Cálculo de intereses
Ahorrando S/ 584,287
Veamos que pasaría si Usted ahorrara 584,287 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 584,287.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,674.91 | S/ 13,426.08 | S/ 20,254.37 | S/ 27,160.67 | S/ 611,447.67 |
| 8.50% | S/ 12,038.54 | S/ 24,325.12 | S/ 36,864.85 | S/ 49,662.95 | S/ 633,949.95 |
| 8.00% | S/ 11,350.36 | S/ 22,921.21 | S/ 34,716.83 | S/ 46,741.60 | S/ 631,028.60 |
| 7.10% | S/ 10,105.58 | S/ 20,385.95 | S/ 30,844.12 | S/ 41,483.18 | S/ 625,770.18 |
| 7.00% | S/ 9,966.79 | S/ 20,103.60 | S/ 30,413.32 | S/ 40,898.91 | S/ 625,185.91 |
| 6.50% | S/ 9,271.37 | S/ 18,689.86 | S/ 28,257.80 | S/ 37,977.56 | S/ 622,264.56 |
| 6.10% | S/ 8,713.27 | S/ 17,556.47 | S/ 26,531.56 | S/ 35,640.48 | S/ 619,927.48 |
| 6.20% | S/ 8,852.94 | S/ 17,840.02 | S/ 26,963.27 | S/ 36,224.75 | S/ 620,511.75 |
| 5.90% | S/ 8,433.62 | S/ 16,988.98 | S/ 25,667.82 | S/ 34,471.94 | S/ 618,758.94 |
| 5.75% | S/ 8,223.63 | S/ 16,563.01 | S/ 25,019.76 | S/ 33,595.54 | S/ 617,882.54 |
| 5.70% | S/ 8,153.58 | S/ 16,420.95 | S/ 24,803.69 | S/ 33,303.40 | S/ 617,590.40 |
| 5.65% | S/ 8,083.51 | S/ 16,278.86 | S/ 24,587.59 | S/ 33,011.27 | S/ 617,298.27 |
| 5.60% | S/ 8,013.42 | S/ 16,136.73 | S/ 24,371.46 | S/ 32,719.13 | S/ 617,006.13 |
| 5.50% | S/ 7,873.15 | S/ 15,852.38 | S/ 23,939.14 | S/ 32,134.86 | S/ 616,421.86 |
| 5.30% | S/ 7,592.31 | S/ 15,283.28 | S/ 23,074.18 | S/ 30,966.32 | S/ 615,253.32 |
| 5.25% | S/ 7,522.04 | S/ 15,140.92 | S/ 22,857.88 | S/ 30,674.19 | S/ 614,961.19 |
| 5.05% | S/ 7,240.70 | S/ 14,571.13 | S/ 21,992.41 | S/ 29,505.65 | S/ 613,792.65 |
| 5.00% | S/ 7,170.31 | S/ 14,428.60 | S/ 21,775.97 | S/ 29,213.51 | S/ 613,500.51 |
| 4.95% | S/ 7,099.88 | S/ 14,286.04 | S/ 21,559.52 | S/ 28,921.38 | S/ 613,208.38 |
| 4.75% | S/ 6,817.94 | S/ 13,715.44 | S/ 20,693.43 | S/ 27,752.84 | S/ 612,039.84 |
| 4.55% | S/ 6,535.60 | S/ 13,144.30 | S/ 19,826.92 | S/ 26,584.30 | S/ 610,871.30 |
| 4.50% | S/ 6,464.95 | S/ 13,001.43 | S/ 19,610.23 | S/ 26,292.16 | S/ 610,579.16 |
| 4.40% | S/ 6,323.57 | S/ 12,715.58 | S/ 19,176.77 | S/ 25,707.89 | S/ 609,994.89 |
| 4.30% | S/ 6,182.10 | S/ 12,429.60 | S/ 18,743.21 | S/ 25,123.62 | S/ 609,410.62 |
| 4.25% | S/ 6,111.32 | S/ 12,286.56 | S/ 18,526.39 | S/ 24,831.49 | S/ 609,118.49 |
| 4.20% | S/ 6,040.52 | S/ 12,143.48 | S/ 18,309.55 | S/ 24,539.35 | S/ 608,826.35 |
| 4.15% | S/ 5,969.69 | S/ 12,000.37 | S/ 18,092.67 | S/ 24,247.22 | S/ 608,534.22 |
| 4.00% | S/ 5,757.06 | S/ 11,570.84 | S/ 17,441.90 | S/ 23,370.81 | S/ 607,657.81 |
| 3.90% | S/ 5,615.17 | S/ 11,284.30 | S/ 17,007.92 | S/ 22,786.54 | S/ 607,073.54 |
| 3.75% | S/ 5,402.15 | S/ 10,854.25 | S/ 16,356.76 | S/ 21,910.14 | S/ 606,197.14 |
| 3.50% | S/ 5,046.61 | S/ 10,136.80 | S/ 15,270.96 | S/ 20,449.46 | S/ 604,736.46 |
| 3.00% | S/ 4,333.58 | S/ 8,699.30 | S/ 13,097.39 | S/ 17,528.11 | S/ 601,815.11 |
| 2.75% | S/ 3,976.09 | S/ 7,979.23 | S/ 12,009.62 | S/ 16,067.44 | S/ 600,354.44 |
| 2.50% | S/ 3,617.95 | S/ 7,258.30 | S/ 10,921.19 | S/ 14,606.76 | S/ 598,893.76 |
| 2.00% | S/ 2,899.70 | S/ 5,813.78 | S/ 8,742.33 | S/ 11,685.41 | S/ 595,972.41 |
| 1.35% | S/ 1,962.01 | S/ 3,930.61 | S/ 5,905.81 | S/ 7,887.65 | S/ 592,174.65 |
| 1.00% | S/ 1,455.23 | S/ 2,914.09 | S/ 4,376.57 | S/ 5,842.71 | S/ 590,129.71 |
| 0.10% | S/ 146.01 | S/ 292.06 | S/ 438.15 | S/ 584.27 | S/ 584,871.27 |
Sobre los datos
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Para S/ 584,287 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 584,287 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.