Cálculo de intereses
Ahorrando S/ 597,107
Veamos que pasaría si Usted ahorrara 597,107 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 597,107.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,821.37 | S/ 13,720.67 | S/ 20,698.78 | S/ 27,756.61 | S/ 624,863.61 |
| 8.50% | S/ 12,302.68 | S/ 24,858.84 | S/ 37,673.71 | S/ 50,752.62 | S/ 647,859.62 |
| 8.00% | S/ 11,599.40 | S/ 23,424.13 | S/ 35,478.56 | S/ 47,767.17 | S/ 644,874.17 |
| 7.10% | S/ 10,327.31 | S/ 20,833.25 | S/ 31,520.88 | S/ 42,393.37 | S/ 639,500.37 |
| 7.00% | S/ 10,185.48 | S/ 20,544.70 | S/ 31,080.63 | S/ 41,796.28 | S/ 638,903.28 |
| 6.50% | S/ 9,474.80 | S/ 19,099.94 | S/ 28,877.81 | S/ 38,810.83 | S/ 635,917.83 |
| 6.10% | S/ 8,904.45 | S/ 17,941.69 | S/ 27,113.69 | S/ 36,422.48 | S/ 633,529.48 |
| 6.20% | S/ 9,047.19 | S/ 18,231.45 | S/ 27,554.88 | S/ 37,019.57 | S/ 634,126.57 |
| 5.90% | S/ 8,618.67 | S/ 17,361.74 | S/ 26,231.01 | S/ 35,228.30 | S/ 632,335.30 |
| 5.75% | S/ 8,404.07 | S/ 16,926.42 | S/ 25,568.72 | S/ 34,332.66 | S/ 631,439.66 |
| 5.70% | S/ 8,332.48 | S/ 16,781.25 | S/ 25,347.91 | S/ 34,034.12 | S/ 631,141.12 |
| 5.65% | S/ 8,260.88 | S/ 16,636.04 | S/ 25,127.07 | S/ 33,735.57 | S/ 630,842.57 |
| 5.60% | S/ 8,189.24 | S/ 16,490.80 | S/ 24,906.20 | S/ 33,437.03 | S/ 630,544.03 |
| 5.50% | S/ 8,045.89 | S/ 16,200.21 | S/ 24,464.39 | S/ 32,839.94 | S/ 629,946.94 |
| 5.30% | S/ 7,758.90 | S/ 15,618.61 | S/ 23,580.46 | S/ 31,645.76 | S/ 628,752.76 |
| 5.25% | S/ 7,687.08 | S/ 15,473.13 | S/ 23,359.41 | S/ 31,347.22 | S/ 628,454.22 |
| 5.05% | S/ 7,399.57 | S/ 14,890.84 | S/ 22,474.95 | S/ 30,153.04 | S/ 627,260.04 |
| 5.00% | S/ 7,327.63 | S/ 14,745.19 | S/ 22,253.77 | S/ 29,854.49 | S/ 626,961.49 |
| 4.95% | S/ 7,255.66 | S/ 14,599.49 | S/ 22,032.56 | S/ 29,555.95 | S/ 626,662.95 |
| 4.75% | S/ 6,967.54 | S/ 14,016.38 | S/ 21,147.47 | S/ 28,361.77 | S/ 625,468.77 |
| 4.55% | S/ 6,679.00 | S/ 13,432.70 | S/ 20,261.95 | S/ 27,167.59 | S/ 624,274.59 |
| 4.50% | S/ 6,606.80 | S/ 13,286.70 | S/ 20,040.51 | S/ 26,869.05 | S/ 623,976.05 |
| 4.40% | S/ 6,462.32 | S/ 12,994.58 | S/ 19,597.54 | S/ 26,271.96 | S/ 623,378.96 |
| 4.30% | S/ 6,317.74 | S/ 12,702.32 | S/ 19,154.46 | S/ 25,674.87 | S/ 622,781.87 |
| 4.25% | S/ 6,245.41 | S/ 12,556.14 | S/ 18,932.88 | S/ 25,376.32 | S/ 622,483.32 |
| 4.20% | S/ 6,173.05 | S/ 12,409.93 | S/ 18,711.28 | S/ 25,077.78 | S/ 622,184.78 |
| 4.15% | S/ 6,100.67 | S/ 12,263.68 | S/ 18,489.65 | S/ 24,779.23 | S/ 621,886.23 |
| 4.00% | S/ 5,883.37 | S/ 11,824.71 | S/ 17,824.60 | S/ 23,883.60 | S/ 620,990.60 |
| 3.90% | S/ 5,738.37 | S/ 11,531.90 | S/ 17,381.10 | S/ 23,286.51 | S/ 620,393.51 |
| 3.75% | S/ 5,520.68 | S/ 11,092.41 | S/ 16,715.64 | S/ 22,390.87 | S/ 619,497.87 |
| 3.50% | S/ 5,157.33 | S/ 10,359.21 | S/ 15,606.02 | S/ 20,898.15 | S/ 618,005.15 |
| 3.00% | S/ 4,428.66 | S/ 8,890.17 | S/ 13,384.77 | S/ 17,912.70 | S/ 615,019.70 |
| 2.75% | S/ 4,063.33 | S/ 8,154.31 | S/ 12,273.13 | S/ 16,419.98 | S/ 613,526.98 |
| 2.50% | S/ 3,697.33 | S/ 7,417.55 | S/ 11,160.81 | S/ 14,927.25 | S/ 612,034.25 |
| 2.00% | S/ 2,963.32 | S/ 5,941.34 | S/ 8,934.15 | S/ 11,941.80 | S/ 609,048.80 |
| 1.35% | S/ 2,005.06 | S/ 4,016.85 | S/ 6,035.39 | S/ 8,060.72 | S/ 605,167.72 |
| 1.00% | S/ 1,487.16 | S/ 2,978.02 | S/ 4,472.60 | S/ 5,970.90 | S/ 603,077.90 |
| 0.10% | S/ 149.22 | S/ 298.47 | S/ 447.76 | S/ 597.09 | S/ 597,704.09 |
Sobre los datos
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Para S/ 597,107 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 597,107 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.