Cálculo de intereses
Ahorrando S/ 576,853
Veamos que pasaría si Usted ahorrara 576,853 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 576,853.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 6,589.99 | S/ 13,255.26 | S/ 19,996.67 | S/ 26,815.10 | S/ 603,668.10 |
| 8.50% | S/ 11,885.37 | S/ 24,015.63 | S/ 36,395.81 | S/ 49,031.08 | S/ 625,884.08 |
| 8.00% | S/ 11,205.95 | S/ 22,629.58 | S/ 34,275.12 | S/ 46,146.90 | S/ 622,999.90 |
| 7.10% | S/ 9,977.01 | S/ 20,126.58 | S/ 30,451.69 | S/ 40,955.38 | S/ 617,808.38 |
| 7.00% | S/ 9,839.98 | S/ 19,847.82 | S/ 30,026.37 | S/ 40,378.54 | S/ 617,231.54 |
| 6.50% | S/ 9,153.41 | S/ 18,452.06 | S/ 27,898.27 | S/ 37,494.36 | S/ 614,347.36 |
| 6.10% | S/ 8,602.41 | S/ 17,333.10 | S/ 26,193.99 | S/ 35,187.02 | S/ 612,040.02 |
| 6.20% | S/ 8,740.30 | S/ 17,613.04 | S/ 26,620.21 | S/ 35,763.85 | S/ 612,616.85 |
| 5.90% | S/ 8,326.32 | S/ 16,772.83 | S/ 25,341.25 | S/ 34,033.35 | S/ 610,886.35 |
| 5.75% | S/ 8,119.00 | S/ 16,352.27 | S/ 24,701.43 | S/ 33,168.09 | S/ 610,021.09 |
| 5.70% | S/ 8,049.85 | S/ 16,212.02 | S/ 24,488.10 | S/ 32,879.67 | S/ 609,732.67 |
| 5.65% | S/ 7,980.66 | S/ 16,071.74 | S/ 24,274.75 | S/ 32,591.26 | S/ 609,444.26 |
| 5.60% | S/ 7,911.46 | S/ 15,931.42 | S/ 24,061.38 | S/ 32,302.84 | S/ 609,155.84 |
| 5.50% | S/ 7,772.98 | S/ 15,650.69 | S/ 23,634.56 | S/ 31,726.00 | S/ 608,579.00 |
| 5.30% | S/ 7,495.71 | S/ 15,088.83 | S/ 22,780.60 | S/ 30,572.33 | S/ 607,425.33 |
| 5.25% | S/ 7,426.33 | S/ 14,948.28 | S/ 22,567.05 | S/ 30,283.91 | S/ 607,136.91 |
| 5.05% | S/ 7,148.58 | S/ 14,385.74 | S/ 21,712.59 | S/ 29,130.24 | S/ 605,983.24 |
| 5.00% | S/ 7,079.08 | S/ 14,245.03 | S/ 21,498.91 | S/ 28,841.82 | S/ 605,694.82 |
| 4.95% | S/ 7,009.55 | S/ 14,104.27 | S/ 21,285.21 | S/ 28,553.40 | S/ 605,406.40 |
| 4.75% | S/ 6,731.20 | S/ 13,540.94 | S/ 20,430.14 | S/ 27,399.73 | S/ 604,252.73 |
| 4.55% | S/ 6,452.44 | S/ 12,977.06 | S/ 19,574.66 | S/ 26,246.06 | S/ 603,099.06 |
| 4.50% | S/ 6,382.69 | S/ 12,836.01 | S/ 19,360.73 | S/ 25,957.64 | S/ 602,810.64 |
| 4.40% | S/ 6,243.12 | S/ 12,553.80 | S/ 18,932.78 | S/ 25,380.81 | S/ 602,233.81 |
| 4.30% | S/ 6,103.44 | S/ 12,271.46 | S/ 18,504.74 | S/ 24,803.97 | S/ 601,656.97 |
| 4.25% | S/ 6,033.56 | S/ 12,130.24 | S/ 18,290.68 | S/ 24,515.55 | S/ 601,368.55 |
| 4.20% | S/ 5,963.66 | S/ 11,988.98 | S/ 18,076.59 | S/ 24,227.13 | S/ 601,080.13 |
| 4.15% | S/ 5,893.74 | S/ 11,847.69 | S/ 17,862.48 | S/ 23,938.72 | S/ 600,791.72 |
| 4.00% | S/ 5,683.81 | S/ 11,423.62 | S/ 17,219.98 | S/ 23,073.46 | S/ 599,926.46 |
| 3.90% | S/ 5,543.73 | S/ 11,140.73 | S/ 16,791.53 | S/ 22,496.62 | S/ 599,349.62 |
| 3.75% | S/ 5,333.42 | S/ 10,716.15 | S/ 16,148.65 | S/ 21,631.37 | S/ 598,484.37 |
| 3.50% | S/ 4,982.40 | S/ 10,007.83 | S/ 15,076.66 | S/ 20,189.28 | S/ 597,042.28 |
| 3.00% | S/ 4,278.44 | S/ 8,588.61 | S/ 12,930.75 | S/ 17,305.10 | S/ 594,158.10 |
| 2.75% | S/ 3,925.50 | S/ 7,877.71 | S/ 11,856.82 | S/ 15,863.01 | S/ 592,716.01 |
| 2.50% | S/ 3,571.92 | S/ 7,165.95 | S/ 10,782.24 | S/ 14,420.92 | S/ 591,273.92 |
| 2.00% | S/ 2,862.80 | S/ 5,739.81 | S/ 8,631.10 | S/ 11,536.73 | S/ 588,389.73 |
| 1.35% | S/ 1,937.05 | S/ 3,880.60 | S/ 5,830.67 | S/ 7,787.30 | S/ 584,640.30 |
| 1.00% | S/ 1,436.72 | S/ 2,877.01 | S/ 4,320.89 | S/ 5,768.37 | S/ 582,621.37 |
| 0.10% | S/ 144.16 | S/ 288.35 | S/ 432.57 | S/ 576.84 | S/ 577,429.84 |
Sobre los datos
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Para S/ 576,853 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 576,853 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.