Cálculo de intereses
Ahorrando S/ 642,949
Veamos que pasaría si Usted ahorrara 642,949 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 642,949.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,345.07 | S/ 14,774.05 | S/ 22,287.90 | S/ 29,887.58 | S/ 672,836.58 |
| 8.50% | S/ 13,247.20 | S/ 26,767.34 | S/ 40,566.06 | S/ 54,649.07 | S/ 697,598.07 |
| 8.00% | S/ 12,489.93 | S/ 25,222.48 | S/ 38,202.38 | S/ 51,434.42 | S/ 694,383.42 |
| 7.10% | S/ 11,120.18 | S/ 22,432.69 | S/ 33,940.85 | S/ 45,648.06 | S/ 688,597.06 |
| 7.00% | S/ 10,967.45 | S/ 22,121.99 | S/ 33,466.80 | S/ 45,005.13 | S/ 687,954.13 |
| 6.50% | S/ 10,202.21 | S/ 20,566.31 | S/ 31,094.86 | S/ 41,790.48 | S/ 684,739.48 |
| 6.10% | S/ 9,588.07 | S/ 19,319.13 | S/ 29,195.30 | S/ 39,218.76 | S/ 682,167.76 |
| 6.20% | S/ 9,741.77 | S/ 19,631.15 | S/ 29,670.36 | S/ 39,861.69 | S/ 682,810.69 |
| 5.90% | S/ 9,280.35 | S/ 18,694.66 | S/ 28,244.86 | S/ 37,932.90 | S/ 680,881.90 |
| 5.75% | S/ 9,049.28 | S/ 18,225.92 | S/ 27,531.73 | S/ 36,968.50 | S/ 679,917.50 |
| 5.70% | S/ 8,972.20 | S/ 18,069.60 | S/ 27,293.96 | S/ 36,647.04 | S/ 679,596.04 |
| 5.65% | S/ 8,895.09 | S/ 17,913.25 | S/ 27,056.16 | S/ 36,325.57 | S/ 679,274.57 |
| 5.60% | S/ 8,817.96 | S/ 17,756.85 | S/ 26,818.34 | S/ 36,004.11 | S/ 678,953.11 |
| 5.50% | S/ 8,663.61 | S/ 17,443.95 | S/ 26,342.61 | S/ 35,361.18 | S/ 678,310.18 |
| 5.30% | S/ 8,354.57 | S/ 16,817.71 | S/ 25,390.81 | S/ 34,075.32 | S/ 677,024.32 |
| 5.25% | S/ 8,277.25 | S/ 16,661.05 | S/ 25,152.79 | S/ 33,753.85 | S/ 676,702.85 |
| 5.05% | S/ 7,967.66 | S/ 16,034.07 | S/ 24,200.43 | S/ 32,467.99 | S/ 675,416.99 |
| 5.00% | S/ 7,890.20 | S/ 15,877.22 | S/ 23,962.27 | S/ 32,146.53 | S/ 675,095.53 |
| 4.95% | S/ 7,812.71 | S/ 15,720.35 | S/ 23,724.08 | S/ 31,825.06 | S/ 674,774.06 |
| 4.75% | S/ 7,502.46 | S/ 15,092.46 | S/ 22,771.03 | S/ 30,539.20 | S/ 673,488.20 |
| 4.55% | S/ 7,191.77 | S/ 14,463.98 | S/ 21,817.53 | S/ 29,253.34 | S/ 672,202.34 |
| 4.50% | S/ 7,114.02 | S/ 14,306.76 | S/ 21,579.09 | S/ 28,931.88 | S/ 671,880.88 |
| 4.40% | S/ 6,958.46 | S/ 13,992.22 | S/ 21,102.11 | S/ 28,288.95 | S/ 671,237.95 |
| 4.30% | S/ 6,802.77 | S/ 13,677.53 | S/ 20,625.02 | S/ 27,646.02 | S/ 670,595.02 |
| 4.25% | S/ 6,724.89 | S/ 13,520.12 | S/ 20,386.43 | S/ 27,324.55 | S/ 670,273.55 |
| 4.20% | S/ 6,646.98 | S/ 13,362.68 | S/ 20,147.81 | S/ 27,003.09 | S/ 669,952.09 |
| 4.15% | S/ 6,569.04 | S/ 13,205.20 | S/ 19,909.16 | S/ 26,681.62 | S/ 669,630.62 |
| 4.00% | S/ 6,335.06 | S/ 12,732.54 | S/ 19,193.05 | S/ 25,717.23 | S/ 668,666.23 |
| 3.90% | S/ 6,178.93 | S/ 12,417.24 | S/ 18,715.50 | S/ 25,074.30 | S/ 668,023.30 |
| 3.75% | S/ 5,944.52 | S/ 11,944.01 | S/ 17,998.96 | S/ 24,109.90 | S/ 667,058.90 |
| 3.50% | S/ 5,553.28 | S/ 11,154.53 | S/ 16,804.15 | S/ 22,502.57 | S/ 665,451.57 |
| 3.00% | S/ 4,768.66 | S/ 9,572.70 | S/ 14,412.36 | S/ 19,287.92 | S/ 662,236.92 |
| 2.75% | S/ 4,375.29 | S/ 8,780.34 | S/ 13,215.38 | S/ 17,680.60 | S/ 660,629.60 |
| 2.50% | S/ 3,981.19 | S/ 7,987.03 | S/ 12,017.67 | S/ 16,073.27 | S/ 659,022.27 |
| 2.00% | S/ 3,190.82 | S/ 6,397.48 | S/ 9,620.05 | S/ 12,858.62 | S/ 655,807.62 |
| 1.35% | S/ 2,158.99 | S/ 4,325.24 | S/ 6,498.75 | S/ 8,679.57 | S/ 651,628.57 |
| 1.00% | S/ 1,601.33 | S/ 3,206.66 | S/ 4,815.98 | S/ 6,429.31 | S/ 649,378.31 |
| 0.10% | S/ 160.67 | S/ 321.39 | S/ 482.14 | S/ 642.93 | S/ 643,591.93 |
Sobre los datos
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Para S/ 642,949 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 642,949 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.