Cálculo de intereses
Ahorrando S/ 621,959
Veamos que pasaría si Usted ahorrara 621,959 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 621,959.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,105.28 | S/ 14,291.73 | S/ 21,560.28 | S/ 28,911.86 | S/ 650,870.86 |
| 8.50% | S/ 12,814.73 | S/ 25,893.49 | S/ 39,241.72 | S/ 52,864.97 | S/ 674,823.97 |
| 8.00% | S/ 12,082.17 | S/ 24,399.06 | S/ 36,955.21 | S/ 49,755.27 | S/ 671,714.27 |
| 7.10% | S/ 10,757.14 | S/ 21,700.34 | S/ 32,832.80 | S/ 44,157.81 | S/ 666,116.81 |
| 7.00% | S/ 10,609.40 | S/ 21,399.78 | S/ 32,374.22 | S/ 43,535.87 | S/ 665,494.87 |
| 6.50% | S/ 9,869.14 | S/ 19,894.89 | S/ 30,079.72 | S/ 40,426.17 | S/ 662,385.17 |
| 6.10% | S/ 9,275.06 | S/ 18,688.43 | S/ 28,242.18 | S/ 37,938.40 | S/ 659,897.40 |
| 6.20% | S/ 9,423.74 | S/ 18,990.26 | S/ 28,701.73 | S/ 38,560.35 | S/ 660,519.35 |
| 5.90% | S/ 8,977.38 | S/ 18,084.35 | S/ 27,322.76 | S/ 36,694.52 | S/ 658,653.52 |
| 5.75% | S/ 8,753.85 | S/ 17,630.91 | S/ 26,632.91 | S/ 35,761.61 | S/ 657,720.61 |
| 5.70% | S/ 8,679.29 | S/ 17,479.69 | S/ 26,402.91 | S/ 35,450.64 | S/ 657,409.64 |
| 5.65% | S/ 8,604.70 | S/ 17,328.44 | S/ 26,172.88 | S/ 35,139.67 | S/ 657,098.67 |
| 5.60% | S/ 8,530.08 | S/ 17,177.15 | S/ 25,942.82 | S/ 34,828.70 | S/ 656,787.70 |
| 5.50% | S/ 8,380.77 | S/ 16,874.47 | S/ 25,482.62 | S/ 34,206.76 | S/ 656,165.76 |
| 5.30% | S/ 8,081.83 | S/ 16,268.67 | S/ 24,561.89 | S/ 32,962.88 | S/ 654,921.88 |
| 5.25% | S/ 8,007.02 | S/ 16,117.13 | S/ 24,331.64 | S/ 32,651.91 | S/ 654,610.91 |
| 5.05% | S/ 7,707.55 | S/ 15,510.61 | S/ 23,410.37 | S/ 31,408.03 | S/ 653,367.03 |
| 5.00% | S/ 7,632.61 | S/ 15,358.89 | S/ 23,179.98 | S/ 31,097.06 | S/ 653,056.06 |
| 4.95% | S/ 7,557.65 | S/ 15,207.13 | S/ 22,949.57 | S/ 30,786.09 | S/ 652,745.09 |
| 4.75% | S/ 7,257.53 | S/ 14,599.75 | S/ 22,027.64 | S/ 29,542.21 | S/ 651,501.21 |
| 4.55% | S/ 6,956.98 | S/ 13,991.78 | S/ 21,105.27 | S/ 28,298.32 | S/ 650,257.32 |
| 4.50% | S/ 6,881.78 | S/ 13,839.70 | S/ 20,874.61 | S/ 27,987.35 | S/ 649,946.35 |
| 4.40% | S/ 6,731.29 | S/ 13,535.42 | S/ 20,413.20 | S/ 27,365.41 | S/ 649,324.41 |
| 4.30% | S/ 6,580.69 | S/ 13,231.00 | S/ 19,951.68 | S/ 26,743.47 | S/ 648,702.47 |
| 4.25% | S/ 6,505.35 | S/ 13,078.74 | S/ 19,720.88 | S/ 26,432.50 | S/ 648,391.50 |
| 4.20% | S/ 6,429.98 | S/ 12,926.44 | S/ 19,490.06 | S/ 26,121.53 | S/ 648,080.53 |
| 4.15% | S/ 6,354.59 | S/ 12,774.10 | S/ 19,259.20 | S/ 25,810.56 | S/ 647,769.56 |
| 4.00% | S/ 6,128.24 | S/ 12,316.87 | S/ 18,566.47 | S/ 24,877.65 | S/ 646,836.65 |
| 3.90% | S/ 5,977.21 | S/ 12,011.86 | S/ 18,104.51 | S/ 24,255.71 | S/ 646,214.71 |
| 3.75% | S/ 5,750.46 | S/ 11,554.08 | S/ 17,411.36 | S/ 23,322.80 | S/ 645,281.80 |
| 3.50% | S/ 5,371.99 | S/ 10,790.37 | S/ 16,255.56 | S/ 21,767.94 | S/ 643,726.94 |
| 3.00% | S/ 4,612.98 | S/ 9,260.18 | S/ 13,941.85 | S/ 18,658.24 | S/ 640,617.24 |
| 2.75% | S/ 4,232.45 | S/ 8,493.70 | S/ 12,783.94 | S/ 17,103.39 | S/ 639,062.39 |
| 2.50% | S/ 3,851.22 | S/ 7,726.28 | S/ 11,625.33 | S/ 15,548.53 | S/ 637,507.53 |
| 2.00% | S/ 3,086.65 | S/ 6,188.63 | S/ 9,305.99 | S/ 12,438.83 | S/ 634,397.83 |
| 1.35% | S/ 2,088.51 | S/ 4,184.03 | S/ 6,286.59 | S/ 8,396.21 | S/ 630,355.21 |
| 1.00% | S/ 1,549.06 | S/ 3,101.97 | S/ 4,658.75 | S/ 6,219.41 | S/ 628,178.41 |
| 0.10% | S/ 155.43 | S/ 310.89 | S/ 466.40 | S/ 621.94 | S/ 622,580.94 |
Sobre los datos
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Para S/ 621,959 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 621,959 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.