Cálculo de intereses
Ahorrando S/ 626,024
Veamos que pasaría si Usted ahorrara 626,024 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 626,024.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,151.72 | S/ 14,385.14 | S/ 21,701.19 | S/ 29,100.82 | S/ 655,124.82 |
| 8.50% | S/ 12,898.48 | S/ 26,062.72 | S/ 39,498.19 | S/ 53,210.49 | S/ 679,234.49 |
| 8.00% | S/ 12,161.14 | S/ 24,558.52 | S/ 37,196.74 | S/ 50,080.46 | S/ 676,104.46 |
| 7.10% | S/ 10,827.45 | S/ 21,842.17 | S/ 33,047.39 | S/ 44,446.42 | S/ 670,470.42 |
| 7.00% | S/ 10,678.74 | S/ 21,539.65 | S/ 32,585.82 | S/ 43,820.41 | S/ 669,844.41 |
| 6.50% | S/ 9,933.65 | S/ 20,024.92 | S/ 30,276.32 | S/ 40,690.38 | S/ 666,714.38 |
| 6.10% | S/ 9,335.68 | S/ 18,810.57 | S/ 28,426.77 | S/ 38,186.36 | S/ 664,210.36 |
| 6.20% | S/ 9,485.33 | S/ 19,114.37 | S/ 28,889.32 | S/ 38,812.37 | S/ 664,836.37 |
| 5.90% | S/ 9,036.06 | S/ 18,202.54 | S/ 27,501.34 | S/ 36,934.35 | S/ 662,958.35 |
| 5.75% | S/ 8,811.07 | S/ 17,746.14 | S/ 26,806.98 | S/ 35,995.34 | S/ 662,019.34 |
| 5.70% | S/ 8,736.01 | S/ 17,593.94 | S/ 26,575.47 | S/ 35,682.34 | S/ 661,706.34 |
| 5.65% | S/ 8,660.94 | S/ 17,441.70 | S/ 26,343.94 | S/ 35,369.34 | S/ 661,393.34 |
| 5.60% | S/ 8,585.83 | S/ 17,289.42 | S/ 26,112.37 | S/ 35,056.34 | S/ 661,080.34 |
| 5.50% | S/ 8,435.54 | S/ 16,984.76 | S/ 25,649.17 | S/ 34,430.33 | S/ 660,454.33 |
| 5.30% | S/ 8,134.65 | S/ 16,375.00 | S/ 24,722.42 | S/ 33,178.32 | S/ 659,202.32 |
| 5.25% | S/ 8,059.36 | S/ 16,222.47 | S/ 24,490.67 | S/ 32,865.32 | S/ 658,889.32 |
| 5.05% | S/ 7,757.92 | S/ 15,611.98 | S/ 23,563.38 | S/ 31,613.30 | S/ 657,637.30 |
| 5.00% | S/ 7,682.50 | S/ 15,459.27 | S/ 23,331.48 | S/ 31,300.30 | S/ 657,324.30 |
| 4.95% | S/ 7,607.04 | S/ 15,306.52 | S/ 23,099.56 | S/ 30,987.30 | S/ 657,011.30 |
| 4.75% | S/ 7,304.96 | S/ 14,695.17 | S/ 22,171.61 | S/ 29,735.29 | S/ 655,759.29 |
| 4.55% | S/ 7,002.45 | S/ 14,083.23 | S/ 21,243.21 | S/ 28,483.28 | S/ 654,507.28 |
| 4.50% | S/ 6,926.75 | S/ 13,930.15 | S/ 21,011.04 | S/ 28,170.27 | S/ 654,194.27 |
| 4.40% | S/ 6,775.28 | S/ 13,623.89 | S/ 20,546.62 | S/ 27,544.27 | S/ 653,568.27 |
| 4.30% | S/ 6,623.70 | S/ 13,317.48 | S/ 20,082.08 | S/ 26,918.26 | S/ 652,942.26 |
| 4.25% | S/ 6,547.87 | S/ 13,164.22 | S/ 19,849.78 | S/ 26,605.26 | S/ 652,629.26 |
| 4.20% | S/ 6,472.01 | S/ 13,010.92 | S/ 19,617.44 | S/ 26,292.26 | S/ 652,316.26 |
| 4.15% | S/ 6,396.12 | S/ 12,857.59 | S/ 19,385.08 | S/ 25,979.25 | S/ 652,003.25 |
| 4.00% | S/ 6,168.30 | S/ 12,397.37 | S/ 18,687.82 | S/ 25,040.25 | S/ 651,064.25 |
| 3.90% | S/ 6,016.28 | S/ 12,090.37 | S/ 18,222.84 | S/ 24,414.24 | S/ 650,438.24 |
| 3.75% | S/ 5,788.04 | S/ 11,629.59 | S/ 17,525.16 | S/ 23,475.23 | S/ 649,499.23 |
| 3.50% | S/ 5,407.10 | S/ 10,860.90 | S/ 16,361.80 | S/ 21,910.22 | S/ 647,934.22 |
| 3.00% | S/ 4,643.13 | S/ 9,320.71 | S/ 14,032.97 | S/ 18,780.19 | S/ 644,804.19 |
| 2.75% | S/ 4,260.11 | S/ 8,549.21 | S/ 12,867.50 | S/ 17,215.17 | S/ 643,239.17 |
| 2.50% | S/ 3,876.39 | S/ 7,776.77 | S/ 11,701.32 | S/ 15,650.16 | S/ 641,674.16 |
| 2.00% | S/ 3,106.83 | S/ 6,229.07 | S/ 9,366.81 | S/ 12,520.13 | S/ 638,544.13 |
| 1.35% | S/ 2,102.16 | S/ 4,211.38 | S/ 6,327.68 | S/ 8,451.09 | S/ 634,475.09 |
| 1.00% | S/ 1,559.18 | S/ 3,122.25 | S/ 4,689.20 | S/ 6,260.06 | S/ 632,284.06 |
| 0.10% | S/ 156.44 | S/ 312.93 | S/ 469.45 | S/ 626.01 | S/ 626,650.01 |
Sobre los datos
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Para S/ 626,024 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 626,024 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.