Cálculo de intereses
Ahorrando S/ 577,814
Veamos que pasaría si Usted ahorrara 577,814 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 577,814.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,600.96 | S/ 13,277.34 | S/ 20,029.99 | S/ 26,859.77 | S/ 604,673.77 |
| 8.50% | S/ 11,905.17 | S/ 24,055.64 | S/ 36,456.44 | S/ 49,112.76 | S/ 626,926.76 |
| 8.00% | S/ 11,224.61 | S/ 22,667.28 | S/ 34,332.22 | S/ 46,223.78 | S/ 624,037.78 |
| 7.10% | S/ 9,993.63 | S/ 20,160.11 | S/ 30,502.42 | S/ 41,023.61 | S/ 618,837.61 |
| 7.00% | S/ 9,856.38 | S/ 19,880.88 | S/ 30,076.39 | S/ 40,445.81 | S/ 618,259.81 |
| 6.50% | S/ 9,168.66 | S/ 18,482.80 | S/ 27,944.74 | S/ 37,556.82 | S/ 615,370.82 |
| 6.10% | S/ 8,616.74 | S/ 17,361.98 | S/ 26,237.63 | S/ 35,245.64 | S/ 613,059.64 |
| 6.20% | S/ 8,754.86 | S/ 17,642.38 | S/ 26,664.56 | S/ 35,823.43 | S/ 613,637.43 |
| 5.90% | S/ 8,340.19 | S/ 16,800.77 | S/ 25,383.46 | S/ 34,090.04 | S/ 611,904.04 |
| 5.75% | S/ 8,132.53 | S/ 16,379.52 | S/ 24,742.58 | S/ 33,223.35 | S/ 611,037.35 |
| 5.70% | S/ 8,063.26 | S/ 16,239.03 | S/ 24,528.90 | S/ 32,934.45 | S/ 610,748.45 |
| 5.65% | S/ 7,993.96 | S/ 16,098.51 | S/ 24,315.20 | S/ 32,645.55 | S/ 610,459.55 |
| 5.60% | S/ 7,924.64 | S/ 15,957.96 | S/ 24,101.47 | S/ 32,356.65 | S/ 610,170.65 |
| 5.50% | S/ 7,785.92 | S/ 15,676.76 | S/ 23,673.93 | S/ 31,778.86 | S/ 609,592.86 |
| 5.30% | S/ 7,508.20 | S/ 15,113.96 | S/ 22,818.55 | S/ 30,623.26 | S/ 608,437.26 |
| 5.25% | S/ 7,438.71 | S/ 14,973.18 | S/ 22,604.65 | S/ 30,334.36 | S/ 608,148.36 |
| 5.05% | S/ 7,160.49 | S/ 14,409.71 | S/ 21,748.76 | S/ 29,178.77 | S/ 606,992.77 |
| 5.00% | S/ 7,090.87 | S/ 14,268.76 | S/ 21,534.73 | S/ 28,889.87 | S/ 606,703.87 |
| 4.95% | S/ 7,021.23 | S/ 14,127.77 | S/ 21,320.67 | S/ 28,600.97 | S/ 606,414.97 |
| 4.75% | S/ 6,742.41 | S/ 13,563.50 | S/ 20,464.18 | S/ 27,445.38 | S/ 605,259.38 |
| 4.55% | S/ 6,463.19 | S/ 12,998.68 | S/ 19,607.27 | S/ 26,289.78 | S/ 604,103.78 |
| 4.50% | S/ 6,393.33 | S/ 12,857.39 | S/ 19,392.98 | S/ 26,000.89 | S/ 603,814.89 |
| 4.40% | S/ 6,253.52 | S/ 12,574.72 | S/ 18,964.33 | S/ 25,423.09 | S/ 603,237.09 |
| 4.30% | S/ 6,113.61 | S/ 12,291.90 | S/ 18,535.57 | S/ 24,845.29 | S/ 602,659.29 |
| 4.25% | S/ 6,043.62 | S/ 12,150.44 | S/ 18,321.15 | S/ 24,556.39 | S/ 602,370.39 |
| 4.20% | S/ 5,973.60 | S/ 12,008.95 | S/ 18,106.70 | S/ 24,267.49 | S/ 602,081.49 |
| 4.15% | S/ 5,903.56 | S/ 11,867.43 | S/ 17,892.23 | S/ 23,978.60 | S/ 601,792.60 |
| 4.00% | S/ 5,693.28 | S/ 11,442.65 | S/ 17,248.67 | S/ 23,111.90 | S/ 600,925.90 |
| 3.90% | S/ 5,552.96 | S/ 11,159.29 | S/ 16,819.50 | S/ 22,534.10 | S/ 600,348.10 |
| 3.75% | S/ 5,342.30 | S/ 10,734.00 | S/ 16,175.55 | S/ 21,667.41 | S/ 599,481.41 |
| 3.50% | S/ 4,990.70 | S/ 10,024.50 | S/ 15,101.78 | S/ 20,222.91 | S/ 598,036.91 |
| 3.00% | S/ 4,285.57 | S/ 8,602.92 | S/ 12,952.29 | S/ 17,333.93 | S/ 595,147.93 |
| 2.75% | S/ 3,932.04 | S/ 7,890.84 | S/ 11,876.57 | S/ 15,889.43 | S/ 593,703.43 |
| 2.50% | S/ 3,577.87 | S/ 7,177.89 | S/ 10,800.20 | S/ 14,444.94 | S/ 592,258.94 |
| 2.00% | S/ 2,867.57 | S/ 5,749.37 | S/ 8,645.48 | S/ 11,555.95 | S/ 589,369.95 |
| 1.35% | S/ 1,940.27 | S/ 3,887.06 | S/ 5,840.39 | S/ 7,800.27 | S/ 585,614.27 |
| 1.00% | S/ 1,439.11 | S/ 2,881.80 | S/ 4,328.09 | S/ 5,777.98 | S/ 583,591.98 |
| 0.10% | S/ 144.40 | S/ 288.83 | S/ 433.29 | S/ 577.80 | S/ 578,391.80 |
Sobre los datos
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Para S/ 577,814 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 577,814 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.