Cálculo de intereses
Ahorrando S/ 580,554
Veamos que pasaría si Usted ahorrara 580,554 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 580,554.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,632.27 | S/ 13,340.30 | S/ 20,124.97 | S/ 26,987.14 | S/ 607,541.14 |
| 8.50% | S/ 11,961.63 | S/ 24,169.71 | S/ 36,629.32 | S/ 49,345.65 | S/ 629,899.65 |
| 8.00% | S/ 11,277.84 | S/ 22,774.76 | S/ 34,495.03 | S/ 46,442.97 | S/ 626,996.97 |
| 7.10% | S/ 10,041.02 | S/ 20,255.71 | S/ 30,647.06 | S/ 41,218.14 | S/ 621,772.14 |
| 7.00% | S/ 9,903.12 | S/ 19,975.16 | S/ 30,219.01 | S/ 40,637.60 | S/ 621,191.60 |
| 6.50% | S/ 9,212.14 | S/ 18,570.45 | S/ 28,077.26 | S/ 37,734.92 | S/ 618,288.92 |
| 6.10% | S/ 8,657.60 | S/ 17,444.31 | S/ 26,362.05 | S/ 35,412.77 | S/ 615,966.77 |
| 6.20% | S/ 8,796.38 | S/ 17,726.04 | S/ 26,791.00 | S/ 35,993.31 | S/ 616,547.31 |
| 5.90% | S/ 8,379.74 | S/ 16,880.44 | S/ 25,503.83 | S/ 34,251.70 | S/ 614,805.70 |
| 5.75% | S/ 8,171.09 | S/ 16,457.19 | S/ 24,859.91 | S/ 33,380.89 | S/ 613,934.89 |
| 5.70% | S/ 8,101.49 | S/ 16,316.04 | S/ 24,645.22 | S/ 33,090.63 | S/ 613,644.63 |
| 5.65% | S/ 8,031.87 | S/ 16,174.85 | S/ 24,430.50 | S/ 32,800.36 | S/ 613,354.36 |
| 5.60% | S/ 7,962.22 | S/ 16,033.64 | S/ 24,215.75 | S/ 32,510.09 | S/ 613,064.09 |
| 5.50% | S/ 7,822.85 | S/ 15,751.10 | S/ 23,786.19 | S/ 31,929.55 | S/ 612,483.55 |
| 5.30% | S/ 7,543.80 | S/ 15,185.63 | S/ 22,926.76 | S/ 30,768.48 | S/ 611,322.48 |
| 5.25% | S/ 7,473.98 | S/ 15,044.18 | S/ 22,711.84 | S/ 30,478.21 | S/ 611,032.21 |
| 5.05% | S/ 7,194.44 | S/ 14,478.04 | S/ 21,851.90 | S/ 29,317.14 | S/ 609,871.14 |
| 5.00% | S/ 7,124.49 | S/ 14,336.42 | S/ 21,636.85 | S/ 29,026.87 | S/ 609,580.87 |
| 4.95% | S/ 7,054.52 | S/ 14,194.77 | S/ 21,421.77 | S/ 28,736.60 | S/ 609,290.60 |
| 4.75% | S/ 6,774.38 | S/ 13,627.81 | S/ 20,561.22 | S/ 27,575.52 | S/ 608,129.52 |
| 4.55% | S/ 6,493.84 | S/ 13,060.32 | S/ 19,700.25 | S/ 26,414.45 | S/ 606,968.45 |
| 4.50% | S/ 6,423.64 | S/ 12,918.36 | S/ 19,484.94 | S/ 26,124.18 | S/ 606,678.18 |
| 4.40% | S/ 6,283.17 | S/ 12,634.34 | S/ 19,054.25 | S/ 25,543.65 | S/ 606,097.65 |
| 4.30% | S/ 6,142.60 | S/ 12,350.19 | S/ 18,623.46 | S/ 24,963.11 | S/ 605,517.11 |
| 4.25% | S/ 6,072.27 | S/ 12,208.06 | S/ 18,408.03 | S/ 24,672.84 | S/ 605,226.84 |
| 4.20% | S/ 6,001.93 | S/ 12,065.90 | S/ 18,192.57 | S/ 24,382.57 | S/ 604,936.57 |
| 4.15% | S/ 5,931.55 | S/ 11,923.70 | S/ 17,977.08 | S/ 24,092.30 | S/ 604,646.30 |
| 4.00% | S/ 5,720.27 | S/ 11,496.91 | S/ 17,330.46 | S/ 23,221.50 | S/ 603,775.50 |
| 3.90% | S/ 5,579.30 | S/ 11,212.21 | S/ 16,899.26 | S/ 22,640.96 | S/ 603,194.96 |
| 3.75% | S/ 5,367.64 | S/ 10,784.90 | S/ 16,252.25 | S/ 21,770.15 | S/ 602,324.15 |
| 3.50% | S/ 5,014.36 | S/ 10,072.04 | S/ 15,173.39 | S/ 20,318.81 | S/ 600,872.81 |
| 3.00% | S/ 4,305.89 | S/ 8,643.72 | S/ 13,013.71 | S/ 17,416.13 | S/ 597,970.13 |
| 2.75% | S/ 3,950.69 | S/ 7,928.26 | S/ 11,932.89 | S/ 15,964.78 | S/ 596,518.78 |
| 2.50% | S/ 3,594.83 | S/ 7,211.92 | S/ 10,851.41 | S/ 14,513.44 | S/ 595,067.44 |
| 2.00% | S/ 2,881.17 | S/ 5,776.64 | S/ 8,686.47 | S/ 11,610.75 | S/ 592,164.75 |
| 1.35% | S/ 1,949.47 | S/ 3,905.49 | S/ 5,868.08 | S/ 7,837.26 | S/ 588,391.26 |
| 1.00% | S/ 1,445.93 | S/ 2,895.47 | S/ 4,348.61 | S/ 5,805.38 | S/ 586,359.38 |
| 0.10% | S/ 145.08 | S/ 290.20 | S/ 435.35 | S/ 580.54 | S/ 581,134.54 |
Sobre los datos
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Para S/ 580,554 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 580,554 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.