Cálculo de intereses
Ahorrando S/ 618,048
Veamos que pasaría si Usted ahorrara 618,048 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 618,048.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,060.60 | S/ 14,201.86 | S/ 21,424.70 | S/ 28,730.06 | S/ 646,778.06 |
| 8.50% | S/ 12,734.15 | S/ 25,730.66 | S/ 38,994.96 | S/ 52,532.55 | S/ 670,580.55 |
| 8.00% | S/ 12,006.20 | S/ 24,245.63 | S/ 36,722.83 | S/ 49,442.40 | S/ 667,490.40 |
| 7.10% | S/ 10,689.50 | S/ 21,563.88 | S/ 32,626.34 | S/ 43,880.14 | S/ 661,928.14 |
| 7.00% | S/ 10,542.69 | S/ 21,265.22 | S/ 32,170.65 | S/ 43,262.11 | S/ 661,310.11 |
| 6.50% | S/ 9,807.08 | S/ 19,769.79 | S/ 29,890.58 | S/ 40,171.96 | S/ 658,219.96 |
| 6.10% | S/ 9,216.73 | S/ 18,570.91 | S/ 28,064.59 | S/ 37,699.84 | S/ 655,747.84 |
| 6.20% | S/ 9,364.48 | S/ 18,870.84 | S/ 28,521.25 | S/ 38,317.87 | S/ 656,365.87 |
| 5.90% | S/ 8,920.93 | S/ 17,970.63 | S/ 27,150.95 | S/ 36,463.78 | S/ 654,511.78 |
| 5.75% | S/ 8,698.81 | S/ 17,520.04 | S/ 26,465.44 | S/ 35,536.74 | S/ 653,584.74 |
| 5.70% | S/ 8,624.71 | S/ 17,369.78 | S/ 26,236.88 | S/ 35,227.72 | S/ 653,275.72 |
| 5.65% | S/ 8,550.59 | S/ 17,219.48 | S/ 26,008.30 | S/ 34,918.71 | S/ 652,966.71 |
| 5.60% | S/ 8,476.44 | S/ 17,069.14 | S/ 25,779.68 | S/ 34,609.69 | S/ 652,657.69 |
| 5.50% | S/ 8,328.07 | S/ 16,768.36 | S/ 25,322.38 | S/ 33,991.66 | S/ 652,039.66 |
| 5.30% | S/ 8,031.01 | S/ 16,166.37 | S/ 24,407.44 | S/ 32,755.60 | S/ 650,803.60 |
| 5.25% | S/ 7,956.67 | S/ 16,015.78 | S/ 24,178.64 | S/ 32,446.59 | S/ 650,494.59 |
| 5.05% | S/ 7,659.08 | S/ 15,413.08 | S/ 23,263.16 | S/ 31,210.53 | S/ 649,258.53 |
| 5.00% | S/ 7,584.62 | S/ 15,262.31 | S/ 23,034.22 | S/ 30,901.51 | S/ 648,949.51 |
| 4.95% | S/ 7,510.12 | S/ 15,111.51 | S/ 22,805.26 | S/ 30,592.50 | S/ 648,640.50 |
| 4.75% | S/ 7,211.89 | S/ 14,507.94 | S/ 21,889.13 | S/ 29,356.44 | S/ 647,404.44 |
| 4.55% | S/ 6,913.23 | S/ 13,903.80 | S/ 20,972.55 | S/ 28,120.38 | S/ 646,168.38 |
| 4.50% | S/ 6,838.50 | S/ 13,752.67 | S/ 20,743.34 | S/ 27,811.36 | S/ 645,859.36 |
| 4.40% | S/ 6,688.96 | S/ 13,450.31 | S/ 20,284.84 | S/ 27,193.33 | S/ 645,241.33 |
| 4.30% | S/ 6,539.31 | S/ 13,147.80 | S/ 19,826.22 | S/ 26,575.30 | S/ 644,623.30 |
| 4.25% | S/ 6,464.44 | S/ 12,996.50 | S/ 19,596.88 | S/ 26,266.29 | S/ 644,314.29 |
| 4.20% | S/ 6,389.55 | S/ 12,845.15 | S/ 19,367.50 | S/ 25,957.27 | S/ 644,005.27 |
| 4.15% | S/ 6,314.63 | S/ 12,693.77 | S/ 19,138.10 | S/ 25,648.26 | S/ 643,696.26 |
| 4.00% | S/ 6,089.71 | S/ 12,239.42 | S/ 18,449.72 | S/ 24,721.21 | S/ 642,769.21 |
| 3.90% | S/ 5,939.62 | S/ 11,936.33 | S/ 17,990.66 | S/ 24,103.18 | S/ 642,151.18 |
| 3.75% | S/ 5,714.30 | S/ 11,481.42 | S/ 17,301.87 | S/ 23,176.14 | S/ 641,224.14 |
| 3.50% | S/ 5,338.21 | S/ 10,722.52 | S/ 16,153.34 | S/ 21,631.06 | S/ 639,679.06 |
| 3.00% | S/ 4,583.98 | S/ 9,201.95 | S/ 13,854.18 | S/ 18,540.91 | S/ 636,588.91 |
| 2.75% | S/ 4,205.83 | S/ 8,440.29 | S/ 12,703.56 | S/ 16,995.84 | S/ 635,043.84 |
| 2.50% | S/ 3,827.00 | S/ 7,677.69 | S/ 11,552.23 | S/ 15,450.76 | S/ 633,498.76 |
| 2.00% | S/ 3,067.24 | S/ 6,149.71 | S/ 9,247.47 | S/ 12,360.61 | S/ 630,408.61 |
| 1.35% | S/ 2,075.38 | S/ 4,157.72 | S/ 6,247.06 | S/ 8,343.41 | S/ 626,391.41 |
| 1.00% | S/ 1,539.32 | S/ 3,082.47 | S/ 4,629.46 | S/ 6,180.31 | S/ 624,228.31 |
| 0.10% | S/ 154.45 | S/ 308.94 | S/ 463.47 | S/ 618.03 | S/ 618,666.03 |
Sobre los datos
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Para S/ 618,048 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 618,048 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
