Cálculo de intereses
Ahorrando S/ 647,939
Veamos que pasaría si Usted ahorrara 647,939 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 647,939.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,402.08 | S/ 14,888.71 | S/ 22,460.88 | S/ 30,119.54 | S/ 678,058.54 |
| 8.50% | S/ 13,350.01 | S/ 26,975.09 | S/ 40,880.89 | S/ 55,073.21 | S/ 703,012.21 |
| 8.00% | S/ 12,586.86 | S/ 25,418.24 | S/ 38,498.87 | S/ 51,833.61 | S/ 699,772.61 |
| 7.10% | S/ 11,206.48 | S/ 22,606.79 | S/ 34,204.27 | S/ 46,002.34 | S/ 693,941.34 |
| 7.00% | S/ 11,052.57 | S/ 22,293.68 | S/ 33,726.54 | S/ 45,354.42 | S/ 693,293.42 |
| 6.50% | S/ 10,281.39 | S/ 20,725.92 | S/ 31,336.19 | S/ 42,114.82 | S/ 690,053.82 |
| 6.10% | S/ 9,662.49 | S/ 19,469.07 | S/ 29,421.89 | S/ 39,523.14 | S/ 687,462.14 |
| 6.20% | S/ 9,817.38 | S/ 19,783.50 | S/ 29,900.64 | S/ 40,171.06 | S/ 688,110.06 |
| 5.90% | S/ 9,352.38 | S/ 18,839.75 | S/ 28,464.07 | S/ 38,227.30 | S/ 686,166.30 |
| 5.75% | S/ 9,119.51 | S/ 18,367.38 | S/ 27,745.40 | S/ 37,255.42 | S/ 685,194.42 |
| 5.70% | S/ 9,041.83 | S/ 18,209.84 | S/ 27,505.79 | S/ 36,931.46 | S/ 684,870.46 |
| 5.65% | S/ 8,964.13 | S/ 18,052.27 | S/ 27,266.15 | S/ 36,607.50 | S/ 684,546.50 |
| 5.60% | S/ 8,886.39 | S/ 17,894.66 | S/ 27,026.48 | S/ 36,283.54 | S/ 684,222.54 |
| 5.50% | S/ 8,730.84 | S/ 17,579.34 | S/ 26,547.06 | S/ 35,635.62 | S/ 683,574.62 |
| 5.30% | S/ 8,419.41 | S/ 16,948.23 | S/ 25,587.87 | S/ 34,339.78 | S/ 682,278.78 |
| 5.25% | S/ 8,341.49 | S/ 16,790.36 | S/ 25,348.01 | S/ 34,015.82 | S/ 681,954.82 |
| 5.05% | S/ 8,029.50 | S/ 16,158.51 | S/ 24,388.25 | S/ 32,719.98 | S/ 680,658.98 |
| 5.00% | S/ 7,951.44 | S/ 16,000.45 | S/ 24,148.24 | S/ 32,396.02 | S/ 680,335.02 |
| 4.95% | S/ 7,873.34 | S/ 15,842.35 | S/ 23,908.20 | S/ 32,072.06 | S/ 680,011.06 |
| 4.75% | S/ 7,560.69 | S/ 15,209.60 | S/ 22,947.76 | S/ 30,776.22 | S/ 678,715.22 |
| 4.55% | S/ 7,247.58 | S/ 14,576.23 | S/ 21,986.86 | S/ 29,480.38 | S/ 677,419.38 |
| 4.50% | S/ 7,169.24 | S/ 14,417.80 | S/ 21,746.56 | S/ 29,156.42 | S/ 677,095.42 |
| 4.40% | S/ 7,012.46 | S/ 14,100.82 | S/ 21,265.89 | S/ 28,508.50 | S/ 676,447.50 |
| 4.30% | S/ 6,855.57 | S/ 13,783.68 | S/ 20,785.09 | S/ 27,860.58 | S/ 675,799.58 |
| 4.25% | S/ 6,777.08 | S/ 13,625.05 | S/ 20,544.65 | S/ 27,536.62 | S/ 675,475.62 |
| 4.20% | S/ 6,698.57 | S/ 13,466.39 | S/ 20,304.18 | S/ 27,212.66 | S/ 675,151.66 |
| 4.15% | S/ 6,620.03 | S/ 13,307.69 | S/ 20,063.68 | S/ 26,888.70 | S/ 674,827.70 |
| 4.00% | S/ 6,384.23 | S/ 12,831.36 | S/ 19,342.01 | S/ 25,916.82 | S/ 673,855.82 |
| 3.90% | S/ 6,226.89 | S/ 12,513.61 | S/ 18,860.76 | S/ 25,268.90 | S/ 673,207.90 |
| 3.75% | S/ 5,990.66 | S/ 12,036.71 | S/ 18,138.66 | S/ 24,297.02 | S/ 672,236.02 |
| 3.50% | S/ 5,596.38 | S/ 11,241.10 | S/ 16,934.57 | S/ 22,677.22 | S/ 670,616.22 |
| 3.00% | S/ 4,805.68 | S/ 9,646.99 | S/ 14,524.22 | S/ 19,437.62 | S/ 667,376.62 |
| 2.75% | S/ 4,409.24 | S/ 8,848.49 | S/ 13,317.95 | S/ 17,817.82 | S/ 665,756.82 |
| 2.50% | S/ 4,012.09 | S/ 8,049.01 | S/ 12,110.94 | S/ 16,198.02 | S/ 664,137.02 |
| 2.00% | S/ 3,215.59 | S/ 6,447.13 | S/ 9,694.71 | S/ 12,958.41 | S/ 660,897.41 |
| 1.35% | S/ 2,175.75 | S/ 4,358.80 | S/ 6,549.19 | S/ 8,746.93 | S/ 656,685.93 |
| 1.00% | S/ 1,613.76 | S/ 3,231.55 | S/ 4,853.36 | S/ 6,479.21 | S/ 654,418.21 |
| 0.10% | S/ 161.92 | S/ 323.88 | S/ 485.88 | S/ 647.92 | S/ 648,586.92 |
Sobre los datos
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Para S/ 647,939 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 647,939 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.