Cálculo de intereses
Ahorrando S/ 642,699
Veamos que pasaría si Usted ahorrara 642,699 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 642,699.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,342.21 | S/ 14,768.30 | S/ 22,279.23 | S/ 29,875.96 | S/ 672,574.96 |
| 8.50% | S/ 13,242.05 | S/ 26,756.94 | S/ 40,550.28 | S/ 54,627.82 | S/ 697,326.82 |
| 8.00% | S/ 12,485.07 | S/ 25,212.67 | S/ 38,187.52 | S/ 51,414.42 | S/ 694,113.42 |
| 7.10% | S/ 11,115.85 | S/ 22,423.96 | S/ 33,927.65 | S/ 45,630.31 | S/ 688,329.31 |
| 7.00% | S/ 10,963.19 | S/ 22,113.39 | S/ 33,453.78 | S/ 44,987.63 | S/ 687,686.63 |
| 6.50% | S/ 10,198.24 | S/ 20,558.31 | S/ 31,082.77 | S/ 41,774.23 | S/ 684,473.23 |
| 6.10% | S/ 9,584.35 | S/ 19,311.62 | S/ 29,183.95 | S/ 39,203.51 | S/ 681,902.51 |
| 6.20% | S/ 9,737.98 | S/ 19,623.51 | S/ 29,658.82 | S/ 39,846.19 | S/ 682,545.19 |
| 5.90% | S/ 9,276.75 | S/ 18,687.39 | S/ 28,233.87 | S/ 37,918.15 | S/ 680,617.15 |
| 5.75% | S/ 9,045.76 | S/ 18,218.84 | S/ 27,521.02 | S/ 36,954.13 | S/ 679,653.13 |
| 5.70% | S/ 8,968.71 | S/ 18,062.58 | S/ 27,283.35 | S/ 36,632.79 | S/ 679,331.79 |
| 5.65% | S/ 8,891.63 | S/ 17,906.28 | S/ 27,045.64 | S/ 36,311.45 | S/ 679,010.45 |
| 5.60% | S/ 8,814.53 | S/ 17,749.95 | S/ 26,807.91 | S/ 35,990.11 | S/ 678,689.11 |
| 5.50% | S/ 8,660.24 | S/ 17,437.17 | S/ 26,332.37 | S/ 35,347.43 | S/ 678,046.43 |
| 5.30% | S/ 8,351.32 | S/ 16,811.17 | S/ 25,380.94 | S/ 34,062.07 | S/ 676,761.07 |
| 5.25% | S/ 8,274.03 | S/ 16,654.58 | S/ 25,143.01 | S/ 33,740.73 | S/ 676,439.73 |
| 5.05% | S/ 7,964.57 | S/ 16,027.83 | S/ 24,191.02 | S/ 32,455.37 | S/ 675,154.37 |
| 5.00% | S/ 7,887.13 | S/ 15,871.05 | S/ 23,952.95 | S/ 32,134.03 | S/ 674,833.03 |
| 4.95% | S/ 7,809.67 | S/ 15,714.23 | S/ 23,714.85 | S/ 31,812.69 | S/ 674,511.69 |
| 4.75% | S/ 7,499.54 | S/ 15,086.59 | S/ 22,762.18 | S/ 30,527.33 | S/ 673,226.33 |
| 4.55% | S/ 7,188.97 | S/ 14,458.35 | S/ 21,809.05 | S/ 29,241.97 | S/ 671,940.97 |
| 4.50% | S/ 7,111.26 | S/ 14,301.20 | S/ 21,570.70 | S/ 28,920.63 | S/ 671,619.63 |
| 4.40% | S/ 6,955.75 | S/ 13,986.78 | S/ 21,093.90 | S/ 28,277.95 | S/ 670,976.95 |
| 4.30% | S/ 6,800.13 | S/ 13,672.21 | S/ 20,617.00 | S/ 27,635.27 | S/ 670,334.27 |
| 4.25% | S/ 6,722.28 | S/ 13,514.87 | S/ 20,378.50 | S/ 27,313.93 | S/ 670,012.93 |
| 4.20% | S/ 6,644.40 | S/ 13,357.49 | S/ 20,139.98 | S/ 26,992.59 | S/ 669,691.59 |
| 4.15% | S/ 6,566.49 | S/ 13,200.07 | S/ 19,901.42 | S/ 26,671.25 | S/ 669,370.25 |
| 4.00% | S/ 6,332.60 | S/ 12,727.59 | S/ 19,185.59 | S/ 25,707.23 | S/ 668,406.23 |
| 3.90% | S/ 6,176.53 | S/ 12,412.41 | S/ 18,708.23 | S/ 25,064.55 | S/ 667,763.55 |
| 3.75% | S/ 5,942.21 | S/ 11,939.36 | S/ 17,991.96 | S/ 24,100.53 | S/ 666,799.53 |
| 3.50% | S/ 5,551.12 | S/ 11,150.19 | S/ 16,797.62 | S/ 22,493.82 | S/ 665,192.82 |
| 3.00% | S/ 4,766.81 | S/ 9,568.98 | S/ 14,406.76 | S/ 19,280.42 | S/ 661,979.42 |
| 2.75% | S/ 4,373.58 | S/ 8,776.93 | S/ 13,210.24 | S/ 17,673.72 | S/ 660,372.72 |
| 2.50% | S/ 3,979.64 | S/ 7,983.92 | S/ 12,013.00 | S/ 16,067.02 | S/ 658,766.02 |
| 2.00% | S/ 3,189.58 | S/ 6,394.99 | S/ 9,616.31 | S/ 12,853.62 | S/ 655,552.62 |
| 1.35% | S/ 2,158.15 | S/ 4,323.55 | S/ 6,496.22 | S/ 8,676.19 | S/ 651,375.19 |
| 1.00% | S/ 1,600.71 | S/ 3,205.41 | S/ 4,814.11 | S/ 6,426.81 | S/ 649,125.81 |
| 0.10% | S/ 160.61 | S/ 321.26 | S/ 481.95 | S/ 642.68 | S/ 643,341.68 |
Sobre los datos
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Para S/ 642,699 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 642,699 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
