Cálculo de intereses
Ahorrando S/ 589,519
Veamos que pasaría si Usted ahorrara 589,519 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 589,519.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,734.68 | S/ 13,546.30 | S/ 20,435.74 | S/ 27,403.88 | S/ 616,922.88 |
| 8.50% | S/ 12,146.34 | S/ 24,542.94 | S/ 37,194.96 | S/ 50,107.65 | S/ 639,626.65 |
| 8.00% | S/ 11,451.99 | S/ 23,126.46 | S/ 35,027.71 | S/ 47,160.15 | S/ 636,679.15 |
| 7.10% | S/ 10,196.08 | S/ 20,568.50 | S/ 31,120.32 | S/ 41,854.64 | S/ 631,373.64 |
| 7.00% | S/ 10,056.04 | S/ 20,283.62 | S/ 30,685.66 | S/ 41,265.14 | S/ 630,784.14 |
| 6.50% | S/ 9,354.39 | S/ 18,857.22 | S/ 28,510.83 | S/ 38,317.63 | S/ 627,836.63 |
| 6.10% | S/ 8,791.29 | S/ 17,713.68 | S/ 26,769.13 | S/ 35,959.62 | S/ 625,478.62 |
| 6.20% | S/ 8,932.22 | S/ 17,999.77 | S/ 27,204.71 | S/ 36,549.12 | S/ 626,068.12 |
| 5.90% | S/ 8,509.14 | S/ 17,141.11 | S/ 25,897.67 | S/ 34,780.62 | S/ 624,299.62 |
| 5.75% | S/ 8,297.27 | S/ 16,711.32 | S/ 25,243.80 | S/ 33,896.37 | S/ 623,415.37 |
| 5.70% | S/ 8,226.60 | S/ 16,567.99 | S/ 25,025.79 | S/ 33,601.62 | S/ 623,120.62 |
| 5.65% | S/ 8,155.90 | S/ 16,424.63 | S/ 24,807.76 | S/ 33,306.87 | S/ 622,825.87 |
| 5.60% | S/ 8,085.17 | S/ 16,281.23 | S/ 24,589.70 | S/ 33,012.11 | S/ 622,531.11 |
| 5.50% | S/ 7,943.65 | S/ 15,994.33 | S/ 24,153.50 | S/ 32,422.61 | S/ 621,941.61 |
| 5.30% | S/ 7,660.30 | S/ 15,420.13 | S/ 23,280.80 | S/ 31,243.61 | S/ 620,762.61 |
| 5.25% | S/ 7,589.40 | S/ 15,276.50 | S/ 23,062.56 | S/ 30,948.86 | S/ 620,467.86 |
| 5.05% | S/ 7,305.54 | S/ 14,701.61 | S/ 22,189.34 | S/ 29,769.86 | S/ 619,288.86 |
| 5.00% | S/ 7,234.51 | S/ 14,557.80 | S/ 21,970.97 | S/ 29,475.10 | S/ 618,994.10 |
| 4.95% | S/ 7,163.46 | S/ 14,413.96 | S/ 21,752.57 | S/ 29,180.35 | S/ 618,699.35 |
| 4.75% | S/ 6,878.99 | S/ 13,838.26 | S/ 20,878.73 | S/ 28,001.35 | S/ 617,520.35 |
| 4.55% | S/ 6,594.12 | S/ 13,262.00 | S/ 20,004.46 | S/ 26,822.35 | S/ 616,341.35 |
| 4.50% | S/ 6,522.84 | S/ 13,117.85 | S/ 19,785.83 | S/ 26,527.60 | S/ 616,046.60 |
| 4.40% | S/ 6,380.20 | S/ 12,829.45 | S/ 19,348.49 | S/ 25,938.09 | S/ 615,457.09 |
| 4.30% | S/ 6,237.45 | S/ 12,540.90 | S/ 18,911.05 | S/ 25,348.59 | S/ 614,867.59 |
| 4.25% | S/ 6,166.04 | S/ 12,396.58 | S/ 18,692.29 | S/ 25,053.84 | S/ 614,572.84 |
| 4.20% | S/ 6,094.61 | S/ 12,252.22 | S/ 18,473.50 | S/ 24,759.09 | S/ 614,278.09 |
| 4.15% | S/ 6,023.15 | S/ 12,107.83 | S/ 18,254.68 | S/ 24,464.34 | S/ 613,983.34 |
| 4.00% | S/ 5,808.61 | S/ 11,674.45 | S/ 17,598.08 | S/ 23,580.09 | S/ 613,099.09 |
| 3.90% | S/ 5,665.45 | S/ 11,385.35 | S/ 17,160.22 | S/ 22,990.58 | S/ 612,509.58 |
| 3.75% | S/ 5,450.52 | S/ 10,951.44 | S/ 16,503.22 | S/ 22,106.33 | S/ 611,625.33 |
| 3.50% | S/ 5,091.80 | S/ 10,227.57 | S/ 15,407.70 | S/ 20,632.58 | S/ 610,151.58 |
| 3.00% | S/ 4,372.38 | S/ 8,777.19 | S/ 13,214.67 | S/ 17,685.07 | S/ 607,204.07 |
| 2.75% | S/ 4,011.69 | S/ 8,050.68 | S/ 12,117.16 | S/ 16,211.31 | S/ 605,730.31 |
| 2.50% | S/ 3,650.34 | S/ 7,323.29 | S/ 11,018.98 | S/ 14,737.56 | S/ 604,256.56 |
| 2.00% | S/ 2,925.66 | S/ 5,865.84 | S/ 8,820.61 | S/ 11,790.05 | S/ 601,309.05 |
| 1.35% | S/ 1,979.58 | S/ 3,965.80 | S/ 5,958.70 | S/ 7,958.28 | S/ 597,477.28 |
| 1.00% | S/ 1,468.26 | S/ 2,940.18 | S/ 4,415.76 | S/ 5,895.02 | S/ 595,414.02 |
| 0.10% | S/ 147.32 | S/ 294.68 | S/ 442.07 | S/ 589.50 | S/ 590,108.50 |
Sobre los datos
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Para S/ 589,519 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 589,519 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.