Cálculo de intereses
Ahorrando S/ 598,672
Veamos que pasaría si Usted ahorrara 598,672 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 598,672.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,839.25 | S/ 13,756.63 | S/ 20,753.03 | S/ 27,829.36 | S/ 626,501.36 |
| 8.50% | S/ 12,334.93 | S/ 24,924.00 | S/ 37,772.45 | S/ 50,885.64 | S/ 649,557.64 |
| 8.00% | S/ 11,629.80 | S/ 23,485.52 | S/ 35,571.55 | S/ 47,892.37 | S/ 646,564.37 |
| 7.10% | S/ 10,354.38 | S/ 20,887.85 | S/ 31,603.50 | S/ 42,504.48 | S/ 641,176.48 |
| 7.00% | S/ 10,212.17 | S/ 20,598.55 | S/ 31,162.09 | S/ 41,905.83 | S/ 640,577.83 |
| 6.50% | S/ 9,499.63 | S/ 19,150.00 | S/ 28,953.50 | S/ 38,912.56 | S/ 637,584.56 |
| 6.10% | S/ 8,927.79 | S/ 17,988.71 | S/ 27,184.76 | S/ 36,517.94 | S/ 635,189.94 |
| 6.20% | S/ 9,070.90 | S/ 18,279.24 | S/ 27,627.10 | S/ 37,116.59 | S/ 635,788.59 |
| 5.90% | S/ 8,641.26 | S/ 17,407.24 | S/ 26,299.76 | S/ 35,320.63 | S/ 633,992.63 |
| 5.75% | S/ 8,426.10 | S/ 16,970.79 | S/ 25,635.74 | S/ 34,422.65 | S/ 633,094.65 |
| 5.70% | S/ 8,354.32 | S/ 16,825.23 | S/ 25,414.35 | S/ 34,123.32 | S/ 632,795.32 |
| 5.65% | S/ 8,282.53 | S/ 16,679.64 | S/ 25,192.93 | S/ 33,823.99 | S/ 632,495.99 |
| 5.60% | S/ 8,210.70 | S/ 16,534.02 | S/ 24,971.48 | S/ 33,524.67 | S/ 632,196.67 |
| 5.50% | S/ 8,066.98 | S/ 16,242.67 | S/ 24,528.51 | S/ 32,926.01 | S/ 631,598.01 |
| 5.30% | S/ 7,779.23 | S/ 15,659.55 | S/ 23,642.26 | S/ 31,728.70 | S/ 630,400.70 |
| 5.25% | S/ 7,707.23 | S/ 15,513.68 | S/ 23,420.63 | S/ 31,429.38 | S/ 630,101.38 |
| 5.05% | S/ 7,418.97 | S/ 14,929.87 | S/ 22,533.85 | S/ 30,232.07 | S/ 628,904.07 |
| 5.00% | S/ 7,346.84 | S/ 14,783.83 | S/ 22,312.09 | S/ 29,932.74 | S/ 628,604.74 |
| 4.95% | S/ 7,274.68 | S/ 14,637.76 | S/ 22,090.31 | S/ 29,633.41 | S/ 628,305.41 |
| 4.75% | S/ 6,985.80 | S/ 14,053.11 | S/ 21,202.89 | S/ 28,436.11 | S/ 627,108.11 |
| 4.55% | S/ 6,696.50 | S/ 13,467.91 | S/ 20,315.06 | S/ 27,238.80 | S/ 625,910.80 |
| 4.50% | S/ 6,624.11 | S/ 13,321.52 | S/ 20,093.03 | S/ 26,939.47 | S/ 625,611.47 |
| 4.40% | S/ 6,479.26 | S/ 13,028.64 | S/ 19,648.90 | S/ 26,340.81 | S/ 625,012.81 |
| 4.30% | S/ 6,334.30 | S/ 12,735.62 | S/ 19,204.67 | S/ 25,742.16 | S/ 624,414.16 |
| 4.25% | S/ 6,261.78 | S/ 12,589.05 | S/ 18,982.51 | S/ 25,442.83 | S/ 624,114.83 |
| 4.20% | S/ 6,189.23 | S/ 12,442.45 | S/ 18,760.32 | S/ 25,143.51 | S/ 623,815.51 |
| 4.15% | S/ 6,116.66 | S/ 12,295.82 | S/ 18,538.11 | S/ 24,844.18 | S/ 623,516.18 |
| 4.00% | S/ 5,898.79 | S/ 11,855.71 | S/ 17,871.32 | S/ 23,946.20 | S/ 622,618.20 |
| 3.90% | S/ 5,753.41 | S/ 11,562.12 | S/ 17,426.65 | S/ 23,347.54 | S/ 622,019.54 |
| 3.75% | S/ 5,535.15 | S/ 11,121.48 | S/ 16,759.46 | S/ 22,449.56 | S/ 621,121.56 |
| 3.50% | S/ 5,170.85 | S/ 10,386.37 | S/ 15,646.93 | S/ 20,952.92 | S/ 619,624.92 |
| 3.00% | S/ 4,440.27 | S/ 8,913.47 | S/ 13,419.85 | S/ 17,959.65 | S/ 616,631.65 |
| 2.75% | S/ 4,073.98 | S/ 8,175.68 | S/ 12,305.30 | S/ 16,463.01 | S/ 615,135.01 |
| 2.50% | S/ 3,707.02 | S/ 7,436.99 | S/ 11,190.07 | S/ 14,966.38 | S/ 613,638.38 |
| 2.00% | S/ 2,971.08 | S/ 5,956.91 | S/ 8,957.56 | S/ 11,973.10 | S/ 610,645.10 |
| 1.35% | S/ 2,010.31 | S/ 4,027.38 | S/ 6,051.21 | S/ 8,081.84 | S/ 606,753.84 |
| 1.00% | S/ 1,491.06 | S/ 2,985.83 | S/ 4,484.32 | S/ 5,986.55 | S/ 604,658.55 |
| 0.10% | S/ 149.61 | S/ 299.25 | S/ 448.94 | S/ 598.66 | S/ 599,270.66 |
Sobre los datos
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Para S/ 598,672 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 598,672 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
