Cálculo de intereses
Ahorrando S/ 577,727
Veamos que pasaría si Usted ahorrara 577,727 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 577,727.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,599.97 | S/ 13,275.34 | S/ 20,026.97 | S/ 26,855.73 | S/ 604,582.73 |
| 8.50% | S/ 11,903.38 | S/ 24,052.01 | S/ 36,450.96 | S/ 49,105.36 | S/ 626,832.36 |
| 8.00% | S/ 11,222.92 | S/ 22,663.86 | S/ 34,327.05 | S/ 46,216.82 | S/ 623,943.82 |
| 7.10% | S/ 9,992.13 | S/ 20,157.07 | S/ 30,497.83 | S/ 41,017.43 | S/ 618,744.43 |
| 7.00% | S/ 9,854.89 | S/ 19,877.89 | S/ 30,071.86 | S/ 40,439.72 | S/ 618,166.72 |
| 6.50% | S/ 9,167.28 | S/ 18,480.02 | S/ 27,940.54 | S/ 37,551.17 | S/ 615,278.17 |
| 6.10% | S/ 8,615.44 | S/ 17,359.36 | S/ 26,233.68 | S/ 35,240.33 | S/ 612,967.33 |
| 6.20% | S/ 8,753.55 | S/ 17,639.72 | S/ 26,660.54 | S/ 35,818.04 | S/ 613,545.04 |
| 5.90% | S/ 8,338.94 | S/ 16,798.24 | S/ 25,379.64 | S/ 34,084.91 | S/ 611,811.91 |
| 5.75% | S/ 8,131.30 | S/ 16,377.05 | S/ 24,738.85 | S/ 33,218.35 | S/ 610,945.35 |
| 5.70% | S/ 8,062.04 | S/ 16,236.59 | S/ 24,525.21 | S/ 32,929.49 | S/ 610,656.49 |
| 5.65% | S/ 7,992.76 | S/ 16,096.09 | S/ 24,311.53 | S/ 32,640.64 | S/ 610,367.64 |
| 5.60% | S/ 7,923.45 | S/ 15,955.56 | S/ 24,097.84 | S/ 32,351.78 | S/ 610,078.78 |
| 5.50% | S/ 7,784.75 | S/ 15,674.40 | S/ 23,670.37 | S/ 31,774.07 | S/ 609,501.07 |
| 5.30% | S/ 7,507.07 | S/ 15,111.69 | S/ 22,815.12 | S/ 30,618.65 | S/ 608,345.65 |
| 5.25% | S/ 7,437.59 | S/ 14,970.92 | S/ 22,601.24 | S/ 30,329.80 | S/ 608,056.80 |
| 5.05% | S/ 7,159.41 | S/ 14,407.54 | S/ 21,745.49 | S/ 29,174.38 | S/ 606,901.38 |
| 5.00% | S/ 7,089.80 | S/ 14,266.61 | S/ 21,531.49 | S/ 28,885.52 | S/ 606,612.52 |
| 4.95% | S/ 7,020.17 | S/ 14,125.64 | S/ 21,317.46 | S/ 28,596.67 | S/ 606,323.67 |
| 4.75% | S/ 6,741.39 | S/ 13,561.45 | S/ 20,461.09 | S/ 27,441.25 | S/ 605,168.25 |
| 4.55% | S/ 6,462.22 | S/ 12,996.72 | S/ 19,604.32 | S/ 26,285.83 | S/ 604,012.83 |
| 4.50% | S/ 6,392.36 | S/ 12,855.46 | S/ 19,390.06 | S/ 25,996.97 | S/ 603,723.97 |
| 4.40% | S/ 6,252.58 | S/ 12,572.82 | S/ 18,961.47 | S/ 25,419.26 | S/ 603,146.26 |
| 4.30% | S/ 6,112.69 | S/ 12,290.05 | S/ 18,532.78 | S/ 24,841.55 | S/ 602,568.55 |
| 4.25% | S/ 6,042.71 | S/ 12,148.62 | S/ 18,318.39 | S/ 24,552.70 | S/ 602,279.70 |
| 4.20% | S/ 5,972.70 | S/ 12,007.15 | S/ 18,103.98 | S/ 24,263.84 | S/ 601,990.84 |
| 4.15% | S/ 5,902.67 | S/ 11,865.64 | S/ 17,889.54 | S/ 23,974.99 | S/ 601,701.99 |
| 4.00% | S/ 5,692.42 | S/ 11,440.93 | S/ 17,246.07 | S/ 23,108.42 | S/ 600,835.42 |
| 3.90% | S/ 5,552.13 | S/ 11,157.61 | S/ 16,816.97 | S/ 22,530.71 | S/ 600,257.71 |
| 3.75% | S/ 5,341.50 | S/ 10,732.39 | S/ 16,173.11 | S/ 21,664.14 | S/ 599,391.14 |
| 3.50% | S/ 4,989.95 | S/ 10,022.99 | S/ 15,099.51 | S/ 20,219.87 | S/ 597,946.87 |
| 3.00% | S/ 4,284.92 | S/ 8,601.63 | S/ 12,950.34 | S/ 17,331.32 | S/ 595,058.32 |
| 2.75% | S/ 3,931.45 | S/ 7,889.65 | S/ 11,874.79 | S/ 15,887.04 | S/ 593,614.04 |
| 2.50% | S/ 3,577.33 | S/ 7,176.81 | S/ 10,798.57 | S/ 14,442.77 | S/ 592,169.77 |
| 2.00% | S/ 2,867.14 | S/ 5,748.51 | S/ 8,644.17 | S/ 11,554.21 | S/ 589,281.21 |
| 1.35% | S/ 1,939.98 | S/ 3,886.47 | S/ 5,839.51 | S/ 7,799.09 | S/ 585,526.09 |
| 1.00% | S/ 1,438.89 | S/ 2,881.37 | S/ 4,327.44 | S/ 5,777.11 | S/ 583,504.11 |
| 0.10% | S/ 144.37 | S/ 288.78 | S/ 433.23 | S/ 577.71 | S/ 578,304.71 |
Sobre los datos
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Para S/ 577,727 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 577,727 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.