Cálculo de intereses
Ahorrando S/ 637,964
Veamos que pasaría si Usted ahorrara 637,964 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 637,964.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,288.12 | S/ 14,659.50 | S/ 22,115.09 | S/ 29,655.86 | S/ 667,619.86 |
| 8.50% | S/ 13,144.49 | S/ 26,559.81 | S/ 40,251.53 | S/ 54,225.36 | S/ 692,189.36 |
| 8.00% | S/ 12,393.09 | S/ 25,026.92 | S/ 37,906.18 | S/ 51,035.64 | S/ 688,999.64 |
| 7.10% | S/ 11,033.96 | S/ 22,258.76 | S/ 33,677.70 | S/ 45,294.13 | S/ 683,258.13 |
| 7.00% | S/ 10,882.42 | S/ 21,950.47 | S/ 33,207.32 | S/ 44,656.19 | S/ 682,620.19 |
| 6.50% | S/ 10,123.11 | S/ 20,406.85 | S/ 30,853.77 | S/ 41,466.46 | S/ 679,430.46 |
| 6.10% | S/ 9,513.73 | S/ 19,169.34 | S/ 28,968.94 | S/ 38,914.68 | S/ 676,878.68 |
| 6.20% | S/ 9,666.24 | S/ 19,478.94 | S/ 29,440.32 | S/ 39,552.63 | S/ 677,516.63 |
| 5.90% | S/ 9,208.40 | S/ 18,549.72 | S/ 28,025.86 | S/ 37,638.79 | S/ 675,602.79 |
| 5.75% | S/ 8,979.12 | S/ 18,084.61 | S/ 27,318.26 | S/ 36,681.87 | S/ 674,645.87 |
| 5.70% | S/ 8,902.63 | S/ 17,929.50 | S/ 27,082.34 | S/ 36,362.90 | S/ 674,326.90 |
| 5.65% | S/ 8,826.13 | S/ 17,774.36 | S/ 26,846.39 | S/ 36,043.93 | S/ 674,007.93 |
| 5.60% | S/ 8,749.59 | S/ 17,619.18 | S/ 26,610.41 | S/ 35,724.96 | S/ 673,688.96 |
| 5.50% | S/ 8,596.43 | S/ 17,308.70 | S/ 26,138.37 | S/ 35,087.01 | S/ 673,051.01 |
| 5.30% | S/ 8,289.80 | S/ 16,687.31 | S/ 25,193.95 | S/ 33,811.12 | S/ 671,775.12 |
| 5.25% | S/ 8,213.07 | S/ 16,531.87 | S/ 24,957.77 | S/ 33,492.15 | S/ 671,456.15 |
| 5.05% | S/ 7,905.89 | S/ 15,909.75 | S/ 24,012.79 | S/ 32,216.26 | S/ 670,180.26 |
| 5.00% | S/ 7,829.02 | S/ 15,754.12 | S/ 23,776.48 | S/ 31,897.28 | S/ 669,861.28 |
| 4.95% | S/ 7,752.13 | S/ 15,598.46 | S/ 23,540.14 | S/ 31,578.31 | S/ 669,542.31 |
| 4.75% | S/ 7,444.29 | S/ 14,975.45 | S/ 22,594.48 | S/ 30,302.42 | S/ 668,266.42 |
| 4.55% | S/ 7,136.01 | S/ 14,351.83 | S/ 21,648.37 | S/ 29,026.53 | S/ 666,990.53 |
| 4.50% | S/ 7,058.87 | S/ 14,195.84 | S/ 21,411.78 | S/ 28,707.56 | S/ 666,671.56 |
| 4.40% | S/ 6,904.50 | S/ 13,883.73 | S/ 20,938.50 | S/ 28,069.61 | S/ 666,033.61 |
| 4.30% | S/ 6,750.03 | S/ 13,571.48 | S/ 20,465.10 | S/ 27,431.67 | S/ 665,395.67 |
| 4.25% | S/ 6,672.75 | S/ 13,415.30 | S/ 20,228.37 | S/ 27,112.69 | S/ 665,076.69 |
| 4.20% | S/ 6,595.45 | S/ 13,259.08 | S/ 19,991.60 | S/ 26,793.72 | S/ 664,757.72 |
| 4.15% | S/ 6,518.11 | S/ 13,102.82 | S/ 19,754.80 | S/ 26,474.75 | S/ 664,438.75 |
| 4.00% | S/ 6,285.94 | S/ 12,633.82 | S/ 19,044.24 | S/ 25,517.83 | S/ 663,481.83 |
| 3.90% | S/ 6,131.02 | S/ 12,320.97 | S/ 18,570.40 | S/ 24,879.89 | S/ 662,843.89 |
| 3.75% | S/ 5,898.43 | S/ 11,851.40 | S/ 17,859.41 | S/ 23,922.97 | S/ 661,886.97 |
| 3.50% | S/ 5,510.22 | S/ 11,068.04 | S/ 16,673.86 | S/ 22,328.10 | S/ 660,292.10 |
| 3.00% | S/ 4,731.69 | S/ 9,498.48 | S/ 14,300.62 | S/ 19,138.38 | S/ 657,102.38 |
| 2.75% | S/ 4,341.36 | S/ 8,712.27 | S/ 13,112.92 | S/ 17,543.51 | S/ 655,507.51 |
| 2.50% | S/ 3,950.32 | S/ 7,925.10 | S/ 11,924.49 | S/ 15,948.65 | S/ 653,912.65 |
| 2.00% | S/ 3,166.08 | S/ 6,347.88 | S/ 9,545.46 | S/ 12,758.92 | S/ 650,722.92 |
| 1.35% | S/ 2,142.25 | S/ 4,291.70 | S/ 6,448.36 | S/ 8,612.27 | S/ 646,576.27 |
| 1.00% | S/ 1,588.92 | S/ 3,181.80 | S/ 4,778.64 | S/ 6,379.46 | S/ 644,343.46 |
| 0.10% | S/ 159.43 | S/ 318.89 | S/ 478.40 | S/ 637.95 | S/ 638,601.95 |
Sobre los datos
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Para S/ 637,964 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 637,964 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.