Cálculo de intereses
Ahorrando S/ 614,250
Veamos que pasaría si Usted ahorrara 614,250 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 614,250.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,017.21 | S/ 14,114.59 | S/ 21,293.04 | S/ 28,553.51 | S/ 642,803.51 |
| 8.50% | S/ 12,655.89 | S/ 25,572.54 | S/ 38,755.33 | S/ 52,209.73 | S/ 666,459.73 |
| 8.00% | S/ 11,932.42 | S/ 24,096.64 | S/ 36,497.16 | S/ 49,138.57 | S/ 663,388.57 |
| 7.10% | S/ 10,623.81 | S/ 21,431.37 | S/ 32,425.85 | S/ 43,610.49 | S/ 657,860.49 |
| 7.00% | S/ 10,477.90 | S/ 21,134.54 | S/ 31,972.96 | S/ 42,996.25 | S/ 657,246.25 |
| 6.50% | S/ 9,746.82 | S/ 19,648.30 | S/ 29,706.89 | S/ 39,925.10 | S/ 654,175.10 |
| 6.10% | S/ 9,160.10 | S/ 18,456.79 | S/ 27,892.13 | S/ 37,468.17 | S/ 651,718.17 |
| 6.20% | S/ 9,306.93 | S/ 18,754.88 | S/ 28,345.98 | S/ 38,082.40 | S/ 652,332.40 |
| 5.90% | S/ 8,866.11 | S/ 17,860.20 | S/ 26,984.10 | S/ 36,239.71 | S/ 650,489.71 |
| 5.75% | S/ 8,645.35 | S/ 17,412.38 | S/ 26,302.80 | S/ 35,318.36 | S/ 649,568.36 |
| 5.70% | S/ 8,571.71 | S/ 17,263.04 | S/ 26,075.65 | S/ 35,011.24 | S/ 649,261.24 |
| 5.65% | S/ 8,498.05 | S/ 17,113.66 | S/ 25,848.47 | S/ 34,704.13 | S/ 648,954.13 |
| 5.60% | S/ 8,424.35 | S/ 16,964.25 | S/ 25,621.26 | S/ 34,397.01 | S/ 648,647.01 |
| 5.50% | S/ 8,276.89 | S/ 16,665.31 | S/ 25,166.77 | S/ 33,782.78 | S/ 648,032.78 |
| 5.30% | S/ 7,981.65 | S/ 16,067.02 | S/ 24,257.46 | S/ 32,554.31 | S/ 646,804.31 |
| 5.25% | S/ 7,907.78 | S/ 15,917.36 | S/ 24,030.06 | S/ 32,247.20 | S/ 646,497.20 |
| 5.05% | S/ 7,612.01 | S/ 15,318.36 | S/ 23,120.21 | S/ 31,018.73 | S/ 645,268.73 |
| 5.00% | S/ 7,538.01 | S/ 15,168.52 | S/ 22,892.67 | S/ 30,711.62 | S/ 644,961.62 |
| 4.95% | S/ 7,463.97 | S/ 15,018.65 | S/ 22,665.12 | S/ 30,404.50 | S/ 644,654.50 |
| 4.75% | S/ 7,167.58 | S/ 14,418.79 | S/ 21,754.61 | S/ 29,176.04 | S/ 643,426.04 |
| 4.55% | S/ 6,870.75 | S/ 13,818.36 | S/ 20,843.67 | S/ 27,947.57 | S/ 642,197.57 |
| 4.50% | S/ 6,796.48 | S/ 13,668.16 | S/ 20,615.87 | S/ 27,640.46 | S/ 641,890.46 |
| 4.40% | S/ 6,647.85 | S/ 13,367.66 | S/ 20,160.18 | S/ 27,026.23 | S/ 641,276.23 |
| 4.30% | S/ 6,499.12 | S/ 13,067.01 | S/ 19,704.39 | S/ 26,411.99 | S/ 640,661.99 |
| 4.25% | S/ 6,424.72 | S/ 12,916.63 | S/ 19,476.45 | S/ 26,104.88 | S/ 640,354.88 |
| 4.20% | S/ 6,350.28 | S/ 12,766.22 | S/ 19,248.48 | S/ 25,797.76 | S/ 640,047.76 |
| 4.15% | S/ 6,275.82 | S/ 12,615.77 | S/ 19,020.49 | S/ 25,490.65 | S/ 639,740.65 |
| 4.00% | S/ 6,052.28 | S/ 12,164.20 | S/ 18,336.34 | S/ 24,569.30 | S/ 638,819.30 |
| 3.90% | S/ 5,903.12 | S/ 11,862.98 | S/ 17,880.11 | S/ 23,955.07 | S/ 638,205.07 |
| 3.75% | S/ 5,679.18 | S/ 11,410.87 | S/ 17,195.55 | S/ 23,033.72 | S/ 637,283.72 |
| 3.50% | S/ 5,305.40 | S/ 10,656.63 | S/ 16,054.07 | S/ 21,498.14 | S/ 635,748.14 |
| 3.00% | S/ 4,555.81 | S/ 9,145.41 | S/ 13,769.04 | S/ 18,426.98 | S/ 632,676.98 |
| 2.75% | S/ 4,179.99 | S/ 8,388.42 | S/ 12,625.49 | S/ 16,891.40 | S/ 631,141.40 |
| 2.50% | S/ 3,803.48 | S/ 7,630.51 | S/ 11,481.24 | S/ 15,355.81 | S/ 629,605.81 |
| 2.00% | S/ 3,048.40 | S/ 6,111.92 | S/ 9,190.65 | S/ 12,284.65 | S/ 626,534.65 |
| 1.35% | S/ 2,062.62 | S/ 4,132.17 | S/ 6,208.67 | S/ 8,292.14 | S/ 622,542.14 |
| 1.00% | S/ 1,529.86 | S/ 3,063.52 | S/ 4,601.01 | S/ 6,142.33 | S/ 620,392.33 |
| 0.10% | S/ 153.50 | S/ 307.04 | S/ 460.62 | S/ 614.23 | S/ 614,864.23 |
Sobre los datos
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Para S/ 614,250 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 614,250 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.