Cálculo de intereses
Ahorrando S/ 613,960
Veamos que pasaría si Usted ahorrara 613,960 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 613,960.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 7,013.90 | S/ 14,107.92 | S/ 21,282.99 | S/ 28,540.03 | S/ 642,500.03 |
| 8.50% | S/ 12,649.92 | S/ 25,560.47 | S/ 38,737.03 | S/ 52,185.08 | S/ 666,145.08 |
| 8.00% | S/ 11,926.79 | S/ 24,085.26 | S/ 36,479.93 | S/ 49,115.37 | S/ 663,075.37 |
| 7.10% | S/ 10,618.80 | S/ 21,421.25 | S/ 32,410.54 | S/ 43,589.90 | S/ 657,549.90 |
| 7.00% | S/ 10,472.96 | S/ 21,124.56 | S/ 31,957.86 | S/ 42,975.96 | S/ 656,935.96 |
| 6.50% | S/ 9,742.22 | S/ 19,639.02 | S/ 29,692.87 | S/ 39,906.25 | S/ 653,866.25 |
| 6.10% | S/ 9,155.77 | S/ 18,448.08 | S/ 27,878.96 | S/ 37,450.48 | S/ 651,410.48 |
| 6.20% | S/ 9,302.54 | S/ 18,746.02 | S/ 28,332.60 | S/ 38,064.42 | S/ 652,024.42 |
| 5.90% | S/ 8,861.93 | S/ 17,851.77 | S/ 26,971.36 | S/ 36,222.60 | S/ 650,182.60 |
| 5.75% | S/ 8,641.27 | S/ 17,404.16 | S/ 26,290.39 | S/ 35,301.68 | S/ 649,261.68 |
| 5.70% | S/ 8,567.66 | S/ 17,254.89 | S/ 26,063.34 | S/ 34,994.71 | S/ 648,954.71 |
| 5.65% | S/ 8,494.03 | S/ 17,105.58 | S/ 25,836.27 | S/ 34,687.74 | S/ 648,647.74 |
| 5.60% | S/ 8,420.38 | S/ 16,956.24 | S/ 25,609.17 | S/ 34,380.77 | S/ 648,340.77 |
| 5.50% | S/ 8,272.98 | S/ 16,657.45 | S/ 25,154.89 | S/ 33,766.83 | S/ 647,726.83 |
| 5.30% | S/ 7,977.89 | S/ 16,059.44 | S/ 24,246.00 | S/ 32,538.95 | S/ 646,498.95 |
| 5.25% | S/ 7,904.05 | S/ 15,909.85 | S/ 24,018.71 | S/ 32,231.97 | S/ 646,191.97 |
| 5.05% | S/ 7,608.42 | S/ 15,311.13 | S/ 23,109.29 | S/ 31,004.09 | S/ 644,964.09 |
| 5.00% | S/ 7,534.45 | S/ 15,161.36 | S/ 22,881.87 | S/ 30,697.12 | S/ 644,657.12 |
| 4.95% | S/ 7,460.45 | S/ 15,011.56 | S/ 22,654.42 | S/ 30,390.15 | S/ 644,350.15 |
| 4.75% | S/ 7,164.19 | S/ 14,411.98 | S/ 21,744.34 | S/ 29,162.26 | S/ 643,122.26 |
| 4.55% | S/ 6,867.51 | S/ 13,811.83 | S/ 20,833.83 | S/ 27,934.38 | S/ 641,894.38 |
| 4.50% | S/ 6,793.27 | S/ 13,661.71 | S/ 20,606.14 | S/ 27,627.41 | S/ 641,587.41 |
| 4.40% | S/ 6,644.72 | S/ 13,361.35 | S/ 20,150.67 | S/ 27,013.47 | S/ 640,973.47 |
| 4.30% | S/ 6,496.05 | S/ 13,060.84 | S/ 19,695.09 | S/ 26,399.53 | S/ 640,359.53 |
| 4.25% | S/ 6,421.68 | S/ 12,910.53 | S/ 19,467.25 | S/ 26,092.55 | S/ 640,052.55 |
| 4.20% | S/ 6,347.29 | S/ 12,760.19 | S/ 19,239.40 | S/ 25,785.58 | S/ 639,745.58 |
| 4.15% | S/ 6,272.86 | S/ 12,609.81 | S/ 19,011.51 | S/ 25,478.61 | S/ 639,438.61 |
| 4.00% | S/ 6,049.43 | S/ 12,158.46 | S/ 18,327.69 | S/ 24,557.70 | S/ 638,517.70 |
| 3.90% | S/ 5,900.34 | S/ 11,857.38 | S/ 17,871.67 | S/ 23,943.76 | S/ 637,903.76 |
| 3.75% | S/ 5,676.50 | S/ 11,405.48 | S/ 17,187.43 | S/ 23,022.84 | S/ 636,982.84 |
| 3.50% | S/ 5,302.90 | S/ 10,651.60 | S/ 16,046.49 | S/ 21,487.99 | S/ 635,447.99 |
| 3.00% | S/ 4,553.66 | S/ 9,141.09 | S/ 13,762.54 | S/ 18,418.28 | S/ 632,378.28 |
| 2.75% | S/ 4,178.01 | S/ 8,384.46 | S/ 12,619.53 | S/ 16,883.42 | S/ 630,843.42 |
| 2.50% | S/ 3,801.68 | S/ 7,626.91 | S/ 11,475.82 | S/ 15,348.56 | S/ 629,308.56 |
| 2.00% | S/ 3,046.96 | S/ 6,109.03 | S/ 9,186.31 | S/ 12,278.85 | S/ 626,238.85 |
| 1.35% | S/ 2,061.65 | S/ 4,130.22 | S/ 6,205.74 | S/ 8,288.23 | S/ 622,248.23 |
| 1.00% | S/ 1,529.13 | S/ 3,062.08 | S/ 4,598.84 | S/ 6,139.43 | S/ 620,099.43 |
| 0.10% | S/ 153.43 | S/ 306.89 | S/ 460.40 | S/ 613.94 | S/ 614,573.94 |
Sobre los datos
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Para S/ 613,960 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 613,960 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.