Cálculo de intereses
Ahorrando S/ 598,470
Veamos que pasaría si Usted ahorrara 598,470 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 598,470.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,836.94 | S/ 13,751.98 | S/ 20,746.03 | S/ 27,819.97 | S/ 626,289.97 |
| 8.50% | S/ 12,330.76 | S/ 24,915.59 | S/ 37,759.71 | S/ 50,868.47 | S/ 649,338.47 |
| 8.00% | S/ 11,625.88 | S/ 23,477.60 | S/ 35,559.55 | S/ 47,876.21 | S/ 646,346.21 |
| 7.10% | S/ 10,350.89 | S/ 20,880.80 | S/ 31,592.83 | S/ 42,490.14 | S/ 640,960.14 |
| 7.00% | S/ 10,208.73 | S/ 20,591.60 | S/ 31,151.57 | S/ 41,891.69 | S/ 640,361.69 |
| 6.50% | S/ 9,496.42 | S/ 19,143.54 | S/ 28,943.73 | S/ 38,899.43 | S/ 637,369.43 |
| 6.10% | S/ 8,924.77 | S/ 17,982.64 | S/ 27,175.58 | S/ 36,505.62 | S/ 634,975.62 |
| 6.20% | S/ 9,067.84 | S/ 18,273.07 | S/ 27,617.78 | S/ 37,104.07 | S/ 635,574.07 |
| 5.90% | S/ 8,638.34 | S/ 17,401.37 | S/ 26,290.89 | S/ 35,308.71 | S/ 633,778.71 |
| 5.75% | S/ 8,423.25 | S/ 16,965.06 | S/ 25,627.09 | S/ 34,411.03 | S/ 632,881.03 |
| 5.70% | S/ 8,351.51 | S/ 16,819.55 | S/ 25,405.77 | S/ 34,111.81 | S/ 632,581.81 |
| 5.65% | S/ 8,279.73 | S/ 16,674.01 | S/ 25,184.43 | S/ 33,812.58 | S/ 632,282.58 |
| 5.60% | S/ 8,207.93 | S/ 16,528.44 | S/ 24,963.06 | S/ 33,513.36 | S/ 631,983.36 |
| 5.50% | S/ 8,064.26 | S/ 16,237.18 | S/ 24,520.24 | S/ 32,914.90 | S/ 631,384.90 |
| 5.30% | S/ 7,776.61 | S/ 15,654.26 | S/ 23,634.28 | S/ 31,718.00 | S/ 630,188.00 |
| 5.25% | S/ 7,704.63 | S/ 15,508.45 | S/ 23,412.73 | S/ 31,418.77 | S/ 629,888.77 |
| 5.05% | S/ 7,416.46 | S/ 14,924.83 | S/ 22,526.25 | S/ 30,221.87 | S/ 628,691.87 |
| 5.00% | S/ 7,344.36 | S/ 14,778.84 | S/ 22,304.57 | S/ 29,922.64 | S/ 628,392.64 |
| 4.95% | S/ 7,272.23 | S/ 14,632.82 | S/ 22,082.85 | S/ 29,623.42 | S/ 628,093.42 |
| 4.75% | S/ 6,983.44 | S/ 14,048.37 | S/ 21,195.74 | S/ 28,426.51 | S/ 626,896.51 |
| 4.55% | S/ 6,694.24 | S/ 13,463.36 | S/ 20,308.20 | S/ 27,229.61 | S/ 625,699.61 |
| 4.50% | S/ 6,621.88 | S/ 13,317.03 | S/ 20,086.25 | S/ 26,930.38 | S/ 625,400.38 |
| 4.40% | S/ 6,477.07 | S/ 13,024.24 | S/ 19,642.27 | S/ 26,331.93 | S/ 624,801.93 |
| 4.30% | S/ 6,332.16 | S/ 12,731.32 | S/ 19,198.19 | S/ 25,733.47 | S/ 624,203.47 |
| 4.25% | S/ 6,259.67 | S/ 12,584.81 | S/ 18,976.10 | S/ 25,434.25 | S/ 623,904.25 |
| 4.20% | S/ 6,187.15 | S/ 12,438.26 | S/ 18,753.99 | S/ 25,135.02 | S/ 623,605.02 |
| 4.15% | S/ 6,114.60 | S/ 12,291.67 | S/ 18,531.86 | S/ 24,835.80 | S/ 623,305.80 |
| 4.00% | S/ 5,896.80 | S/ 11,851.71 | S/ 17,865.29 | S/ 23,938.12 | S/ 622,408.12 |
| 3.90% | S/ 5,751.47 | S/ 11,558.22 | S/ 17,420.77 | S/ 23,339.66 | S/ 621,809.66 |
| 3.75% | S/ 5,533.28 | S/ 11,117.73 | S/ 16,753.80 | S/ 22,441.98 | S/ 620,911.98 |
| 3.50% | S/ 5,169.11 | S/ 10,382.86 | S/ 15,641.65 | S/ 20,945.85 | S/ 619,415.85 |
| 3.00% | S/ 4,438.77 | S/ 8,910.46 | S/ 13,415.32 | S/ 17,953.59 | S/ 616,423.59 |
| 2.75% | S/ 4,072.60 | S/ 8,172.92 | S/ 12,301.14 | S/ 16,457.46 | S/ 614,927.46 |
| 2.50% | S/ 3,705.77 | S/ 7,434.49 | S/ 11,186.29 | S/ 14,961.33 | S/ 613,431.33 |
| 2.00% | S/ 2,970.08 | S/ 5,954.90 | S/ 8,954.54 | S/ 11,969.06 | S/ 610,439.06 |
| 1.35% | S/ 2,009.63 | S/ 4,026.02 | S/ 6,049.17 | S/ 8,079.12 | S/ 606,549.12 |
| 1.00% | S/ 1,490.56 | S/ 2,984.82 | S/ 4,482.81 | S/ 5,984.53 | S/ 604,454.53 |
| 0.10% | S/ 149.56 | S/ 299.15 | S/ 448.78 | S/ 598.45 | S/ 599,068.45 |
Sobre los datos
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Para S/ 598,470 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 598,470 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.