Cálculo de intereses
Ahorrando S/ 587,775
Veamos que pasaría si Usted ahorrara 587,775 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 587,775.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,714.76 | S/ 13,506.23 | S/ 20,375.28 | S/ 27,322.81 | S/ 615,097.81 |
| 8.50% | S/ 12,110.41 | S/ 24,470.33 | S/ 37,084.92 | S/ 49,959.42 | S/ 637,734.42 |
| 8.00% | S/ 11,418.12 | S/ 23,058.04 | S/ 34,924.08 | S/ 47,020.63 | S/ 634,795.63 |
| 7.10% | S/ 10,165.91 | S/ 20,507.65 | S/ 31,028.25 | S/ 41,730.82 | S/ 629,505.82 |
| 7.00% | S/ 10,026.29 | S/ 20,223.61 | S/ 30,594.88 | S/ 41,143.06 | S/ 628,918.06 |
| 6.50% | S/ 9,326.72 | S/ 18,801.43 | S/ 28,426.49 | S/ 38,204.27 | S/ 625,979.27 |
| 6.10% | S/ 8,765.28 | S/ 17,661.28 | S/ 26,689.94 | S/ 35,853.24 | S/ 623,628.24 |
| 6.20% | S/ 8,905.79 | S/ 17,946.52 | S/ 27,124.23 | S/ 36,441.00 | S/ 624,216.00 |
| 5.90% | S/ 8,483.97 | S/ 17,090.40 | S/ 25,821.05 | S/ 34,677.73 | S/ 622,452.73 |
| 5.75% | S/ 8,272.72 | S/ 16,661.88 | S/ 25,169.12 | S/ 33,796.09 | S/ 621,571.09 |
| 5.70% | S/ 8,202.26 | S/ 16,518.98 | S/ 24,951.76 | S/ 33,502.21 | S/ 621,277.21 |
| 5.65% | S/ 8,131.77 | S/ 16,376.04 | S/ 24,734.37 | S/ 33,208.33 | S/ 620,983.33 |
| 5.60% | S/ 8,061.25 | S/ 16,233.07 | S/ 24,516.95 | S/ 32,914.45 | S/ 620,689.45 |
| 5.50% | S/ 7,920.15 | S/ 15,947.02 | S/ 24,082.05 | S/ 32,326.70 | S/ 620,101.70 |
| 5.30% | S/ 7,637.63 | S/ 15,374.51 | S/ 23,211.93 | S/ 31,151.18 | S/ 618,926.18 |
| 5.25% | S/ 7,566.94 | S/ 15,231.30 | S/ 22,994.33 | S/ 30,857.30 | S/ 618,632.30 |
| 5.05% | S/ 7,283.93 | S/ 14,658.12 | S/ 22,123.69 | S/ 29,681.79 | S/ 617,456.79 |
| 5.00% | S/ 7,213.11 | S/ 14,514.74 | S/ 21,905.97 | S/ 29,387.91 | S/ 617,162.91 |
| 4.95% | S/ 7,142.27 | S/ 14,371.32 | S/ 21,688.22 | S/ 29,094.03 | S/ 616,869.03 |
| 4.75% | S/ 6,858.64 | S/ 13,797.32 | S/ 20,816.96 | S/ 27,918.51 | S/ 615,693.51 |
| 4.55% | S/ 6,574.61 | S/ 13,222.77 | S/ 19,945.28 | S/ 26,743.00 | S/ 614,518.00 |
| 4.50% | S/ 6,503.54 | S/ 13,079.04 | S/ 19,727.30 | S/ 26,449.12 | S/ 614,224.12 |
| 4.40% | S/ 6,361.32 | S/ 12,791.49 | S/ 19,291.25 | S/ 25,861.36 | S/ 613,636.36 |
| 4.30% | S/ 6,219.00 | S/ 12,503.80 | S/ 18,855.10 | S/ 25,273.60 | S/ 613,048.60 |
| 4.25% | S/ 6,147.80 | S/ 12,359.91 | S/ 18,636.99 | S/ 24,979.72 | S/ 612,754.72 |
| 4.20% | S/ 6,076.58 | S/ 12,215.98 | S/ 18,418.85 | S/ 24,685.84 | S/ 612,460.84 |
| 4.15% | S/ 6,005.33 | S/ 12,072.01 | S/ 18,200.68 | S/ 24,391.97 | S/ 612,166.97 |
| 4.00% | S/ 5,791.42 | S/ 11,639.91 | S/ 17,546.02 | S/ 23,510.33 | S/ 611,285.33 |
| 3.90% | S/ 5,648.69 | S/ 11,351.67 | S/ 17,109.45 | S/ 22,922.57 | S/ 610,697.57 |
| 3.75% | S/ 5,434.40 | S/ 10,919.05 | S/ 16,454.40 | S/ 22,040.93 | S/ 609,815.93 |
| 3.50% | S/ 5,076.73 | S/ 10,197.31 | S/ 15,362.12 | S/ 20,571.54 | S/ 608,346.54 |
| 3.00% | S/ 4,359.45 | S/ 8,751.23 | S/ 13,175.58 | S/ 17,632.75 | S/ 605,407.75 |
| 2.75% | S/ 3,999.82 | S/ 8,026.87 | S/ 12,081.32 | S/ 16,163.35 | S/ 603,938.35 |
| 2.50% | S/ 3,639.55 | S/ 7,301.63 | S/ 10,986.38 | S/ 14,693.96 | S/ 602,468.96 |
| 2.00% | S/ 2,917.01 | S/ 5,848.49 | S/ 8,794.52 | S/ 11,755.17 | S/ 599,530.17 |
| 1.35% | S/ 1,973.72 | S/ 3,954.07 | S/ 5,941.07 | S/ 7,934.74 | S/ 595,709.74 |
| 1.00% | S/ 1,463.92 | S/ 2,931.48 | S/ 4,402.70 | S/ 5,877.58 | S/ 593,652.58 |
| 0.10% | S/ 146.88 | S/ 293.81 | S/ 440.76 | S/ 587.76 | S/ 588,362.76 |
Sobre los datos
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Para S/ 587,775 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 587,775 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.