Cálculo de intereses
Ahorrando S/ 614,854
Veamos que pasaría si Usted ahorrara 614,854 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 614,854.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,024.11 | S/ 14,128.47 | S/ 21,313.98 | S/ 28,581.58 | S/ 643,435.58 |
| 8.50% | S/ 12,668.34 | S/ 25,597.69 | S/ 38,793.44 | S/ 52,261.07 | S/ 667,115.07 |
| 8.00% | S/ 11,944.15 | S/ 24,120.33 | S/ 36,533.05 | S/ 49,186.89 | S/ 664,040.89 |
| 7.10% | S/ 10,634.26 | S/ 21,452.44 | S/ 32,457.73 | S/ 43,653.37 | S/ 658,507.37 |
| 7.00% | S/ 10,488.21 | S/ 21,155.32 | S/ 32,004.40 | S/ 43,038.53 | S/ 657,892.53 |
| 6.50% | S/ 9,756.40 | S/ 19,667.62 | S/ 29,736.10 | S/ 39,964.36 | S/ 654,818.36 |
| 6.10% | S/ 9,169.10 | S/ 18,474.94 | S/ 27,919.55 | S/ 37,505.01 | S/ 652,359.01 |
| 6.20% | S/ 9,316.08 | S/ 18,773.32 | S/ 28,373.85 | S/ 38,119.85 | S/ 652,973.85 |
| 5.90% | S/ 8,874.83 | S/ 17,877.76 | S/ 27,010.64 | S/ 36,275.34 | S/ 651,129.34 |
| 5.75% | S/ 8,653.85 | S/ 17,429.50 | S/ 26,328.67 | S/ 35,353.09 | S/ 650,207.09 |
| 5.70% | S/ 8,580.14 | S/ 17,280.01 | S/ 26,101.29 | S/ 35,045.67 | S/ 649,899.67 |
| 5.65% | S/ 8,506.40 | S/ 17,130.49 | S/ 25,873.89 | S/ 34,738.25 | S/ 649,592.25 |
| 5.60% | S/ 8,432.64 | S/ 16,980.93 | S/ 25,646.46 | S/ 34,430.83 | S/ 649,284.83 |
| 5.50% | S/ 8,285.03 | S/ 16,681.70 | S/ 25,191.52 | S/ 33,816.00 | S/ 648,670.00 |
| 5.30% | S/ 7,989.50 | S/ 16,082.82 | S/ 24,281.31 | S/ 32,586.33 | S/ 647,440.33 |
| 5.25% | S/ 7,915.56 | S/ 15,933.01 | S/ 24,053.69 | S/ 32,278.91 | S/ 647,132.91 |
| 5.05% | S/ 7,619.50 | S/ 15,333.42 | S/ 23,142.94 | S/ 31,049.24 | S/ 645,903.24 |
| 5.00% | S/ 7,545.42 | S/ 15,183.44 | S/ 22,915.19 | S/ 30,741.82 | S/ 645,595.82 |
| 4.95% | S/ 7,471.31 | S/ 15,033.41 | S/ 22,687.40 | S/ 30,434.40 | S/ 645,288.40 |
| 4.75% | S/ 7,174.62 | S/ 14,432.97 | S/ 21,776.00 | S/ 29,204.73 | S/ 644,058.73 |
| 4.55% | S/ 6,877.51 | S/ 13,831.94 | S/ 20,864.17 | S/ 27,975.06 | S/ 642,829.06 |
| 4.50% | S/ 6,803.16 | S/ 13,681.60 | S/ 20,636.14 | S/ 27,667.64 | S/ 642,521.64 |
| 4.40% | S/ 6,654.39 | S/ 13,380.80 | S/ 20,180.01 | S/ 27,052.80 | S/ 641,906.80 |
| 4.30% | S/ 6,505.51 | S/ 13,079.86 | S/ 19,723.76 | S/ 26,437.97 | S/ 641,291.97 |
| 4.25% | S/ 6,431.03 | S/ 12,929.33 | S/ 19,495.60 | S/ 26,130.55 | S/ 640,984.55 |
| 4.20% | S/ 6,356.53 | S/ 12,778.77 | S/ 19,267.41 | S/ 25,823.13 | S/ 640,677.13 |
| 4.15% | S/ 6,282.00 | S/ 12,628.17 | S/ 19,039.19 | S/ 25,515.71 | S/ 640,369.71 |
| 4.00% | S/ 6,058.24 | S/ 12,176.16 | S/ 18,354.37 | S/ 24,593.46 | S/ 639,447.46 |
| 3.90% | S/ 5,908.93 | S/ 11,874.64 | S/ 17,897.69 | S/ 23,978.62 | S/ 638,832.62 |
| 3.75% | S/ 5,684.77 | S/ 11,422.09 | S/ 17,212.46 | S/ 23,056.37 | S/ 637,910.37 |
| 3.50% | S/ 5,310.62 | S/ 10,667.11 | S/ 16,069.86 | S/ 21,519.28 | S/ 636,373.28 |
| 3.00% | S/ 4,560.29 | S/ 9,154.40 | S/ 13,782.58 | S/ 18,445.10 | S/ 633,299.10 |
| 2.75% | S/ 4,184.10 | S/ 8,396.67 | S/ 12,637.91 | S/ 16,908.01 | S/ 631,762.01 |
| 2.50% | S/ 3,807.22 | S/ 7,638.02 | S/ 11,492.53 | S/ 15,370.91 | S/ 630,224.91 |
| 2.00% | S/ 3,051.39 | S/ 6,117.93 | S/ 9,199.68 | S/ 12,296.73 | S/ 627,150.73 |
| 1.35% | S/ 2,064.65 | S/ 4,136.23 | S/ 6,214.78 | S/ 8,300.30 | S/ 623,154.30 |
| 1.00% | S/ 1,531.36 | S/ 3,066.54 | S/ 4,605.54 | S/ 6,148.37 | S/ 621,002.37 |
| 0.10% | S/ 153.65 | S/ 307.34 | S/ 461.07 | S/ 614.84 | S/ 615,468.84 |
Sobre los datos
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Para S/ 614,854 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 614,854 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
