Cálculo de intereses
Ahorrando S/ 633,275
Veamos que pasaría si Usted ahorrara 633,275 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 633,275.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,234.55 | S/ 14,551.75 | S/ 21,952.55 | S/ 29,437.89 | S/ 662,712.89 |
| 8.50% | S/ 13,047.88 | S/ 26,364.60 | S/ 39,955.69 | S/ 53,826.81 | S/ 687,101.81 |
| 8.00% | S/ 12,302.00 | S/ 24,842.98 | S/ 37,627.57 | S/ 50,660.53 | S/ 683,935.53 |
| 7.10% | S/ 10,952.86 | S/ 22,095.16 | S/ 33,430.17 | S/ 44,961.22 | S/ 678,236.22 |
| 7.00% | S/ 10,802.43 | S/ 21,789.13 | S/ 32,963.25 | S/ 44,327.97 | S/ 677,602.97 |
| 6.50% | S/ 10,048.70 | S/ 20,256.86 | S/ 30,627.00 | S/ 41,161.69 | S/ 674,436.69 |
| 6.10% | S/ 9,443.81 | S/ 19,028.45 | S/ 28,756.02 | S/ 38,628.66 | S/ 671,903.66 |
| 6.20% | S/ 9,595.19 | S/ 19,335.77 | S/ 29,223.93 | S/ 39,261.92 | S/ 672,536.92 |
| 5.90% | S/ 9,140.72 | S/ 18,413.38 | S/ 27,819.88 | S/ 37,362.15 | S/ 670,637.15 |
| 5.75% | S/ 8,913.12 | S/ 17,951.69 | S/ 27,117.47 | S/ 36,412.26 | S/ 669,687.26 |
| 5.70% | S/ 8,837.20 | S/ 17,797.72 | S/ 26,883.29 | S/ 36,095.64 | S/ 669,370.64 |
| 5.65% | S/ 8,761.25 | S/ 17,643.72 | S/ 26,649.07 | S/ 35,779.01 | S/ 669,054.01 |
| 5.60% | S/ 8,685.28 | S/ 17,489.68 | S/ 26,414.82 | S/ 35,462.38 | S/ 668,737.38 |
| 5.50% | S/ 8,533.25 | S/ 17,181.48 | S/ 25,946.25 | S/ 34,829.12 | S/ 668,104.12 |
| 5.30% | S/ 8,228.87 | S/ 16,564.66 | S/ 25,008.77 | S/ 33,562.61 | S/ 666,837.61 |
| 5.25% | S/ 8,152.70 | S/ 16,410.37 | S/ 24,774.34 | S/ 33,245.98 | S/ 666,520.98 |
| 5.05% | S/ 7,847.78 | S/ 15,792.81 | S/ 23,836.30 | S/ 31,979.47 | S/ 665,254.47 |
| 5.00% | S/ 7,771.48 | S/ 15,638.33 | S/ 23,601.72 | S/ 31,662.84 | S/ 664,937.84 |
| 4.95% | S/ 7,695.15 | S/ 15,483.81 | S/ 23,367.12 | S/ 31,346.21 | S/ 664,621.21 |
| 4.75% | S/ 7,389.57 | S/ 14,865.38 | S/ 22,428.41 | S/ 30,079.70 | S/ 663,354.70 |
| 4.55% | S/ 7,083.56 | S/ 14,246.35 | S/ 21,489.26 | S/ 28,813.19 | S/ 662,088.19 |
| 4.50% | S/ 7,006.98 | S/ 14,091.50 | S/ 21,254.40 | S/ 28,496.56 | S/ 661,771.56 |
| 4.40% | S/ 6,853.76 | S/ 13,781.69 | S/ 20,784.60 | S/ 27,863.30 | S/ 661,138.30 |
| 4.30% | S/ 6,700.42 | S/ 13,471.73 | S/ 20,314.69 | S/ 27,230.05 | S/ 660,505.05 |
| 4.25% | S/ 6,623.71 | S/ 13,316.70 | S/ 20,079.69 | S/ 26,913.42 | S/ 660,188.42 |
| 4.20% | S/ 6,546.97 | S/ 13,161.62 | S/ 19,844.66 | S/ 26,596.79 | S/ 659,871.79 |
| 4.15% | S/ 6,470.20 | S/ 13,006.51 | S/ 19,609.61 | S/ 26,280.16 | S/ 659,555.16 |
| 4.00% | S/ 6,239.74 | S/ 12,540.96 | S/ 18,904.27 | S/ 25,330.28 | S/ 658,605.28 |
| 3.90% | S/ 6,085.96 | S/ 12,230.41 | S/ 18,433.91 | S/ 24,697.02 | S/ 657,972.02 |
| 3.75% | S/ 5,855.08 | S/ 11,764.30 | S/ 17,728.15 | S/ 23,747.14 | S/ 657,022.14 |
| 3.50% | S/ 5,469.72 | S/ 10,986.69 | S/ 16,551.31 | S/ 22,163.99 | S/ 655,438.99 |
| 3.00% | S/ 4,696.91 | S/ 9,428.66 | S/ 14,195.51 | S/ 18,997.71 | S/ 652,272.71 |
| 2.75% | S/ 4,309.45 | S/ 8,648.23 | S/ 13,016.54 | S/ 17,414.57 | S/ 650,689.57 |
| 2.50% | S/ 3,921.28 | S/ 7,866.85 | S/ 11,836.85 | S/ 15,831.43 | S/ 649,106.43 |
| 2.00% | S/ 3,142.81 | S/ 6,301.22 | S/ 9,475.31 | S/ 12,665.14 | S/ 645,940.14 |
| 1.35% | S/ 2,126.51 | S/ 4,260.16 | S/ 6,400.97 | S/ 8,548.97 | S/ 641,823.97 |
| 1.00% | S/ 1,577.24 | S/ 3,158.41 | S/ 4,743.52 | S/ 6,332.57 | S/ 639,607.57 |
| 0.10% | S/ 158.25 | S/ 316.55 | S/ 474.88 | S/ 633.26 | S/ 633,908.26 |
Sobre los datos
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Para S/ 633,275 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 633,275 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.