Cálculo de intereses
Ahorrando S/ 632,538
Veamos que pasaría si Usted ahorrara 632,538 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 632,538.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,226.13 | S/ 14,534.82 | S/ 21,927.00 | S/ 29,403.63 | S/ 661,941.63 |
| 8.50% | S/ 13,032.69 | S/ 26,333.91 | S/ 39,909.19 | S/ 53,764.16 | S/ 686,302.16 |
| 8.00% | S/ 12,287.68 | S/ 24,814.06 | S/ 37,583.78 | S/ 50,601.57 | S/ 683,139.57 |
| 7.10% | S/ 10,940.11 | S/ 22,069.44 | S/ 33,391.26 | S/ 44,908.90 | S/ 677,446.90 |
| 7.00% | S/ 10,789.86 | S/ 21,763.78 | S/ 32,924.88 | S/ 44,276.38 | S/ 676,814.38 |
| 6.50% | S/ 10,037.01 | S/ 20,233.29 | S/ 30,591.35 | S/ 41,113.78 | S/ 673,651.78 |
| 6.10% | S/ 9,432.82 | S/ 19,006.30 | S/ 28,722.56 | S/ 38,583.71 | S/ 671,121.71 |
| 6.20% | S/ 9,584.03 | S/ 19,313.27 | S/ 29,189.92 | S/ 39,216.22 | S/ 671,754.22 |
| 5.90% | S/ 9,130.08 | S/ 18,391.95 | S/ 27,787.50 | S/ 37,318.67 | S/ 669,856.67 |
| 5.75% | S/ 8,902.75 | S/ 17,930.80 | S/ 27,085.92 | S/ 36,369.89 | S/ 668,907.89 |
| 5.70% | S/ 8,826.92 | S/ 17,777.01 | S/ 26,852.00 | S/ 36,053.63 | S/ 668,591.63 |
| 5.65% | S/ 8,751.06 | S/ 17,623.18 | S/ 26,618.05 | S/ 35,737.37 | S/ 668,275.37 |
| 5.60% | S/ 8,675.17 | S/ 17,469.32 | S/ 26,384.08 | S/ 35,421.11 | S/ 667,959.11 |
| 5.50% | S/ 8,523.32 | S/ 17,161.49 | S/ 25,916.06 | S/ 34,788.59 | S/ 667,326.59 |
| 5.30% | S/ 8,219.29 | S/ 16,545.39 | S/ 24,979.67 | S/ 33,523.55 | S/ 666,061.55 |
| 5.25% | S/ 8,143.22 | S/ 16,391.27 | S/ 24,745.50 | S/ 33,207.29 | S/ 665,745.29 |
| 5.05% | S/ 7,838.65 | S/ 15,774.43 | S/ 23,808.56 | S/ 31,942.25 | S/ 664,480.25 |
| 5.00% | S/ 7,762.44 | S/ 15,620.13 | S/ 23,574.26 | S/ 31,625.99 | S/ 664,163.99 |
| 4.95% | S/ 7,686.20 | S/ 15,465.79 | S/ 23,339.92 | S/ 31,309.73 | S/ 663,847.73 |
| 4.75% | S/ 7,380.97 | S/ 14,848.08 | S/ 22,402.31 | S/ 30,044.69 | S/ 662,582.69 |
| 4.55% | S/ 7,075.31 | S/ 14,229.77 | S/ 21,464.25 | S/ 28,779.66 | S/ 661,317.66 |
| 4.50% | S/ 6,998.83 | S/ 14,075.10 | S/ 21,229.67 | S/ 28,463.40 | S/ 661,001.40 |
| 4.40% | S/ 6,845.78 | S/ 13,765.65 | S/ 20,760.41 | S/ 27,830.88 | S/ 660,368.88 |
| 4.30% | S/ 6,692.62 | S/ 13,456.05 | S/ 20,291.05 | S/ 27,198.36 | S/ 659,736.36 |
| 4.25% | S/ 6,616.00 | S/ 13,301.20 | S/ 20,056.32 | S/ 26,882.10 | S/ 659,420.10 |
| 4.20% | S/ 6,539.35 | S/ 13,146.31 | S/ 19,821.57 | S/ 26,565.84 | S/ 659,103.84 |
| 4.15% | S/ 6,462.67 | S/ 12,991.38 | S/ 19,586.78 | S/ 26,249.58 | S/ 658,787.58 |
| 4.00% | S/ 6,232.48 | S/ 12,526.37 | S/ 18,882.27 | S/ 25,300.80 | S/ 657,838.80 |
| 3.90% | S/ 6,078.88 | S/ 12,216.17 | S/ 18,412.45 | S/ 24,668.28 | S/ 657,206.28 |
| 3.75% | S/ 5,848.27 | S/ 11,750.60 | S/ 17,707.51 | S/ 23,719.50 | S/ 656,257.50 |
| 3.50% | S/ 5,463.36 | S/ 10,973.91 | S/ 16,532.05 | S/ 22,138.20 | S/ 654,676.20 |
| 3.00% | S/ 4,691.45 | S/ 9,417.69 | S/ 14,178.99 | S/ 18,975.60 | S/ 651,513.60 |
| 2.75% | S/ 4,304.44 | S/ 8,638.17 | S/ 13,001.39 | S/ 17,394.30 | S/ 649,932.30 |
| 2.50% | S/ 3,916.72 | S/ 7,857.69 | S/ 11,823.07 | S/ 15,813.00 | S/ 648,351.00 |
| 2.00% | S/ 3,139.15 | S/ 6,293.89 | S/ 9,464.28 | S/ 12,650.40 | S/ 645,188.40 |
| 1.35% | S/ 2,124.03 | S/ 4,255.20 | S/ 6,393.52 | S/ 8,539.02 | S/ 641,077.02 |
| 1.00% | S/ 1,575.41 | S/ 3,154.73 | S/ 4,738.00 | S/ 6,325.20 | S/ 638,863.20 |
| 0.10% | S/ 158.07 | S/ 316.18 | S/ 474.33 | S/ 632.52 | S/ 633,170.52 |
Sobre los datos
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Para S/ 632,538 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 632,538 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.