Cálculo de intereses
Ahorrando S/ 611,787
Veamos que pasaría si Usted ahorrara 611,787 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 611,787.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,989.07 | S/ 14,057.99 | S/ 21,207.66 | S/ 28,439.01 | S/ 640,226.01 |
| 8.50% | S/ 12,605.14 | S/ 25,470.00 | S/ 38,599.93 | S/ 52,000.38 | S/ 663,787.38 |
| 8.00% | S/ 11,884.57 | S/ 24,000.02 | S/ 36,350.81 | S/ 48,941.54 | S/ 660,728.54 |
| 7.10% | S/ 10,581.21 | S/ 21,345.43 | S/ 32,295.83 | S/ 43,435.62 | S/ 655,222.62 |
| 7.00% | S/ 10,435.89 | S/ 21,049.79 | S/ 31,844.75 | S/ 42,823.85 | S/ 654,610.85 |
| 6.50% | S/ 9,707.74 | S/ 19,569.51 | S/ 29,587.78 | S/ 39,765.01 | S/ 651,552.01 |
| 6.10% | S/ 9,123.37 | S/ 18,382.79 | S/ 27,780.29 | S/ 37,317.93 | S/ 649,104.93 |
| 6.20% | S/ 9,269.61 | S/ 18,679.68 | S/ 28,232.32 | S/ 37,929.70 | S/ 649,716.70 |
| 5.90% | S/ 8,830.56 | S/ 17,788.58 | S/ 26,875.90 | S/ 36,094.39 | S/ 647,881.39 |
| 5.75% | S/ 8,610.68 | S/ 17,342.56 | S/ 26,197.34 | S/ 35,176.74 | S/ 646,963.74 |
| 5.70% | S/ 8,537.34 | S/ 17,193.82 | S/ 25,971.09 | S/ 34,870.86 | S/ 646,657.86 |
| 5.65% | S/ 8,463.97 | S/ 17,045.04 | S/ 25,744.82 | S/ 34,564.97 | S/ 646,351.97 |
| 5.60% | S/ 8,390.57 | S/ 16,896.22 | S/ 25,518.53 | S/ 34,259.09 | S/ 646,046.09 |
| 5.50% | S/ 8,243.70 | S/ 16,598.49 | S/ 25,065.86 | S/ 33,647.32 | S/ 645,434.32 |
| 5.30% | S/ 7,949.65 | S/ 16,002.60 | S/ 24,160.19 | S/ 32,423.78 | S/ 644,210.78 |
| 5.25% | S/ 7,876.07 | S/ 15,853.54 | S/ 23,933.70 | S/ 32,117.89 | S/ 643,904.89 |
| 5.05% | S/ 7,581.49 | S/ 15,256.94 | S/ 23,027.50 | S/ 30,894.36 | S/ 642,681.36 |
| 5.00% | S/ 7,507.78 | S/ 15,107.70 | S/ 22,800.88 | S/ 30,588.47 | S/ 642,375.47 |
| 4.95% | S/ 7,434.05 | S/ 14,958.42 | S/ 22,574.23 | S/ 30,282.59 | S/ 642,069.59 |
| 4.75% | S/ 7,138.83 | S/ 14,360.97 | S/ 21,667.38 | S/ 29,059.05 | S/ 640,846.05 |
| 4.55% | S/ 6,843.20 | S/ 13,762.95 | S/ 20,760.10 | S/ 27,835.51 | S/ 639,622.51 |
| 4.50% | S/ 6,769.23 | S/ 13,613.35 | S/ 20,533.21 | S/ 27,529.63 | S/ 639,316.63 |
| 4.40% | S/ 6,621.20 | S/ 13,314.05 | S/ 20,079.35 | S/ 26,917.86 | S/ 638,704.86 |
| 4.30% | S/ 6,473.06 | S/ 13,014.61 | S/ 19,625.38 | S/ 26,306.09 | S/ 638,093.09 |
| 4.25% | S/ 6,398.95 | S/ 12,864.84 | S/ 19,398.35 | S/ 26,000.20 | S/ 637,787.20 |
| 4.20% | S/ 6,324.82 | S/ 12,715.03 | S/ 19,171.30 | S/ 25,694.32 | S/ 637,481.32 |
| 4.15% | S/ 6,250.66 | S/ 12,565.18 | S/ 18,944.22 | S/ 25,388.44 | S/ 637,175.44 |
| 4.00% | S/ 6,028.02 | S/ 12,115.43 | S/ 18,262.82 | S/ 24,470.78 | S/ 636,257.78 |
| 3.90% | S/ 5,879.45 | S/ 11,815.41 | S/ 17,808.41 | S/ 23,859.01 | S/ 635,646.01 |
| 3.75% | S/ 5,656.41 | S/ 11,365.11 | S/ 17,126.60 | S/ 22,941.36 | S/ 634,728.36 |
| 3.50% | S/ 5,284.13 | S/ 10,613.90 | S/ 15,989.70 | S/ 21,411.94 | S/ 633,198.94 |
| 3.00% | S/ 4,537.54 | S/ 9,108.74 | S/ 13,713.83 | S/ 18,353.09 | S/ 630,140.09 |
| 2.75% | S/ 4,163.23 | S/ 8,354.78 | S/ 12,574.87 | S/ 16,823.67 | S/ 628,610.67 |
| 2.50% | S/ 3,788.23 | S/ 7,599.92 | S/ 11,435.20 | S/ 15,294.24 | S/ 627,081.24 |
| 2.00% | S/ 3,036.17 | S/ 6,087.41 | S/ 9,153.79 | S/ 12,235.39 | S/ 624,022.39 |
| 1.35% | S/ 2,054.35 | S/ 4,115.60 | S/ 6,183.77 | S/ 8,258.89 | S/ 620,045.89 |
| 1.00% | S/ 1,523.72 | S/ 3,051.24 | S/ 4,582.56 | S/ 6,117.70 | S/ 617,904.70 |
| 0.10% | S/ 152.89 | S/ 305.81 | S/ 458.77 | S/ 611.77 | S/ 612,398.77 |
Sobre los datos
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Para S/ 611,787 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 611,787 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.