Cálculo de intereses
Ahorrando S/ 623,518
Veamos que pasaría si Usted ahorrara 623,518 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 623,518.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,123.09 | S/ 14,327.55 | S/ 21,614.32 | S/ 28,984.33 | S/ 652,502.33 |
| 8.50% | S/ 12,846.85 | S/ 25,958.39 | S/ 39,340.08 | S/ 52,997.48 | S/ 676,515.48 |
| 8.00% | S/ 12,112.46 | S/ 24,460.22 | S/ 37,047.84 | S/ 49,879.99 | S/ 673,397.99 |
| 7.10% | S/ 10,784.11 | S/ 21,754.73 | S/ 32,915.10 | S/ 44,268.50 | S/ 667,786.50 |
| 7.00% | S/ 10,636.00 | S/ 21,453.42 | S/ 32,455.37 | S/ 43,645.00 | S/ 667,163.00 |
| 6.50% | S/ 9,893.88 | S/ 19,944.76 | S/ 30,155.12 | S/ 40,527.50 | S/ 664,045.50 |
| 6.10% | S/ 9,298.31 | S/ 18,735.27 | S/ 28,312.97 | S/ 38,033.50 | S/ 661,551.50 |
| 6.20% | S/ 9,447.36 | S/ 19,037.86 | S/ 28,773.67 | S/ 38,657.00 | S/ 662,175.00 |
| 5.90% | S/ 8,999.89 | S/ 18,129.68 | S/ 27,391.25 | S/ 36,786.50 | S/ 660,304.50 |
| 5.75% | S/ 8,775.79 | S/ 17,675.10 | S/ 26,699.67 | S/ 35,851.25 | S/ 659,369.25 |
| 5.70% | S/ 8,701.04 | S/ 17,523.51 | S/ 26,469.09 | S/ 35,539.50 | S/ 659,057.50 |
| 5.65% | S/ 8,626.27 | S/ 17,371.88 | S/ 26,238.48 | S/ 35,227.75 | S/ 658,745.75 |
| 5.60% | S/ 8,551.46 | S/ 17,220.21 | S/ 26,007.85 | S/ 34,916.00 | S/ 658,434.00 |
| 5.50% | S/ 8,401.78 | S/ 16,916.77 | S/ 25,546.49 | S/ 34,292.50 | S/ 657,810.50 |
| 5.30% | S/ 8,102.08 | S/ 16,309.45 | S/ 24,623.46 | S/ 33,045.50 | S/ 656,563.50 |
| 5.25% | S/ 8,027.09 | S/ 16,157.53 | S/ 24,392.63 | S/ 32,733.75 | S/ 656,251.75 |
| 5.05% | S/ 7,726.87 | S/ 15,549.49 | S/ 23,469.05 | S/ 31,486.76 | S/ 655,004.76 |
| 5.00% | S/ 7,651.74 | S/ 15,397.39 | S/ 23,238.09 | S/ 31,175.01 | S/ 654,693.01 |
| 4.95% | S/ 7,576.59 | S/ 15,245.25 | S/ 23,007.10 | S/ 30,863.26 | S/ 654,381.26 |
| 4.75% | S/ 7,275.72 | S/ 14,636.34 | S/ 22,082.85 | S/ 29,616.26 | S/ 653,134.26 |
| 4.55% | S/ 6,974.42 | S/ 14,026.85 | S/ 21,158.17 | S/ 28,369.26 | S/ 651,887.26 |
| 4.50% | S/ 6,899.03 | S/ 13,874.39 | S/ 20,926.93 | S/ 28,057.51 | S/ 651,575.51 |
| 4.40% | S/ 6,748.16 | S/ 13,569.35 | S/ 20,464.37 | S/ 27,434.01 | S/ 650,952.01 |
| 4.30% | S/ 6,597.18 | S/ 13,264.17 | S/ 20,001.69 | S/ 26,810.51 | S/ 650,328.51 |
| 4.25% | S/ 6,521.65 | S/ 13,111.52 | S/ 19,770.32 | S/ 26,498.76 | S/ 650,016.76 |
| 4.20% | S/ 6,446.10 | S/ 12,958.84 | S/ 19,538.91 | S/ 26,187.01 | S/ 649,705.01 |
| 4.15% | S/ 6,370.52 | S/ 12,806.12 | S/ 19,307.48 | S/ 25,875.26 | S/ 649,393.26 |
| 4.00% | S/ 6,143.60 | S/ 12,347.74 | S/ 18,613.01 | S/ 24,940.01 | S/ 648,458.01 |
| 3.90% | S/ 5,992.19 | S/ 12,041.97 | S/ 18,149.89 | S/ 24,316.51 | S/ 647,834.51 |
| 3.75% | S/ 5,764.87 | S/ 11,583.04 | S/ 17,455.00 | S/ 23,381.26 | S/ 646,899.26 |
| 3.50% | S/ 5,385.45 | S/ 10,817.42 | S/ 16,296.30 | S/ 21,822.51 | S/ 645,340.51 |
| 3.00% | S/ 4,624.55 | S/ 9,283.40 | S/ 13,976.80 | S/ 18,705.01 | S/ 642,223.01 |
| 2.75% | S/ 4,243.06 | S/ 8,514.99 | S/ 12,815.99 | S/ 17,146.26 | S/ 640,664.26 |
| 2.50% | S/ 3,860.87 | S/ 7,745.64 | S/ 11,654.47 | S/ 15,587.51 | S/ 639,105.51 |
| 2.00% | S/ 3,094.39 | S/ 6,204.14 | S/ 9,329.32 | S/ 12,470.01 | S/ 635,988.01 |
| 1.35% | S/ 2,093.74 | S/ 4,194.52 | S/ 6,302.35 | S/ 8,417.26 | S/ 631,935.26 |
| 1.00% | S/ 1,552.94 | S/ 3,109.75 | S/ 4,670.43 | S/ 6,235.00 | S/ 629,753.00 |
| 0.10% | S/ 155.82 | S/ 311.67 | S/ 467.57 | S/ 623.50 | S/ 624,141.50 |
Sobre los datos
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Para S/ 623,518 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 623,518 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
