Cálculo de intereses
Ahorrando S/ 622,401
Veamos que pasaría si Usted ahorrara 622,401 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 622,401.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,110.33 | S/ 14,301.89 | S/ 21,575.60 | S/ 28,932.41 | S/ 651,333.41 |
| 8.50% | S/ 12,823.83 | S/ 25,911.89 | S/ 39,269.61 | S/ 52,902.54 | S/ 675,303.54 |
| 8.00% | S/ 12,090.76 | S/ 24,416.40 | S/ 36,981.47 | S/ 49,790.63 | S/ 672,191.63 |
| 7.10% | S/ 10,764.79 | S/ 21,715.76 | S/ 32,856.14 | S/ 44,189.19 | S/ 666,590.19 |
| 7.00% | S/ 10,616.94 | S/ 21,414.99 | S/ 32,397.23 | S/ 43,566.81 | S/ 665,967.81 |
| 6.50% | S/ 9,876.16 | S/ 19,909.03 | S/ 30,101.10 | S/ 40,454.90 | S/ 662,855.90 |
| 6.10% | S/ 9,281.65 | S/ 18,701.71 | S/ 28,262.25 | S/ 37,965.37 | S/ 660,366.37 |
| 6.20% | S/ 9,430.43 | S/ 19,003.75 | S/ 28,722.13 | S/ 38,587.75 | S/ 660,988.75 |
| 5.90% | S/ 8,983.76 | S/ 18,097.20 | S/ 27,342.18 | S/ 36,720.60 | S/ 659,121.60 |
| 5.75% | S/ 8,760.07 | S/ 17,643.44 | S/ 26,651.84 | S/ 35,787.03 | S/ 658,188.03 |
| 5.70% | S/ 8,685.46 | S/ 17,492.12 | S/ 26,421.67 | S/ 35,475.84 | S/ 657,876.84 |
| 5.65% | S/ 8,610.81 | S/ 17,340.76 | S/ 26,191.48 | S/ 35,164.64 | S/ 657,565.64 |
| 5.60% | S/ 8,536.14 | S/ 17,189.36 | S/ 25,961.25 | S/ 34,853.45 | S/ 657,254.45 |
| 5.50% | S/ 8,386.73 | S/ 16,886.46 | S/ 25,500.73 | S/ 34,231.07 | S/ 656,632.07 |
| 5.30% | S/ 8,087.57 | S/ 16,280.23 | S/ 24,579.35 | S/ 32,986.31 | S/ 655,387.31 |
| 5.25% | S/ 8,012.71 | S/ 16,128.58 | S/ 24,348.93 | S/ 32,675.11 | S/ 655,076.11 |
| 5.05% | S/ 7,713.02 | S/ 15,521.63 | S/ 23,427.01 | S/ 31,430.35 | S/ 653,831.35 |
| 5.00% | S/ 7,638.04 | S/ 15,369.80 | S/ 23,196.46 | S/ 31,119.16 | S/ 653,520.16 |
| 4.95% | S/ 7,563.02 | S/ 15,217.94 | S/ 22,965.88 | S/ 30,807.97 | S/ 653,208.97 |
| 4.75% | S/ 7,262.69 | S/ 14,610.12 | S/ 22,043.29 | S/ 29,563.20 | S/ 651,964.20 |
| 4.55% | S/ 6,961.93 | S/ 14,001.72 | S/ 21,120.27 | S/ 28,318.43 | S/ 650,719.43 |
| 4.50% | S/ 6,886.67 | S/ 13,849.53 | S/ 20,889.44 | S/ 28,007.24 | S/ 650,408.24 |
| 4.40% | S/ 6,736.07 | S/ 13,545.04 | S/ 20,427.71 | S/ 27,384.86 | S/ 649,785.86 |
| 4.30% | S/ 6,585.36 | S/ 13,240.41 | S/ 19,965.86 | S/ 26,762.48 | S/ 649,163.48 |
| 4.25% | S/ 6,509.97 | S/ 13,088.03 | S/ 19,734.90 | S/ 26,451.29 | S/ 648,852.29 |
| 4.20% | S/ 6,434.55 | S/ 12,935.62 | S/ 19,503.91 | S/ 26,140.09 | S/ 648,541.09 |
| 4.15% | S/ 6,359.10 | S/ 12,783.18 | S/ 19,272.89 | S/ 25,828.90 | S/ 648,229.90 |
| 4.00% | S/ 6,132.60 | S/ 12,325.62 | S/ 18,579.66 | S/ 24,895.33 | S/ 647,296.33 |
| 3.90% | S/ 5,981.46 | S/ 12,020.40 | S/ 18,117.38 | S/ 24,272.95 | S/ 646,673.95 |
| 3.75% | S/ 5,754.54 | S/ 11,562.29 | S/ 17,423.73 | S/ 23,339.37 | S/ 645,740.37 |
| 3.50% | S/ 5,375.80 | S/ 10,798.04 | S/ 16,267.11 | S/ 21,783.41 | S/ 644,184.41 |
| 3.00% | S/ 4,616.26 | S/ 9,266.76 | S/ 13,951.76 | S/ 18,671.50 | S/ 641,072.50 |
| 2.75% | S/ 4,235.46 | S/ 8,499.73 | S/ 12,793.03 | S/ 17,115.54 | S/ 639,516.54 |
| 2.50% | S/ 3,853.95 | S/ 7,731.77 | S/ 11,633.60 | S/ 15,559.58 | S/ 637,960.58 |
| 2.00% | S/ 3,088.85 | S/ 6,193.02 | S/ 9,312.60 | S/ 12,447.67 | S/ 634,848.67 |
| 1.35% | S/ 2,089.99 | S/ 4,187.00 | S/ 6,291.06 | S/ 8,402.18 | S/ 630,803.18 |
| 1.00% | S/ 1,550.16 | S/ 3,104.18 | S/ 4,662.07 | S/ 6,223.83 | S/ 628,624.83 |
| 0.10% | S/ 155.54 | S/ 311.11 | S/ 466.73 | S/ 622.38 | S/ 623,023.38 |
Sobre los datos
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Para S/ 622,401 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 622,401 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.