Cálculo de intereses
Ahorrando S/ 619,370
Veamos que pasaría si Usted ahorrara 619,370 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 619,370.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,075.70 | S/ 14,232.24 | S/ 21,470.53 | S/ 28,791.51 | S/ 648,161.51 |
| 8.50% | S/ 12,761.38 | S/ 25,785.70 | S/ 39,078.37 | S/ 52,644.91 | S/ 672,014.91 |
| 8.00% | S/ 12,031.88 | S/ 24,297.49 | S/ 36,801.37 | S/ 49,548.16 | S/ 668,918.16 |
| 7.10% | S/ 10,712.37 | S/ 21,610.01 | S/ 32,696.13 | S/ 43,974.00 | S/ 663,344.00 |
| 7.00% | S/ 10,565.24 | S/ 21,310.70 | S/ 32,239.46 | S/ 43,354.64 | S/ 662,724.64 |
| 6.50% | S/ 9,828.06 | S/ 19,812.07 | S/ 29,954.51 | S/ 40,257.89 | S/ 659,627.89 |
| 6.10% | S/ 9,236.45 | S/ 18,610.64 | S/ 28,124.62 | S/ 37,780.48 | S/ 657,150.48 |
| 6.20% | S/ 9,384.51 | S/ 18,911.21 | S/ 28,582.25 | S/ 38,399.83 | S/ 657,769.83 |
| 5.90% | S/ 8,940.01 | S/ 18,009.07 | S/ 27,209.03 | S/ 36,541.78 | S/ 655,911.78 |
| 5.75% | S/ 8,717.41 | S/ 17,557.52 | S/ 26,522.05 | S/ 35,612.75 | S/ 654,982.75 |
| 5.70% | S/ 8,643.16 | S/ 17,406.93 | S/ 26,293.00 | S/ 35,303.07 | S/ 654,673.07 |
| 5.65% | S/ 8,568.88 | S/ 17,256.31 | S/ 26,063.93 | S/ 34,993.40 | S/ 654,363.40 |
| 5.60% | S/ 8,494.57 | S/ 17,105.65 | S/ 25,834.83 | S/ 34,683.72 | S/ 654,053.72 |
| 5.50% | S/ 8,345.88 | S/ 16,804.23 | S/ 25,376.54 | S/ 34,064.37 | S/ 653,434.37 |
| 5.30% | S/ 8,048.18 | S/ 16,200.95 | S/ 24,459.65 | S/ 32,825.67 | S/ 652,195.67 |
| 5.25% | S/ 7,973.69 | S/ 16,050.04 | S/ 24,230.36 | S/ 32,515.99 | S/ 651,885.99 |
| 5.05% | S/ 7,675.46 | S/ 15,446.04 | S/ 23,312.92 | S/ 31,277.29 | S/ 650,647.29 |
| 5.00% | S/ 7,600.84 | S/ 15,294.96 | S/ 23,083.49 | S/ 30,967.61 | S/ 650,337.61 |
| 4.95% | S/ 7,526.19 | S/ 15,143.83 | S/ 22,854.04 | S/ 30,657.94 | S/ 650,027.94 |
| 4.75% | S/ 7,227.32 | S/ 14,538.97 | S/ 21,935.95 | S/ 29,419.23 | S/ 648,789.23 |
| 4.55% | S/ 6,928.02 | S/ 13,933.54 | S/ 21,017.41 | S/ 28,180.53 | S/ 647,550.53 |
| 4.50% | S/ 6,853.13 | S/ 13,782.09 | S/ 20,787.71 | S/ 27,870.85 | S/ 647,240.85 |
| 4.40% | S/ 6,703.27 | S/ 13,479.08 | S/ 20,328.23 | S/ 27,251.50 | S/ 646,621.50 |
| 4.30% | S/ 6,553.30 | S/ 13,175.93 | S/ 19,868.63 | S/ 26,632.15 | S/ 646,002.15 |
| 4.25% | S/ 6,478.27 | S/ 13,024.30 | S/ 19,638.79 | S/ 26,322.47 | S/ 645,692.47 |
| 4.20% | S/ 6,403.22 | S/ 12,872.63 | S/ 19,408.93 | S/ 26,012.80 | S/ 645,382.80 |
| 4.15% | S/ 6,328.14 | S/ 12,720.93 | S/ 19,179.03 | S/ 25,703.12 | S/ 645,073.12 |
| 4.00% | S/ 6,102.73 | S/ 12,265.60 | S/ 18,489.18 | S/ 24,774.09 | S/ 644,144.09 |
| 3.90% | S/ 5,952.33 | S/ 11,961.86 | S/ 18,029.15 | S/ 24,154.74 | S/ 643,524.74 |
| 3.75% | S/ 5,726.52 | S/ 11,505.98 | S/ 17,338.88 | S/ 23,225.71 | S/ 642,595.71 |
| 3.50% | S/ 5,349.62 | S/ 10,745.45 | S/ 16,187.89 | S/ 21,677.33 | S/ 641,047.33 |
| 3.00% | S/ 4,593.78 | S/ 9,221.64 | S/ 13,883.82 | S/ 18,580.57 | S/ 637,950.57 |
| 2.75% | S/ 4,214.83 | S/ 8,458.34 | S/ 12,730.73 | S/ 17,032.19 | S/ 636,402.19 |
| 2.50% | S/ 3,835.18 | S/ 7,694.12 | S/ 11,576.94 | S/ 15,483.81 | S/ 634,853.81 |
| 2.00% | S/ 3,073.80 | S/ 6,162.86 | S/ 9,267.25 | S/ 12,387.05 | S/ 631,757.05 |
| 1.35% | S/ 2,079.82 | S/ 4,166.61 | S/ 6,260.42 | S/ 8,361.26 | S/ 627,731.26 |
| 1.00% | S/ 1,542.61 | S/ 3,089.06 | S/ 4,639.36 | S/ 6,193.53 | S/ 625,563.53 |
| 0.10% | S/ 154.78 | S/ 309.60 | S/ 464.46 | S/ 619.35 | S/ 619,989.35 |
Sobre los datos
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Para S/ 619,370 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 619,370 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.