 677,989.18 |
| 4.50% | S/ 7,175.27 | S/ 14,429.93 | S/ 21,764.86 | S/ 29,180.94 | S/ 677,664.94 |
| 4.40% | S/ 7,018.36 | S/ 14,112.68 | S/ 21,283.77 | S/ 28,532.48 | S/ 677,016.48 |
| 4.30% | S/ 6,861.34 | S/ 13,795.27 | S/ 20,802.57 | S/ 27,884.01 | S/ 676,368.01 |
| 4.25% | S/ 6,782.79 | S/ 13,636.51 | S/ 20,561.93 | S/ 27,559.78 | S/ 676,043.78 |
| 4.20% | S/ 6,704.20 | S/ 13,477.72 | S/ 20,321.26 | S/ 27,235.55 | S/ 675,719.55 |
| 4.15% | S/ 6,625.59 | S/ 13,318.88 | S/ 20,080.56 | S/ 26,911.32 | S/ 675,395.32 |
| 4.00% | S/ 6,389.60 | S/ 12,842.15 | S/ 19,358.28 | S/ 25,938.62 | S/ 674,422.62 |
| 3.90% | S/ 6,232.12 | S/ 12,524.14 | S/ 18,876.62 | S/ 25,290.15 | S/ 673,774.15 |
| 3.75% | S/ 5,995.70 | S/ 12,046.83 | S/ 18,153.91 | S/ 24,317.46 | S/ 672,801.46 |
| 3.50% | S/ 5,601.09 | S/ 11,250.55 | S/ 16,948.82 | S/ 22,696.29 | S/ 671,180.29 |
| 3.00% | S/ 4,809.72 | S/ 9,655.11 | S/ 14,536.44 | S/ 19,453.97 | S/ 667,937.97 |
| 2.75% | S/ 4,412.95 | S/ 8,855.93 | S/ 13,329.15 | S/ 17,832.80 | S/ 666,316.80 |
| 2.50% | S/ 4,015.46 | S/ 8,055.78 | S/ 12,121.13 | S/ 16,211.64 | S/ 664,695.64 |
| 2.00% | S/ 3,218.29 | S/ 6,452.55 | S/ 9,702.87 | S/ 12,969.31 | S/ 661,453.31 |
| 1.35% | S/ 2,177.58 | S/ 4,362.47 | S/ 6,554.70 | S/ 8,754.29 | S/ 657,238.29 |
| 1.00% | S/ 1,615.12 | S/ 3,234.26 | S/ 4,857.44 | S/ 6,484.66 | S/ 654,968.66 |
| 0.10% | S/ 162.06 | S/ 324.15 | S/ 486.29 | S/ 648.47 | S/ 649,132.47 |
Sobre los datos
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Para S/ 648,484 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 648,484 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.