Cálculo de intereses
Ahorrando S/ 635,007
Veamos que pasaría si Usted ahorrara 635,007 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 635,007.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,254.34 | S/ 14,591.55 | S/ 22,012.59 | S/ 29,518.40 | S/ 664,525.40 |
| 8.50% | S/ 13,083.57 | S/ 26,436.70 | S/ 40,064.96 | S/ 53,974.02 | S/ 688,981.02 |
| 8.00% | S/ 12,335.64 | S/ 24,910.92 | S/ 37,730.49 | S/ 50,799.08 | S/ 685,806.08 |
| 7.10% | S/ 10,982.82 | S/ 22,155.59 | S/ 33,521.60 | S/ 45,084.19 | S/ 680,091.19 |
| 7.00% | S/ 10,831.98 | S/ 21,848.73 | S/ 33,053.40 | S/ 44,449.20 | S/ 679,456.20 |
| 6.50% | S/ 10,076.19 | S/ 20,312.26 | S/ 30,710.76 | S/ 41,274.26 | S/ 676,281.26 |
| 6.10% | S/ 9,469.64 | S/ 19,080.49 | S/ 28,834.67 | S/ 38,734.31 | S/ 673,741.31 |
| 6.20% | S/ 9,621.44 | S/ 19,388.65 | S/ 29,303.86 | S/ 39,369.30 | S/ 674,376.30 |
| 5.90% | S/ 9,165.72 | S/ 18,463.74 | S/ 27,895.96 | S/ 37,464.33 | S/ 672,471.33 |
| 5.75% | S/ 8,937.50 | S/ 18,000.79 | S/ 27,191.64 | S/ 36,511.85 | S/ 671,518.85 |
| 5.70% | S/ 8,861.37 | S/ 17,846.40 | S/ 26,956.81 | S/ 36,194.36 | S/ 671,201.36 |
| 5.65% | S/ 8,785.22 | S/ 17,691.97 | S/ 26,721.95 | S/ 35,876.86 | S/ 670,883.86 |
| 5.60% | S/ 8,709.03 | S/ 17,537.51 | S/ 26,487.07 | S/ 35,559.37 | S/ 670,566.37 |
| 5.50% | S/ 8,556.59 | S/ 17,228.48 | S/ 26,017.22 | S/ 34,924.38 | S/ 669,931.38 |
| 5.30% | S/ 8,251.37 | S/ 16,609.97 | S/ 25,077.17 | S/ 33,654.40 | S/ 668,661.40 |
| 5.25% | S/ 8,175.00 | S/ 16,455.25 | S/ 24,842.09 | S/ 33,336.91 | S/ 668,343.91 |
| 5.05% | S/ 7,869.24 | S/ 15,836.01 | S/ 23,901.49 | S/ 32,066.93 | S/ 667,073.93 |
| 5.00% | S/ 7,792.74 | S/ 15,681.10 | S/ 23,666.27 | S/ 31,749.44 | S/ 666,756.44 |
| 4.95% | S/ 7,716.20 | S/ 15,526.16 | S/ 23,431.03 | S/ 31,431.94 | S/ 666,438.94 |
| 4.75% | S/ 7,409.78 | S/ 14,906.03 | S/ 22,489.75 | S/ 30,161.97 | S/ 665,168.97 |
| 4.55% | S/ 7,102.93 | S/ 14,285.31 | S/ 21,548.03 | S/ 28,891.99 | S/ 663,898.99 |
| 4.50% | S/ 7,026.15 | S/ 14,130.04 | S/ 21,312.53 | S/ 28,574.50 | S/ 663,581.50 |
| 4.40% | S/ 6,872.50 | S/ 13,819.38 | S/ 20,841.45 | S/ 27,939.51 | S/ 662,946.51 |
| 4.30% | S/ 6,718.74 | S/ 13,508.58 | S/ 20,370.25 | S/ 27,304.52 | S/ 662,311.52 |
| 4.25% | S/ 6,641.82 | S/ 13,353.12 | S/ 20,134.61 | S/ 26,987.03 | S/ 661,994.03 |
| 4.20% | S/ 6,564.88 | S/ 13,197.62 | S/ 19,898.94 | S/ 26,669.53 | S/ 661,676.53 |
| 4.15% | S/ 6,487.90 | S/ 13,042.09 | S/ 19,663.24 | S/ 26,352.04 | S/ 661,359.04 |
| 4.00% | S/ 6,256.81 | S/ 12,575.26 | S/ 18,955.97 | S/ 25,399.55 | S/ 660,406.55 |
| 3.90% | S/ 6,102.60 | S/ 12,263.86 | S/ 18,484.32 | S/ 24,764.57 | S/ 659,771.57 |
| 3.75% | S/ 5,871.09 | S/ 11,796.47 | S/ 17,776.63 | S/ 23,812.08 | S/ 658,819.08 |
| 3.50% | S/ 5,484.68 | S/ 11,016.74 | S/ 16,596.58 | S/ 22,224.61 | S/ 657,231.61 |
| 3.00% | S/ 4,709.76 | S/ 9,454.45 | S/ 14,234.33 | S/ 19,049.67 | S/ 654,056.67 |
| 2.75% | S/ 4,321.24 | S/ 8,671.89 | S/ 13,052.14 | S/ 17,462.20 | S/ 652,469.20 |
| 2.50% | S/ 3,932.01 | S/ 7,888.37 | S/ 11,869.22 | S/ 15,874.72 | S/ 650,881.72 |
| 2.00% | S/ 3,151.41 | S/ 6,318.46 | S/ 9,501.22 | S/ 12,699.78 | S/ 647,706.78 |
| 1.35% | S/ 2,132.32 | S/ 4,271.81 | S/ 6,418.48 | S/ 8,572.35 | S/ 643,579.35 |
| 1.00% | S/ 1,581.55 | S/ 3,167.05 | S/ 4,756.49 | S/ 6,349.89 | S/ 641,356.89 |
| 0.10% | S/ 158.69 | S/ 317.42 | S/ 476.18 | S/ 634.99 | S/ 635,641.99 |
Sobre los datos
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Para S/ 635,007 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 635,007 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.