Cálculo de intereses
Ahorrando S/ 594,310
Veamos que pasaría si Usted ahorrara 594,310 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 594,310.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,789.42 | S/ 13,656.39 | S/ 20,601.82 | S/ 27,626.59 | S/ 621,936.59 |
| 8.50% | S/ 12,245.05 | S/ 24,742.40 | S/ 37,497.24 | S/ 50,514.88 | S/ 644,824.88 |
| 8.00% | S/ 11,545.06 | S/ 23,314.40 | S/ 35,312.37 | S/ 47,543.42 | S/ 641,853.42 |
| 7.10% | S/ 10,278.94 | S/ 20,735.66 | S/ 31,373.23 | S/ 42,194.79 | S/ 636,504.79 |
| 7.00% | S/ 10,137.77 | S/ 20,448.46 | S/ 30,935.04 | S/ 41,600.50 | S/ 635,910.50 |
| 6.50% | S/ 9,430.41 | S/ 19,010.47 | S/ 28,742.54 | S/ 38,629.03 | S/ 632,939.03 |
| 6.10% | S/ 8,862.74 | S/ 17,857.64 | S/ 26,986.68 | S/ 36,251.86 | S/ 630,561.86 |
| 6.20% | S/ 9,004.81 | S/ 18,146.05 | S/ 27,425.80 | S/ 36,846.16 | S/ 631,156.16 |
| 5.90% | S/ 8,578.30 | S/ 17,280.41 | S/ 26,108.14 | S/ 35,063.28 | S/ 629,373.28 |
| 5.75% | S/ 8,364.70 | S/ 16,847.13 | S/ 25,448.95 | S/ 34,171.84 | S/ 628,481.84 |
| 5.70% | S/ 8,293.45 | S/ 16,702.64 | S/ 25,229.17 | S/ 33,874.69 | S/ 628,184.69 |
| 5.65% | S/ 8,222.18 | S/ 16,558.11 | S/ 25,009.37 | S/ 33,577.55 | S/ 627,887.55 |
| 5.60% | S/ 8,150.88 | S/ 16,413.55 | S/ 24,789.54 | S/ 33,280.40 | S/ 627,590.40 |
| 5.50% | S/ 8,008.21 | S/ 16,124.32 | S/ 24,349.80 | S/ 32,686.11 | S/ 626,996.11 |
| 5.30% | S/ 7,722.55 | S/ 15,545.45 | S/ 23,470.00 | S/ 31,497.53 | S/ 625,807.53 |
| 5.25% | S/ 7,651.07 | S/ 15,400.65 | S/ 23,249.99 | S/ 31,200.38 | S/ 625,510.38 |
| 5.05% | S/ 7,364.91 | S/ 14,821.09 | S/ 22,369.67 | S/ 30,011.79 | S/ 624,321.79 |
| 5.00% | S/ 7,293.31 | S/ 14,676.11 | S/ 22,149.52 | S/ 29,714.65 | S/ 624,024.65 |
| 4.95% | S/ 7,221.68 | S/ 14,531.11 | S/ 21,929.35 | S/ 29,417.50 | S/ 623,727.50 |
| 4.75% | S/ 6,934.90 | S/ 13,950.72 | S/ 21,048.41 | S/ 28,228.92 | S/ 622,538.92 |
| 4.55% | S/ 6,647.71 | S/ 13,369.78 | S/ 20,167.04 | S/ 27,040.33 | S/ 621,350.33 |
| 4.50% | S/ 6,575.85 | S/ 13,224.46 | S/ 19,946.63 | S/ 26,743.18 | S/ 621,053.18 |
| 4.40% | S/ 6,432.05 | S/ 12,933.71 | S/ 19,505.74 | S/ 26,148.89 | S/ 620,458.89 |
| 4.30% | S/ 6,288.15 | S/ 12,642.82 | S/ 19,064.74 | S/ 25,554.60 | S/ 619,864.60 |
| 4.25% | S/ 6,216.16 | S/ 12,497.33 | S/ 18,844.20 | S/ 25,257.45 | S/ 619,567.45 |
| 4.20% | S/ 6,144.14 | S/ 12,351.80 | S/ 18,623.63 | S/ 24,960.31 | S/ 619,270.31 |
| 4.15% | S/ 6,072.10 | S/ 12,206.23 | S/ 18,403.04 | S/ 24,663.16 | S/ 618,973.16 |
| 4.00% | S/ 5,855.81 | S/ 11,769.32 | S/ 17,741.10 | S/ 23,771.72 | S/ 618,081.72 |
| 3.90% | S/ 5,711.49 | S/ 11,477.88 | S/ 17,299.68 | S/ 23,177.43 | S/ 617,487.43 |
| 3.75% | S/ 5,494.82 | S/ 11,040.45 | S/ 16,637.34 | S/ 22,285.99 | S/ 616,595.99 |
| 3.50% | S/ 5,133.18 | S/ 10,310.69 | S/ 15,532.92 | S/ 20,800.26 | S/ 615,110.26 |
| 3.00% | S/ 4,407.92 | S/ 8,848.53 | S/ 13,322.07 | S/ 17,828.79 | S/ 612,138.79 |
| 2.75% | S/ 4,044.30 | S/ 8,116.11 | S/ 12,215.64 | S/ 16,343.06 | S/ 610,653.06 |
| 2.50% | S/ 3,680.01 | S/ 7,382.81 | S/ 11,108.53 | S/ 14,857.33 | S/ 609,167.33 |
| 2.00% | S/ 2,949.44 | S/ 5,913.51 | S/ 8,892.30 | S/ 11,885.86 | S/ 606,195.86 |
| 1.35% | S/ 1,995.67 | S/ 3,998.03 | S/ 6,007.12 | S/ 8,022.96 | S/ 602,332.96 |
| 1.00% | S/ 1,480.19 | S/ 2,964.07 | S/ 4,451.65 | S/ 5,942.93 | S/ 600,252.93 |
| 0.10% | S/ 148.52 | S/ 297.07 | S/ 445.66 | S/ 594.29 | S/ 594,904.29 |
Sobre los datos
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Para S/ 594,310 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 594,310 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.