Cálculo de intereses
Ahorrando S/ 583,641
Veamos que pasaría si Usted ahorrara 583,641 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 583,641.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,667.53 | S/ 13,411.24 | S/ 20,231.98 | S/ 27,130.64 | S/ 610,771.64 |
| 8.50% | S/ 12,025.23 | S/ 24,298.23 | S/ 36,824.09 | S/ 49,608.04 | S/ 633,249.04 |
| 8.00% | S/ 11,337.81 | S/ 22,895.87 | S/ 34,678.45 | S/ 46,689.92 | S/ 630,330.92 |
| 7.10% | S/ 10,094.41 | S/ 20,363.41 | S/ 30,810.02 | S/ 41,437.31 | S/ 625,078.31 |
| 7.00% | S/ 9,955.77 | S/ 20,081.37 | S/ 30,379.70 | S/ 40,853.69 | S/ 624,494.69 |
| 6.50% | S/ 9,261.12 | S/ 18,669.19 | S/ 28,226.55 | S/ 37,935.57 | S/ 621,576.57 |
| 6.10% | S/ 8,703.63 | S/ 17,537.06 | S/ 26,502.22 | S/ 35,601.07 | S/ 619,242.07 |
| 6.20% | S/ 8,843.15 | S/ 17,820.30 | S/ 26,933.46 | S/ 36,184.70 | S/ 619,825.70 |
| 5.90% | S/ 8,424.30 | S/ 16,970.20 | S/ 25,639.45 | S/ 34,433.83 | S/ 618,074.83 |
| 5.75% | S/ 8,214.54 | S/ 16,544.70 | S/ 24,992.10 | S/ 33,558.39 | S/ 617,199.39 |
| 5.70% | S/ 8,144.57 | S/ 16,402.80 | S/ 24,776.26 | S/ 33,266.58 | S/ 616,907.58 |
| 5.65% | S/ 8,074.58 | S/ 16,260.86 | S/ 24,560.40 | S/ 32,974.77 | S/ 616,615.77 |
| 5.60% | S/ 8,004.56 | S/ 16,118.89 | S/ 24,344.52 | S/ 32,682.96 | S/ 616,323.96 |
| 5.50% | S/ 7,864.44 | S/ 15,834.86 | S/ 23,912.67 | S/ 32,099.33 | S/ 615,740.33 |
| 5.30% | S/ 7,583.92 | S/ 15,266.38 | S/ 23,048.67 | S/ 30,932.08 | S/ 614,573.08 |
| 5.25% | S/ 7,513.72 | S/ 15,124.18 | S/ 22,832.61 | S/ 30,640.27 | S/ 614,281.27 |
| 5.05% | S/ 7,232.70 | S/ 14,555.02 | S/ 21,968.09 | S/ 29,473.02 | S/ 613,114.02 |
| 5.00% | S/ 7,162.38 | S/ 14,412.65 | S/ 21,751.90 | S/ 29,181.21 | S/ 612,822.21 |
| 4.95% | S/ 7,092.03 | S/ 14,270.24 | S/ 21,535.68 | S/ 28,889.40 | S/ 612,530.40 |
| 4.75% | S/ 6,810.40 | S/ 13,700.28 | S/ 20,670.55 | S/ 27,722.15 | S/ 611,363.15 |
| 4.55% | S/ 6,528.37 | S/ 13,129.77 | S/ 19,805.00 | S/ 26,554.91 | S/ 610,195.91 |
| 4.50% | S/ 6,457.80 | S/ 12,987.05 | S/ 19,588.55 | S/ 26,263.09 | S/ 609,904.09 |
| 4.40% | S/ 6,316.58 | S/ 12,701.53 | S/ 19,155.57 | S/ 25,679.47 | S/ 609,320.47 |
| 4.30% | S/ 6,175.26 | S/ 12,415.86 | S/ 18,722.49 | S/ 25,095.85 | S/ 608,736.85 |
| 4.25% | S/ 6,104.56 | S/ 12,272.98 | S/ 18,505.91 | S/ 24,804.03 | S/ 608,445.03 |
| 4.20% | S/ 6,033.84 | S/ 12,130.06 | S/ 18,289.30 | S/ 24,512.22 | S/ 608,153.22 |
| 4.15% | S/ 5,963.09 | S/ 11,987.11 | S/ 18,072.67 | S/ 24,220.41 | S/ 607,861.41 |
| 4.00% | S/ 5,750.69 | S/ 11,558.04 | S/ 17,422.62 | S/ 23,344.97 | S/ 606,985.97 |
| 3.90% | S/ 5,608.96 | S/ 11,271.83 | S/ 16,989.12 | S/ 22,761.35 | S/ 606,402.35 |
| 3.75% | S/ 5,396.18 | S/ 10,842.25 | S/ 16,338.67 | S/ 21,885.91 | S/ 605,526.91 |
| 3.50% | S/ 5,041.03 | S/ 10,125.59 | S/ 15,254.07 | S/ 20,426.85 | S/ 604,067.85 |
| 3.00% | S/ 4,328.79 | S/ 8,689.68 | S/ 13,082.91 | S/ 17,508.73 | S/ 601,149.73 |
| 2.75% | S/ 3,971.69 | S/ 7,970.41 | S/ 11,996.34 | S/ 16,049.67 | S/ 599,690.67 |
| 2.50% | S/ 3,613.95 | S/ 7,250.27 | S/ 10,909.11 | S/ 14,590.61 | S/ 598,231.61 |
| 2.00% | S/ 2,896.49 | S/ 5,807.35 | S/ 8,732.66 | S/ 11,672.49 | S/ 595,313.49 |
| 1.35% | S/ 1,959.84 | S/ 3,926.26 | S/ 5,899.28 | S/ 7,878.93 | S/ 591,519.93 |
| 1.00% | S/ 1,453.62 | S/ 2,910.86 | S/ 4,371.74 | S/ 5,836.25 | S/ 589,477.25 |
| 0.10% | S/ 145.85 | S/ 291.74 | S/ 437.66 | S/ 583.62 | S/ 584,224.62 |
Sobre los datos
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Para S/ 583,641 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 583,641 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.