Cálculo de intereses
Ahorrando S/ 610,865
Veamos que pasaría si Usted ahorrara 610,865 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 610,865.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,978.54 | S/ 14,036.80 | S/ 21,175.70 | S/ 28,396.15 | S/ 639,261.15 |
| 8.50% | S/ 12,586.15 | S/ 25,431.62 | S/ 38,541.76 | S/ 51,922.01 | S/ 662,787.01 |
| 8.00% | S/ 11,866.66 | S/ 23,963.85 | S/ 36,296.03 | S/ 48,867.78 | S/ 659,732.78 |
| 7.10% | S/ 10,565.27 | S/ 21,313.27 | S/ 32,247.16 | S/ 43,370.16 | S/ 654,235.16 |
| 7.00% | S/ 10,420.16 | S/ 21,018.07 | S/ 31,796.76 | S/ 42,759.31 | S/ 653,624.31 |
| 6.50% | S/ 9,693.11 | S/ 19,540.02 | S/ 29,543.19 | S/ 39,705.08 | S/ 650,570.08 |
| 6.10% | S/ 9,109.62 | S/ 18,355.08 | S/ 27,738.42 | S/ 37,261.69 | S/ 648,126.69 |
| 6.20% | S/ 9,255.64 | S/ 18,651.53 | S/ 28,189.77 | S/ 37,872.54 | S/ 648,737.54 |
| 5.90% | S/ 8,817.25 | S/ 17,761.77 | S/ 26,835.40 | S/ 36,040.00 | S/ 646,905.00 |
| 5.75% | S/ 8,597.71 | S/ 17,316.43 | S/ 26,157.86 | S/ 35,123.73 | S/ 645,988.73 |
| 5.70% | S/ 8,524.47 | S/ 17,167.91 | S/ 25,931.95 | S/ 34,818.30 | S/ 645,683.30 |
| 5.65% | S/ 8,451.21 | S/ 17,019.35 | S/ 25,706.03 | S/ 34,512.88 | S/ 645,377.88 |
| 5.60% | S/ 8,377.93 | S/ 16,870.76 | S/ 25,480.07 | S/ 34,207.46 | S/ 645,072.46 |
| 5.50% | S/ 8,231.28 | S/ 16,573.48 | S/ 25,028.08 | S/ 33,596.61 | S/ 644,461.61 |
| 5.30% | S/ 7,937.67 | S/ 15,978.48 | S/ 24,123.78 | S/ 32,374.91 | S/ 643,239.91 |
| 5.25% | S/ 7,864.20 | S/ 15,829.64 | S/ 23,897.64 | S/ 32,069.49 | S/ 642,934.49 |
| 5.05% | S/ 7,570.07 | S/ 15,233.94 | S/ 22,992.80 | S/ 30,847.80 | S/ 641,712.80 |
| 5.00% | S/ 7,496.47 | S/ 15,084.93 | S/ 22,766.52 | S/ 30,542.37 | S/ 641,407.37 |
| 4.95% | S/ 7,422.84 | S/ 14,935.88 | S/ 22,540.21 | S/ 30,236.95 | S/ 641,101.95 |
| 4.75% | S/ 7,128.08 | S/ 14,339.33 | S/ 21,634.73 | S/ 29,015.26 | S/ 639,880.26 |
| 4.55% | S/ 6,832.89 | S/ 13,742.21 | S/ 20,728.81 | S/ 27,793.56 | S/ 638,658.56 |
| 4.50% | S/ 6,759.03 | S/ 13,592.84 | S/ 20,502.26 | S/ 27,488.14 | S/ 638,353.14 |
| 4.40% | S/ 6,611.22 | S/ 13,293.99 | S/ 20,049.09 | S/ 26,877.29 | S/ 637,742.29 |
| 4.30% | S/ 6,463.31 | S/ 12,995.00 | S/ 19,595.80 | S/ 26,266.44 | S/ 637,131.44 |
| 4.25% | S/ 6,389.31 | S/ 12,845.45 | S/ 19,369.12 | S/ 25,961.02 | S/ 636,826.02 |
| 4.20% | S/ 6,315.29 | S/ 12,695.87 | S/ 19,142.41 | S/ 25,655.60 | S/ 636,520.60 |
| 4.15% | S/ 6,241.24 | S/ 12,546.25 | S/ 18,915.67 | S/ 25,350.17 | S/ 636,215.17 |
| 4.00% | S/ 6,018.93 | S/ 12,097.17 | S/ 18,235.30 | S/ 24,433.90 | S/ 635,298.90 |
| 3.90% | S/ 5,870.59 | S/ 11,797.60 | S/ 17,781.58 | S/ 23,823.06 | S/ 634,688.06 |
| 3.75% | S/ 5,647.88 | S/ 11,347.99 | S/ 17,100.79 | S/ 22,906.78 | S/ 633,771.78 |
| 3.50% | S/ 5,276.17 | S/ 10,597.90 | S/ 15,965.60 | S/ 21,379.67 | S/ 632,244.67 |
| 3.00% | S/ 4,530.70 | S/ 9,095.01 | S/ 13,693.17 | S/ 18,325.43 | S/ 629,190.43 |
| 2.75% | S/ 4,156.95 | S/ 8,342.19 | S/ 12,555.91 | S/ 16,798.31 | S/ 627,663.31 |
| 2.50% | S/ 3,782.52 | S/ 7,588.46 | S/ 11,417.97 | S/ 15,271.19 | S/ 626,136.19 |
| 2.00% | S/ 3,031.60 | S/ 6,078.24 | S/ 9,140.00 | S/ 12,216.95 | S/ 623,081.95 |
| 1.35% | S/ 2,051.26 | S/ 4,109.40 | S/ 6,174.46 | S/ 8,246.45 | S/ 619,111.45 |
| 1.00% | S/ 1,521.43 | S/ 3,046.64 | S/ 4,575.66 | S/ 6,108.48 | S/ 616,973.48 |
| 0.10% | S/ 152.65 | S/ 305.35 | S/ 458.08 | S/ 610.85 | S/ 611,475.85 |
Sobre los datos
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Para S/ 610,865 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 610,865 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.